Towne Bank TOWN
36.36
(0.04)
(0.11%)
as of 25 Sep
- Market cap
- $3.4B
- P/E
- 10.2×
Follow TOWN
Growth Flags
show if company had growth for consecutive years
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
28.21 | 21.67 | 12.81 | 14.41 | 11.62 | 10.64 | 11.76 | 14.38 | 15.84 | 15.03 |
P/S ratio |
4.58 | 3.85 | 2.78 | 2.98 | 2.28 | 3.17 | 2.98 | 2.36 | 2.49 | 2.28 |
P/FCF ratio |
11.07 | 14.80 | 5.73 | 0.00 | 20.53 | 4.66 | 6.09 | 18.77 | 29.88 | 11.95 |
P/Operating CF |
16.37 | 50.81 | 8.59 | 25.64 | 8.37 | 20.54 | 28.40 | 54.05 | 25.51 | 21.72 |
P/B ratio |
1.73 | 1.66 | 1.11 | 1.21 | 0.95 | 1.19 | 1.17 | 1.08 | 1.19 | 1.05 |
Price to Tangible BV |
2.39 | 2.28 | 1.63 | 1.74 | 1.32 | 1.63 | 1.60 | 1.45 | 1.57 | 1.47 |
EV/Sales |
5.92 | 3.86 | 2.96 | 3.02 | 0.39 | (1.18) | 1.47 | 1.38 | 1.19 | 1.12 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
13.15 | 13.50 | 5.72 | 197.21 | 2.26 | (1.64) | 2.64 | 8.15 | 8.83 | 4.79 |
EV/FCF |
14.32 | 14.85 | 6.11 | (78.97) | 3.50 | (1.73) | 3.01 | 10.96 | 14.24 | 5.87 |
Quick Ratio |
0.02 | 0.08 | 0.08 | 0.05 | 0.15 | 0.24 | 0.08 | 0.08 | 0.09 | 0.08 |
Current Ratio |
1.02 | 1.00 | 1.02 | 0.96 | 0.99 | 0.94 | 0.88 | 0.88 | 0.87 | 0.87 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
8.62% | 6.18% | 7.16% | 3.95% | 3.12% | 0.95% | 0.19% | 1.21% | 0.02% | 0.27% |
Debt/Equity |
0.63 | 0.46 | 0.52 | 0.29 | 0.26 | 0.08 | 0.02 | 0.10 | 0.00 | 0.02 |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 | 0.06 | 0.06 | 0.06 |
Operating CF/Net income |
2.74 | 1.61 | 2.37 | 0.07 | 0.88 | 2.41 | 2.20 | 1.04 | 0.85 | 1.54 |
Capex/Depreciation |
(0.65) | (0.47) | (0.63) | (1.10) | (1.31) | (0.68) | (1.23) | (0.97) | (1.33) | (1.23) |
| 7.05% | 7.87% | 9.98% | 8.70% | 8.47% | 11.64% | 9.93% | 7.77% | 7.68% | 7.41% | |
| 0.94% | 1.06% | 1.36% | 1.20% | 1.10% | 1.39% | 1.17% | 0.94% | 0.95% | 0.92% | |
ROIC |
3.85% | 8.03% | 6.51% | 6.55% | 33.50% | 0.00% | 19.35% | 10.25% | 14.64% | 11.62% |
Return on Tangible Assets |
19.40% | 41.56% | 31.84% | (118.56%) | 143.55% | (37.51%) | (14.12%) | (11.24%) | (10.85%) | (9.95%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
66.66% | 59.60% | 56.89% | 55.73% | 60.66% | 53.97% | 59.08% | 52.48% | 47.85% | 54.43% |
Intangible Assets out of Total Assets |
0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 |
Share Based Compensation of Revenue |
0.53% | 0.55% | 0.47% | 0.79% | 0.74% | 0.78% | 0.70% | 0.75% | 0.77% | 0.87% |
Graham Net Nets |
(0.36) | (0.34) | (0.44) | (0.53) | (0.55) | (0.61) | (0.91) | (1.03) | (0.87) | (1.01) |
Graham Number |
22.43 | 24.15 | 30.16 | 31.57 | 33.49 | 42.03 | 39.02 | 35.82 | 37.23 | 39.85 |
Earnings Yield |
