Saturday 17 October 2026 Export TWFG’s income statement to Excel — free account

TWFG, Inc.

TWFG, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $248.5 million, up 22.0% from fiscal 2024. In the quarter to June 2026, revenue grew 45.1%, EPS grew 38.5%, free cash flow grew 42.7% and total debt fell 39.1%, each against the same quarter a year earlier. Revenue growth for three consecutive years, operating cash flow growth for three; insiders bought in the last twelve months.

25.37 0.35 +1.40%

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Market cap: $1.4B
P/E: 43.0×
Fwd P/E: 36.6×
Dividend yield: —
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Jun '26	Mar '26	Dec '25	Sep '25	Older periods
P/E ratio Full definition →	40.76	34.06	56.41	62.36	+8 more quarters Free account
P/S ratio Full definition →	1.07	1.02	1.73	1.79
P/FCF ratio Full definition →	0.00	0.00	0.00	0.00
P/Operating CF Full definition →	32.08	11.98	32.29	27.54
P/B ratio Full definition →	1.19	0.95	1.44	1.45
Price to Tangible BV Full definition →	3.70	2.20	2.68	2.66
EV/Sales Full definition →	0.76	0.49	1.07	1.10
EV/EBITDA Full definition →	2.88	2.04	4.79	5.65
EV/Operating CF Full definition →	3.71	2.18	4.96	4.90
EV/FCF Full definition →	(27.49)	(6.76)	(30.42)	(43.09)
Quick Ratio Full definition →	76.79	94.71	107.86	101.35
Current Ratio Full definition →	76.79	94.71	107.86	101.35
Net Debt/EBITDA Full definition →	(3.64)	(7.57)	(7.95)	(11.01)
Debt/Assets Full definition →	0.84%	0.95%	1.08%	1.29%
Debt/Equity Full definition →	0.01	0.01	0.01	0.02
Asset Turnover Full definition →	0.84	0.76	0.71	0.69
Operating CF/Net income Full definition →	4.14	12.93	4.51	8.68
Capex/Depreciation Full definition →	(3.54)	(4.71)	(1.37)	(1.32)
Interest Coverage Full definition →	308.54	199.21	225.12	129.06
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	23.27%	23.74%	23.80%	23.58%
Intangible Assets out of Total Assets Full definition →	0.50	0.44	0.37	0.37
Share Based Compensation of Revenue Full definition →	1.33%	1.18%	1.24%	1.54%
Graham Net Nets Full definition →	0.19	0.38	0.32	0.32
Graham Number Full definition →	16.35	15.30	15.16	13.70
Earnings Yield Full definition →	2.45%	2.94%	1.77%	1.60%
Free Cash Flow Yield Full definition →	(2.60%)	(7.17%)	(2.03%)	(1.43%)
Revenue per Share Full definition →	6.68	4.92	4.71	4.27
Operating CF per Share Full definition →	0.75	1.54	0.89	1.00
Capex per Share Full definition →	(1.91)	(1.96)	(0.53)	(0.47)
Free Cash Flow per Share Full definition →	(1.16)	(0.43)	0.36	0.53
Cash per Share Full definition →	7.08	9.71	11.26	10.83
Shareholders Equity per Share Full definition →	20.15	19.27	20.03	18.95
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00
Book value per Share Full definition →	20.15	19.27	20.03	18.95
Free Cash Flow Full definition →	(15.17)	(6.32)	5.39	7.91
Working Capital Full definition →	151.82	186.20	210.72	196.28
Capital Expenditures Full definition →	(24.99)	(29.04)	(7.90)	(7.04)
Net Current Asset Value Full definition →	59.30	102.04	139.11	133.39
EV/EBIT Full definition →	4.18	3.03	7.17	8.67
Capex to Sales Full definition →	0.29	0.40	0.11	0.11
Price to Operating Income Full definition →	5.85	6.24	11.60	14.07
Other line items
Average Receivables Full definition →	47.83	38.09	39.85	33.69
Average Assets Full definition →	350.60	350.85	347.88	331.13
Average Common Equity Full definition →	271.52	282.54	287.02	276.23

Fold the line items

Columns are period end dates

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