UP Fintech Holding Limited

TIGR

Financial Capital Markets

UP Fintech Holding Limited’s revenue for fiscal 2025 (year ended December 2025) was $612.1 million, up 56.3% from fiscal 2024.

Revenue
+31.4%
EPS
−4.35%
Free cash flow
+74,003.9%
Total debt
−67.0%

Quarter to June 2026, against a year earlier

3.92 0.03 −0.76%
Market cap
$677.8M
P/E
6.2×
Fwd P/E
8.5×
Dividend yield
—
F-score
7/9
ROIC
0.00%
Net debt / EBITDA
−14.5×
Dividend safety
n/a
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Piotroski F-Score
7 6 6 4 5 5 3 — — —
P/E ratio
9.96 17.46 18.77 0.00 49.10 66.17 0.00 0.00 0.00 0.00
P/S ratio
2.76 2.64 2.35 2.17 2.73 8.09 7.07 44.03 44.03 44.03
P/FCF ratio
0.75 1.09 1.09 0.34 0.62 1.49 1.89 0.00 0.00 0.00
P/Operating CF
1.28 1.25 (30.24) (23.13) (34.09) (52.95) (19.58) (69.80) (69.80) (69.80)
P/B ratio
1.95 1.58 1.31 1.10 1.62 4.76 1.96 0.00 0.00 0.00
Price to Tangible BV
1.96 1.59 1.32 1.10 1.63 4.81 1.98 0.00 0.00 0.00
EV/Sales
(3.96) (4.43) (5.75) (6.51) (3.14) 1.31 0.47 42.61 42.61 42.61
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 5.81 0.00 0.00 0.00 0.00
EV/Operating CF
(1.06) (1.80) (2.61) (1.01) (0.71) 0.24 0.12 (67.55) (67.55) (67.55)
EV/FCF
(1.07) (1.82) (2.67) (1.02) (0.72) 0.24 0.13 (62.58) (62.58) (62.58)
Quick Ratio
1.11 1.13 1.19 1.17 1.19 1.09 1.18 3.45 2.52 —
Current Ratio
1.12 1.14 1.20 1.18 1.20 1.10 1.31 6.06 3.50 —
Net Debt/EBITDA
(14.46) (19.55) (26.75) (84.53) (41.61) (29.32) 72.77 1.02 2.08 —
Debt/Assets
1.97% 2.50% 4.19% 4.25% 4.60% 0.36% 0.62% 0.00% 0.00% —
Debt/Equity
0.19 0.24 0.32 0.36 0.34 0.03 0.02 0.00 0.00 —
Asset Turnover
0.08 0.08 0.07 0.06 0.10 0.09 0.13 0.44 0.22 0.00
Operating CF/Net income
7.70 13.63 (0.20) (118.03) 28.13 33.32 (36.92) 0.49 1.13 1.07
Capex/Depreciation
(1.89) (0.59) (0.97) (1.78) (3.71) (1.05) (1.75) (3.56) (1.71) —
Interest Coverage
3.84 2.29 1.70 1.09 1.96 3.08 (1.48) (241.71) (28.30) 0.00
ROE
22.48% 10.62% 6.96% (0.49%) 4.31% 7.18% (7.08%) 209.88% 38.51% 0.00%
ROA
2.34% 1.20% 0.86% (0.06%) 0.53% 1.07% (1.43%) (57.15%) (9.95%) 0.00%
ROIC
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% —
Return on Tangible Assets
19.72% 7.77% 5.25% (0.38%) 2.60% 7.63% (3.44%) (48.96%) (35.48%) 0.00%
Average Days of Receivables
2,277.06 3,131.04 1,745.56 2,594.00 2,131.36 3,081.05 1,869.31 120.14 47.44 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
48.90% 58.50% 63.94% 80.02% 72.31% 64.97% 99.97% 231.15% 146.08% 0.00%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.00 —
Share Based Compensation of Revenue
2.55% 2.49% 3.72% 6.31% 5.06% 4.37% 6.93% 101.92% 2.06% 0.00%
