Sound Financial Bancorp, Inc.

SFBC Financial Banks Regional

Sound Financial Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $61.5 million, down 0.82% from fiscal 2024. In the quarter to June 2026, revenue grew 1.50%, EPS grew 22.5%, free cash flow grew 132.1% and total debt fell 78.7%, each against the same quarter a year earlier. Dividend growth for three consecutive years.

43.51 0.02 −0.05%
Market cap
$111.8M
P/E
13.9×
Fwd P/E
—
Dividend yield
1.88%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

17.32 15.69 14.87 13.82
P/S ratio
1.89 1.81 1.80 1.77
P/FCF ratio
22.69 15.95 16.84 15.07
P/Operating CF
31.01 55.62 74.41 493.46
P/B ratio
1.10 1.02 1.01 0.98
Price to Tangible BV
1.10 1.02 1.01 0.98
EV/Sales
0.86 (0.15) (0.13) (0.03)
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
10.06 (1.28) (1.20) (0.23)
EV/FCF
10.29 (1.31) (1.23) (0.23)
Quick Ratio
0.11 0.15 0.14 0.13
Current Ratio
1.12 1.09 1.09 1.08
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
3.47% 1.63% 1.60% 0.73%
Debt/Equity
0.34 0.16 0.16 0.07
Asset Turnover
0.06 0.06 0.06 0.06
Operating CF/Net income
2.24 0.90 0.95 0.09
Capex/Depreciation
(0.10) (0.18) (0.10) (0.13)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
49.77% 45.82% 52.01% 48.57%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
0.48% 0.48% 0.37% 0.30%
Graham Net Nets
0.46 0.51 0.48 0.50
Graham Number
50.15 51.74 53.39 55.52
Earnings Yield
5.78% 6.37% 6.73% 7.24%
Free Cash Flow Yield
4.41% 6.27% 5.94% 6.64%
Revenue per Share
6.07 5.93 6.00 6.35
Operating CF per Share
1.49 0.78 0.59 0.09
Capex per Share
(0.01) (0.03) (0.01) (0.02)
Free Cash Flow per Share
1.47 0.76 0.57 0.06
Cash per Share
39.56 54.17 53.86 46.83
Shareholders Equity per Share
42.02 42.80 43.10 43.90
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
42.02 42.80 43.10 43.90
Free Cash Flow
3.76 1.94 1.47 0.17
Working Capital
106.76 90.15 86.04 77.44
Capital Expenditures
(0.04) (0.07) (0.03) (0.06)
Net Current Asset Value
53.76 56.92 53.40 55.80
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
0.00 0.00 0.00 0.00
Price to Operating Income
14.02 12.86 12.21 11.34
Other line items
Average Payables
914.57 893.34 939.42 915.17
Average Assets
1,080.55 1,042.90 1,090.62 1,061.98
Average Common Equity
104.84 106.53 107.42 109.29

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Columns are period end dates