Union Bankshares, Inc.

UNB Financial Banks Regional

Union Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $87.3 million, up 12.3% from fiscal 2024. In the quarter to June 2026, revenue grew 8.47%, EPS grew 15.1%, free cash flow grew 1,783.2% and total debt was flat, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three; insiders bought in the last twelve months.

23.03 0.27 +1.19%
Market cap
$112.6M
P/E
8.8×
Fwd P/E
—
Dividend yield
6.25%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Piotroski F-Score
7 7 7 6

+8 more TTM periods

ROE
14.98% 15.38% 15.04% 15.11%
ROA
0.80% 0.74% 0.70% 0.73%
ROIC
12.37% 13.42% 9.89% 15.32%
Return on Tangible Assets
(4.37%) (3.92%) (3.62%) (4.65%)
Average Days of Receivables
0.00 0.00 0.00 0.00
Free Cash Flow per Share
4.45 3.14 3.50 4.10
Free Cash Flow
21.30 14.51 15.97 18.71
Capital Expenditures
(1.12) (1.29) (1.25) (1.10)
Other line items
Cash ROIC
14.62% 10.77% 13.49% 13.57%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.03 0.03 0.03 0.03
Inventory Turnover
0.00 0.00 0.00 0.00
Average Days of Payables
12,049.88 13,279.57 13,533.58 13,360.38
Days of Inventory on Hand
0.00 0.00 0.00 0.00
Tax Rate
(0.10) (0.09) (0.08) (0.08)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
48.48% 48.42% 48.68% 48.04%
Share Based Compensation of Revenue
0.85% 0.62% 0.57% 0.47%
Operating CF/Net income
1.85 1.36 1.55 1.75
Depreciation/Fixed assets
0.10 0.11 0.11 0.11
Capex/Depreciation
(0.58) (0.61) (0.58) (0.50)
Revenue per Share
18.88 19.19 19.14 18.88
Operating CF per Share
4.68 3.42 3.78 4.34
Capex per Share
(0.23) (0.28) (0.27) (0.24)
Capex to Sales
0.01 0.01 0.01 0.01

Fold the line items

Columns are period end dates