Tompkins Financial Corporation TMP
99.57
1.43
1.46%
as of 25 Sep
- Market cap
- $1.4B
- P/E
- 8.1×
Follow TMP
Growth Flags
show if company had growth for consecutive years,
Insider Buys
alert about insiders buying in the last 12 month
| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
6.42 | 13.62 | 91.20 | 13.04 | 13.75 | 13.55 | 16.98 | 13.92 | 23.52 | 24.36 |
P/S ratio |
1.79 | 2.21 | 2.75 | 3.35 | 3.80 | 3.16 | 4.05 | 3.43 | 4.10 | 5.20 |
P/FCF ratio |
20.25 | 10.83 | 10.24 | 11.58 | 10.45 | 10.72 | 14.20 | 12.20 | 23.82 | 18.89 |
P/Operating CF |
(27.78) | 41.48 | 44.64 | 52.55 | 40.83 | 25.90 | 49.77 | 28.43 | 39.28 | 53.96 |
P/B ratio |
1.10 | 1.35 | 1.26 | 1.79 | 1.67 | 1.45 | 2.06 | 1.82 | 2.11 | 2.57 |
Price to Tangible BV |
1.19 | 1.56 | 1.47 | 2.12 | 1.92 | 1.67 | 2.42 | 2.17 | 2.56 | 3.17 |
EV/Sales |
2.53 | 3.72 | 4.44 | 4.00 | 3.99 | 2.78 | 5.59 | 6.45 | 7.43 | 8.06 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
37.68 | 17.05 | 15.36 | 12.75 | 10.54 | 9.01 | 18.54 | 19.79 | 25.56 | 24.09 |
EV/FCF |
28.69 | 18.19 | 16.55 | 13.81 | 10.96 | 9.43 | 19.62 | 22.95 | 43.19 | 29.30 |
Quick Ratio |
0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.06 | 0.03 | 0.02 | 0.02 | 0.02 |
Current Ratio |
0.96 | 0.96 | 0.90 | 0.82 | 0.76 | 0.88 | 0.97 | 1.00 | 0.98 | 0.94 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
6.51% | 9.75% | 7.70% | 3.80% | 1.59% | 3.48% | 9.78% | 15.92% | 16.12% | 14.19% |
Debt/Equity |
0.60 | 1.11 | 0.90 | 0.47 | 0.17 | 0.37 | 0.99 | 1.73 | 1.86 | 1.61 |
Asset Turnover |
0.07 | 0.05 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
Operating CF/Net income |
0.24 | 1.34 | 9.36 | 1.22 | 1.36 | 1.31 | 1.24 | 1.30 | 1.64 | 1.53 |
Capex/Depreciation |
2.62 | (0.63) | (0.45) | (0.46) | (0.20) | (0.20) | (0.29) | (0.73) | (1.70) | (0.79) |
| 19.50% | 10.24% | 1.48% | 12.63% | 12.34% | 11.24% | 12.73% | 13.75% | 9.33% | 11.13% | |
| 1.92% | 0.89% | 0.12% | 1.10% | 1.16% | 1.08% | 1.21% | 1.23% | 0.81% | 1.00% | |
ROIC |
10.26% | 4.25% | 0.64% | 8.26% | 9.08% | 10.29% | 5.43% | 4.03% | 3.81% | 4.07% |
Return on Tangible Assets |
(65.95%) | (45.05%) | (1.71%) | (7.77%) | (5.72%) | (10.97%) | (130.81%) | 102.50% | (187.95%) | (28.13%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
38.25% | 47.26% | 67.39% | 60.03% | 58.33% | 60.96% | 53.90% | 55.69% | 58.57% | 59.23% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
Share Based Compensation of Revenue |
0.60% | 1.06% | 1.33% | 1.32% | 1.61% | 1.44% | 1.26% | 1.06% | 1.00% | 0.84% |
Graham Net Nets |
(0.98) | (1.16) | (1.58) | (1.42) | (1.54) | (1.15) | (0.69) | (1.05) | (1.05) | (0.90) |
Graham Number |
129.32 | 74.98 | 26.22 | 75.70 | 82.73 | 75.64 | 73.45 | 70.76 | 54.70 | 57.12 |
