Saturday 17 October 2026 Export TWFG’s income statement to Excel — free account

TWFG, Inc.

TWFG, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $248.5 million, up 22.0% from fiscal 2024. In the quarter to June 2026, revenue grew 45.1%, EPS grew 38.5%, free cash flow grew 42.7% and total debt fell 39.1%, each against the same quarter a year earlier. Revenue growth for three consecutive years, operating cash flow growth for three; insiders bought in the last twelve months.

25.37 0.35 +1.40%

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Market cap: $1.4B
P/E: 43.0×
Fwd P/E: 36.6×
Dividend yield: —
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Older periods	Sep '25	Dec '25	Mar '26	Jun '26
P/E ratio Full definition →	+8 more quarters Free account	62.36	56.41	34.06	40.76
P/S ratio Full definition →		1.79	1.73	1.02	1.07
P/FCF ratio Full definition →		0.00	0.00	0.00	0.00
P/Operating CF Full definition →		27.54	32.29	11.98	32.08
P/B ratio Full definition →		1.45	1.44	0.95	1.19
Price to Tangible BV Full definition →		2.66	2.68	2.20	3.70
EV/Sales Full definition →		1.10	1.07	0.49	0.76
EV/EBITDA Full definition →		5.65	4.79	2.04	2.88
EV/Operating CF Full definition →		4.90	4.96	2.18	3.71
EV/FCF Full definition →		(43.09)	(30.42)	(6.76)	(27.49)
Quick Ratio Full definition →		101.35	107.86	94.71	76.79
Current Ratio Full definition →		101.35	107.86	94.71	76.79
Net Debt/EBITDA Full definition →		(11.01)	(7.95)	(7.57)	(3.64)
Debt/Assets Full definition →		1.29%	1.08%	0.95%	0.84%
Debt/Equity Full definition →		0.02	0.01	0.01	0.01
Asset Turnover Full definition →		0.69	0.71	0.76	0.84
Operating CF/Net income Full definition →		8.68	4.51	12.93	4.14
Capex/Depreciation Full definition →		(1.32)	(1.37)	(4.71)	(3.54)
Interest Coverage Full definition →		129.06	225.12	199.21	308.54
Research and Development Expense of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →		23.58%	23.80%	23.74%	23.27%
Intangible Assets out of Total Assets Full definition →		0.37	0.37	0.44	0.50
Share Based Compensation of Revenue Full definition →		1.54%	1.24%	1.18%	1.33%
Graham Net Nets Full definition →		0.32	0.32	0.38	0.19
Graham Number Full definition →		13.70	15.16	15.30	16.35
Earnings Yield Full definition →		1.60%	1.77%	2.94%	2.45%
Free Cash Flow Yield Full definition →		(1.43%)	(2.03%)	(7.17%)	(2.60%)
Revenue per Share Full definition →		4.27	4.71	4.92	6.68
Operating CF per Share Full definition →		1.00	0.89	1.54	0.75
Capex per Share Full definition →		(0.47)	(0.53)	(1.96)	(1.91)
Free Cash Flow per Share Full definition →		0.53	0.36	(0.43)	(1.16)
Cash per Share Full definition →		10.83	11.26	9.71	7.08
Shareholders Equity per Share Full definition →		18.95	20.03	19.27	20.15
Interest Debt per Share Full definition →		0.00	0.00	0.00	0.00
Book value per Share Full definition →		18.95	20.03	19.27	20.15
Free Cash Flow Full definition →		7.91	5.39	(6.32)	(15.17)
Working Capital Full definition →		196.28	210.72	186.20	151.82
Capital Expenditures Full definition →		(7.04)	(7.90)	(29.04)	(24.99)
Net Current Asset Value Full definition →		133.39	139.11	102.04	59.30
EV/EBIT Full definition →		8.67	7.17	3.03	4.18
Capex to Sales Full definition →		0.11	0.11	0.40	0.29
Price to Operating Income Full definition →		14.07	11.60	6.24	5.85
Other line items
Average Receivables Full definition →		33.69	39.85	38.09	47.83
Average Assets Full definition →		331.13	347.88	350.85	350.60
Average Common Equity Full definition →		276.23	287.02	282.54	271.52

Fold the line items

Columns are period end dates

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