TWFG, Inc.

TWFG Financial Insurance Brokers

TWFG, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $248.5 million, up 22.0% from fiscal 2024. In the quarter to June 2026, revenue grew 45.1%, EPS grew 38.5%, free cash flow grew 42.7% and total debt fell 39.1%, each against the same quarter a year earlier. Revenue growth for three consecutive years, operating cash flow growth for three; insiders bought in the last twelve months.

25.37 0.35 +1.40%
Market cap
$1.4B
P/E
43.0×
Fwd P/E
36.6×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Revenue
87.51 72.84 70.26 64.12

+8 more quarters

Revenue Growth
45.11% 35.33% 35.78% 21.30%
Cost of Revenue
42.49 37.03 32.91 34.64
Gross Profit
45.02 35.81 37.34 29.48
SG&A Expenses
20.37 17.29 16.72 15.12
Operating Income
17.59 12.35 14.86 9.03
Non-operating Interest Expenses
0.06 0.06 0.07 0.07
Non-operating Income/Expense
0.70 1.86 1.86 1.56
EBT
18.28 14.21 16.72 10.60
Income Tax Provision
1.03 1.13 1.03 0.98
Income after Tax
17.25 13.08 15.69 9.62
Dividends (Preferred)
0.00 0.00 0.00 0.00
Non-Controlling Interest
14.88 11.32 12.75 7.90
Net Income Common
2.37 1.76 2.95 1.72
EPS (Basic)
0.18 0.12 0.18 0.11
EPS (Diluted)
0.18 0.12 0.18 0.11
Shares (Basic, Weighted)
13.10 14.79 14.91 15.01
Shares (Diluted, Weighted)
13.10 14.90 15.10 15.10
Gross Margin
51.44% 49.16% 53.15% 45.98%
EBIT Margin
20.10% 16.96% 21.15% 14.09%
EBT margin
20.89% 19.51% 23.80% 16.53%
Net Profit Margin
2.71% 2.41% 4.19% 2.69%
EBITDA
24.65 18.52 20.62 14.36
EBIT
17.59 12.35 14.86 9.03
Income from Continuous Operations
17.25 13.08 15.69 9.62
Consolidated Net Income/Loss
17.25 13.08 15.69 9.62
EPS (Basic, from Continuous Ops)
1.32 0.88 1.06 0.64
EPS (Diluted, from Cont. Ops)
1.32 0.88 1.47 0.64
EPS (Basic, Consolidated)
1.32 0.88 1.06 0.64
EPS (Diluted, Consolidated)
1.32 0.88 1.47 0.64
Shares (Diluted, Average)
13.10 14.90 56.29 15.10
EBITDA Margin
28.17% 25.43% 29.35% 22.40%
Operating Cash Flow Margin
11.22% 31.19% 18.91% 23.32%

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In millions of $ except per-share values · columns are period end dates