3.55% | 4.62% | 7.81% | 6.94% | 8.60% | 9.40% | 8.51% | 6.95% | 6.31% | 6.65% |
Free Cash Flow Yield |
9.03% | 6.76% | 17.45% | (1.28%) | 4.87% | 21.46% | 16.41% | 5.33% | 3.35% | 8.37% |
Revenue per Share |
7.21 | 7.93 | 8.62 | 9.34 | 10.30 | 9.95 | 10.25 | 12.60 | 13.68 | 14.64 |
Operating CF per Share |
3.25 | 2.27 | 4.46 | 0.14 | 1.77 | 7.16 | 5.73 | 2.13 | 1.84 | 3.42 |
Capex per Share |
(0.27) | (0.21) | (0.28) | (0.50) | (0.63) | (0.38) | (0.71) | (0.55) | (0.70) | (0.63) |
Free Cash Flow per Share |
2.98 | 2.06 | 4.18 | (0.36) | 1.14 | 6.78 | 5.02 | 1.59 | 1.14 | 2.79 |
Cash per Share |
2.40 | 8.38 | 9.65 | 6.14 | 25.79 | 45.48 | 15.89 | 15.12 | 17.88 | 17.68 |
Shareholders Equity per Share |
19.12 | 18.38 | 21.62 | 22.95 | 24.67 | 26.44 | 26.03 | 27.54 | 28.65 | 31.79 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
19.12 | 18.38 | 21.62 | 22.95 | 24.67 | 26.44 | 26.03 | 27.54 | 28.65 | 31.79 |
Free Cash Flow |
169.44 | 128.31 | 297.38 | (25.75) | 82.67 | 491.32 | 364.00 | 118.37 | 85.41 | 213.33 |
Working Capital |
148.08 | 16.01 | 208.38 | (348.86) | (158.86) | (844.95) | (1,643.60) | (1,700.93) | (1,855.91) | (2,134.25) |
Capital Expenditures |
(15.07) | (12.77) | (20.21) | (36.07) | (45.22) | (27.51) | (51.50) | (40.83) | (52.31) | (48.14) |
Net Current Asset Value |
(671.54) | (643.39) | (750.79) | (1,071.07) | (928.62) | (1,390.08) | (2,017.55) | (2,298.26) | (2,216.19) | (2,564.78) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.04 | 0.03 | 0.03 | 0.05 | 0.06 | 0.04 | 0.07 | 0.04 | 0.05 | 0.04 |
Net Profit Margin |
16.41% | 17.77% | 21.81% | 20.61% | 19.55% | 29.86% | 25.42% | 16.28% | 15.74% | 15.16% |
Price to Operating Income |
18.59 | 12.23 | 9.91 | 11.37 | 8.43 | 8.18 | 9.36 | 11.98 | 13.44 | 12.13 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.12 | 0.14 | 0.15 | 0.14 | 0.13 | 0.15 | 0.14 | 0.12 | 0.11 | 0.09 |
Cash ROIC |
(0.74%) | (2.46%) | 3.50% | (8.63%) | (3.22%) | 4.62% | 3.60% | (5.27%) | (6.62%) | (4.42%) |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.02 | 0.02 | 0.02 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
61,635.34 | 53,511.59 | 37,835.34 | 30,911.53 | 52,792.69 | 120,591.35 | 85,775.23 | 20,492.12 | 15,876.01 | 21,318.82 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
5,474.61 | 6,241.71 | 7,409.32 | 8,820.67 | 10,422.04 | 12,573.40 | 13,433.93 | 13,593.72 | 14,165.26 | 15,473.21 |
Average Assets |
7,135.24 | 8,248.05 | 9,842.60 | 11,555.35 | 13,287.05 | 15,493.92 | 16,103.33 | 16,340.16 | 17,036.68 | 18,462.83 |
Average Common Equity |
953.38 | 1,114.53 | 1,340.46 | 1,596.06 | 1,718.76 | 1,850.00 | 1,902.47 | 1,972.32 | 2,101.47 | 2,288.03 |
Columns are period end dates