Virginia National Bankshares Corporation

VABK Financial Banks Regional

Virginia National Bankshares Corporation’s revenue for fiscal 2025 (year ended December 2025) was $83.3 million, roughly unchanged from fiscal 2024. In the quarter to June 2026, revenue grew 24.9%, EPS grew 110.1%, free cash flow fell 47.9% and total debt fell 67.2%, each against the same quarter a year earlier. Dividend growth for five consecutive years.

50.86 0.59 −1.15%
Market cap
$279.1M
P/E
11.1×
Fwd P/E
17.8×
Dividend yield
2.83%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

11.69 11.16 10.30 9.69
P/S ratio
2.50 2.58 2.49 2.73
P/FCF ratio
10.05 8.94 7.87 10.45
P/Operating CF
35.01 32.91 28.53 68.69
P/B ratio
1.18 1.17 1.11 1.24
Price to Tangible BV
1.26 1.24 1.17 1.30
EV/Sales
2.59 1.97 1.81 2.08
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
11.90 7.69 5.65 7.89
EV/FCF
10.39 6.83 5.71 7.96
Quick Ratio
0.02 0.05 0.05 0.05
Current Ratio
0.91 0.91 0.92 0.93
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
1.87% 1.21% 1.21% 1.22%
Debt/Equity
0.17 0.11 0.11 0.10
Asset Turnover
0.05 0.05 0.05 0.05
Operating CF/Net income
1.31 1.10 1.38 0.39
Capex/Depreciation
3.72 (0.06) (0.15) (0.01)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
40.65% 33.69% 37.40% 32.37%
Intangible Assets out of Total Assets
0.01 0.01 0.01 0.01
Share Based Compensation of Revenue
1.16% 1.10% 1.48% 0.90%
Graham Net Nets
(0.79) (0.71) (0.69) (0.53)
Graham Number
49.57 52.39 53.65 60.82
Earnings Yield
8.55% 8.96% 9.71% 10.32%
Free Cash Flow Yield
9.95% 11.19% 12.70% 9.57%
Revenue per Share
3.86 3.95 3.76 4.71
Operating CF per Share
1.11 1.21 1.34 0.65
Capex per Share
0.01 (0.03) (0.03) 0.00
Free Cash Flow per Share
1.12 1.18 1.31 0.64
Cash per Share
4.28 13.10 14.21 14.26
Shareholders Equity per Share
32.89 34.17 34.48 35.90
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
32.89 34.17 34.48 35.90
Free Cash Flow
6.05 6.38 7.10 3.49
Working Capital
(128.92) (125.63) (116.11) (102.03)
Capital Expenditures
0.07 (0.14) (0.14) (0.01)
Net Current Asset Value
(165.46) (151.82) (141.95) (127.50)
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
0.00 0.01 0.01 0.00
Price to Operating Income
9.36 8.92 8.19 7.74
Other line items
Average Payables
1,382.40 1,427.64 1,430.47 1,399.13
Average Assets
1,610.61 1,633.28 1,641.09 1,636.56
Average Common Equity
171.63 172.23 176.64 182.73

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Columns are period end dates