Graham Net Nets
0.47 0.57 0.68 0.79 0.55 0.17 0.42 (0.03) (0.03) (0.03)
Graham Number
10.28 5.83 3.95 0.00 2.61 2.12 0.00 4.66 0.00 0.00
Earnings Yield
10.04% 5.73% 5.33% (0.49%) 2.04% 1.51% (2.38%) (0.13%) (0.13%) (0.13%)
Free Cash Flow Yield
134.17% 92.17% 91.60% 293.63% 160.93% 67.21% 52.86% (1.55%) (1.55%) (1.55%)
Revenue per Share
3.46 2.44 1.76 1.47 1.80 0.98 0.50 0.99 0.57 0.19
Operating CF per Share
7.45 5.16 (0.04) 1.69 2.81 3.79 2.08 (0.63) (0.29) (0.39)
Capex per Share
(0.03) (0.01) (0.02) (0.03) (0.03) (0.01) (0.01) (0.05) (0.02) 0.00
Free Cash Flow per Share
7.42 5.16 (0.06) 1.65 2.78 3.78 2.07 (0.68) (0.31) (0.39)
Cash per Share
24.20 18.30 15.27 13.84 11.60 6.72 3.36 1.41 0.61 0.00
Shareholders Equity per Share
4.89 4.09 3.15 2.92 3.04 1.67 1.81 (0.77) (0.52) 0.00
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
4.89 4.09 3.15 2.92 3.04 1.67 1.81 (0.77) (0.52) 0.00
Free Cash Flow
1,311.20 826.43 (9.33) 253.17 408.24 534.30 241.99 (22.86) (9.10) (11.50)
Working Capital
852.47 766.23 604.41 558.02 551.33 200.85 182.15 85.92 20.09 —
Capital Expenditures
(5.48) (1.55) (2.76) (4.89) (4.96) (0.98) (1.32) (1.68) (0.58) (0.44)
Net Current Asset Value
790.63 591.58 432.64 388.21 396.48 195.59 172.63 (38.19) (23.16) —
EV/EBIT
0.00 0.00 0.00 0.00 0.00 5.81 0.00 0.00 0.00 0.00
Capex to Sales
0.01 0.00 0.01 0.02 0.02 0.01 0.02 0.05 0.03 0.00
Price to Operating Income
6.00 7.44 8.02 24.00 20.07 36.01 0.00 0.00 0.00 0.00
Other line items
Depreciation/Fixed assets
0.20 0.17 0.17 0.17 0.10 0.10 0.08 0.20 0.32 —
Cash ROIC
24.71% 22.05% (0.31%) 9.29% 17.72% 44.83% 39.73% (105.52%) (328.90%) 0.00%
Accounts Receivable Turnover
0.17 0.17 0.19 0.14 0.19 0.19 0.38 5.07 2.56 0.00
Accounts Payable Turnover
0.00 0.00 0.00 0.01 0.01 0.01 0.01 0.07 0.06 0.00
Inventory Turnover
13.09 14.86 9.86 7.82 2.86 0.30 0.05 0.01 0.00 —
Average Days of Payables
125,645.48 136,773.98 122,076.25 73,325.25 31,437.12 55,417.04 82,239.71 9,319.07 11,986.41 0.00
Days of Inventory on Hand
36.64 26.79 36.03 22.11 35.68 539.72 9,504.78 42,590.29 0.00 —
Average Receivables
3,588.55 2,330.97 1,452.43 1,573.04 1,356.76 734.76 155.74 6.62 6.62 —
Average Payables
6,280.05 4,264.26 3,086.86 2,908.93 2,301.12 1,243.74 287.09 3.91 0.62 0.62
Average Inventory
1.57 0.99 0.92 2.00 10.87 42.15 47.80 47.80 — —
Average Assets
7,308.92 5,068.68 3,771.70 3,559.39 2,756.87 1,500.69 462.14 75.61 75.50 —
Average Common Equity
760.09 571.83 467.85 446.81 341.16 223.81 93.03 (20.59) (19.50) —

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Columns are period end dates · fundamentals updated 26 Oct 2026