TWFG, Inc.

TWFG Financial Insurance Brokers

TWFG, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $248.5 million, up 22.0% from fiscal 2024. In the quarter to June 2026, revenue grew 45.1%, EPS grew 38.5%, free cash flow grew 42.7% and total debt fell 39.1%, each against the same quarter a year earlier. Revenue growth for three consecutive years, operating cash flow growth for three; insiders bought in the last twelve months.

25.37 0.35 +1.40%
Market cap
$1.4B
P/E
43.0×
Fwd P/E
36.6×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Older periods Sep '25 Dec '25 Mar '26 Jun '26
Revenue

+8 more quarters

64.12 70.26 72.84 87.51
Revenue Growth
21.30% 35.78% 35.33% 45.11%
Cost of Revenue
34.64 32.91 37.03 42.49
Gross Profit
29.48 37.34 35.81 45.02
SG&A Expenses
15.12 16.72 17.29 20.37
Operating Income
9.03 14.86 12.35 17.59
Non-operating Interest Expenses
0.07 0.07 0.06 0.06
Non-operating Income/Expense
1.56 1.86 1.86 0.70
EBT
10.60 16.72 14.21 18.28
Income Tax Provision
0.98 1.03 1.13 1.03
Income after Tax
9.62 15.69 13.08 17.25
Dividends (Preferred)
0.00 0.00 0.00 0.00
Non-Controlling Interest
7.90 12.75 11.32 14.88
Net Income Common
1.72 2.95 1.76 2.37
EPS (Basic)
0.11 0.18 0.12 0.18
EPS (Diluted)
0.11 0.18 0.12 0.18
Shares (Basic, Weighted)
15.01 14.91 14.79 13.10
Shares (Diluted, Weighted)
15.10 15.10 14.90 13.10
Gross Margin
45.98% 53.15% 49.16% 51.44%
EBIT Margin
14.09% 21.15% 16.96% 20.10%
EBT margin
16.53% 23.80% 19.51% 20.89%
Net Profit Margin
2.69% 4.19% 2.41% 2.71%
EBITDA
14.36 20.62 18.52 24.65
EBIT
9.03 14.86 12.35 17.59
Income from Continuous Operations
9.62 15.69 13.08 17.25
Consolidated Net Income/Loss
9.62 15.69 13.08 17.25
EPS (Basic, from Continuous Ops)
0.64 1.06 0.88 1.32
EPS (Diluted, from Cont. Ops)
0.64 1.47 0.88 1.32
EPS (Basic, Consolidated)
0.64 1.06 0.88 1.32
EPS (Diluted, Consolidated)
0.64 1.47 0.88 1.32
Shares (Diluted, Average)
15.10 56.29 14.90 13.10
EBITDA Margin
22.40% 29.35% 25.43% 28.17%
Operating Cash Flow Margin
23.32% 18.91% 31.19% 11.22%

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In millions of $ except per-share values · columns are period end dates