Earnings Yield |
15.57% | 7.34% | 1.10% | 7.67% | 7.27% | 7.38% | 5.89% | 7.19% | 4.25% | 4.10% |
Free Cash Flow Yield |
4.94% | 9.23% | 9.77% | 8.64% | 9.57% | 9.33% | 7.04% | 8.20% | 4.20% | 5.29% |
Revenue per Share |
40.62 | 30.64 | 21.58 | 22.98 | 21.98 | 22.32 | 22.59 | 21.88 | 19.80 | 18.33 |
Operating CF per Share |
2.73 | 6.68 | 6.24 | 7.21 | 8.32 | 6.90 | 6.82 | 7.13 | 5.76 | 6.13 |
Capex per Share |
0.85 | (0.42) | (0.45) | (0.55) | (0.32) | (0.31) | (0.37) | (0.98) | (2.35) | (1.09) |
Free Cash Flow per Share |
3.58 | 6.26 | 5.79 | 6.66 | 8.00 | 6.59 | 6.44 | 6.15 | 3.41 | 5.04 |
Cash per Share |
9.37 | 9.51 | 5.64 | 5.49 | 4.39 | 26.48 | 9.26 | 5.40 | 5.70 | 7.23 |
Shareholders Equity per Share |
65.84 | 50.18 | 47.00 | 43.09 | 50.03 | 48.81 | 44.48 | 41.28 | 38.54 | 37.09 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
65.84 | 50.18 | 47.00 | 43.09 | 50.03 | 48.81 | 44.48 | 41.28 | 38.54 | 37.09 |
Free Cash Flow |
51.05 | 89.05 | 82.56 | 95.40 | 116.53 | 96.86 | 96.05 | 92.50 | 50.93 | 74.69 |
Working Capital |
(316.65) | (233.89) | (636.36) | (1,175.92) | (1,645.76) | (795.80) | (156.83) | (16.90) | (114.92) | (280.99) |
Capital Expenditures |
12.18 | (5.91) | (6.44) | (7.94) | (4.65) | (4.53) | (5.57) | (14.77) | (35.13) | (16.17) |
Net Current Asset Value |
(1,013.21) | (1,120.68) | (1,335.34) | (1,570.65) | (1,878.58) | (1,196.68) | (946.13) | (1,183.67) | (1,274.03) | (1,274.14) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
(0.02) | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 | 0.04 | 0.12 | 0.06 |
Net Profit Margin |
27.82% | 16.26% | 3.09% | 25.82% | 27.88% | 23.64% | 24.26% | 25.01% | 17.74% | 21.85% |
Price to Operating Income |
4.60 | 10.37 | 69.70 | 10.07 | 10.63 | 10.63 | 13.26 | 10.97 | 12.98 | 16.31 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.06 | 0.12 | 0.18 | 0.21 | 0.27 | 0.25 | 0.20 | 0.21 | 0.24 | 0.29 |
Cash ROIC |
(2.05%) | 1.12% | 0.69% | 2.15% | 3.90% | 0.92% | 0.50% | 0.57% | (0.05%) | 1.35% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.02 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
19,134.24 | 17,309.11 | 26,591.96 | 114,519.68 | 141,439.79 | 81,052.03 | 37,491.94 | 44,844.94 | 69,355.83 | 76,377.67 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
6,704.78 | 6,435.83 | 6,501.07 | 6,696.87 | 6,614.59 | 5,825.34 | 5,050.94 | 4,863.38 | 4,731.47 | 4,510.22 |
Average Assets |
8,388.67 | 7,964.41 | 7,745.22 | 7,745.33 | 7,721.08 | 7,173.90 | 6,742.03 | 6,703.36 | 6,442.52 | 5,963.38 |
Average Common Equity |
825.91 | 691.69 | 643.66 | 673.17 | 723.32 | 690.37 | 641.96 | 598.54 | 562.80 | 532.94 |
Columns are period end dates