Saturday 17 October 2026 Export SFBC’s income statement to Excel — free account

Sound Financial Bancorp, Inc.

Sound Financial Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $61.5 million, down 0.82% from fiscal 2024. In the quarter to June 2026, revenue grew 1.50%, EPS grew 22.5%, free cash flow grew 132.1% and total debt fell 78.7%, each against the same quarter a year earlier. Dividend growth for three consecutive years.

43.51 0.02 −0.05%

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Market cap: $111.8M
P/E: 13.9×
Fwd P/E: —
Dividend yield: 1.88%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
P/E ratio Full definition →	12.72	16.24	11.54	13.64	9.18	12.43	11.55	13.61	29.09	15.69
Piotroski F-Score Full definition →	7	5	7	4	3	5	6	5	5	6
P/S ratio Full definition →	2.28	2.66	2.17	2.36	1.92	2.76	2.28	1.81	2.16	1.81
P/FCF ratio Full definition →	11.18	19.17	8.40	8.74	0.00	6.03	10.48	15.59	46.26	15.95
P/Operating CF Full definition →	32.38	98.33	92.19	23.69	8.94	16.18	22.05	47.34	875.09	55.62
P/B ratio Full definition →	1.14	1.28	1.14	1.17	0.95	1.22	1.04	1.00	1.29	1.02
Price to Tangible BV Full definition →	1.14	1.28	1.14	1.17	0.95	1.22	1.04	1.00	1.29	1.02
EV/Sales Full definition →	2.28	2.61	2.76	1.11	(2.38)	(1.41)	2.21	1.84	2.05	(0.15)
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	9.63	11.97	10.02	3.86	208.39	(3.06)	9.76	14.88	43.32	(1.28)
EV/FCF Full definition →	11.21	18.78	10.69	4.10	113.20	(3.09)	10.16	15.91	43.89	(1.31)
Quick Ratio Full definition →	0.12	0.12	0.11	0.09	0.26	0.23	0.07	0.06	0.05	0.15
Current Ratio Full definition →	1.18	1.18	1.23	1.09	1.09	1.09	1.14	1.14	1.12	1.09
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	9.31%	9.14%	11.72%	1.04%	1.35%	1.26%	5.60%	5.20%	3.70%	1.63%
Debt/Equity Full definition →	0.91	0.91	1.17	0.10	0.14	0.12	0.56	0.51	0.35	0.16
Asset Turnover Full definition →	0.05	0.05	0.06	0.05	0.05	0.05	0.05	0.06	0.06	0.06
Operating CF/Net income Full definition →	1.33	1.33	1.47	1.66	(0.05)	2.08	1.15	0.93	0.64	1.00
Capex/Depreciation Full definition →	(1.20)	(2.63)	(0.62)	(0.42)	(0.21)	(0.13)	(0.24)	(0.26)	(0.02)	(0.11)
ROE Full definition →	9.37%	8.17%	10.29%	8.94%	10.95%	10.24%	9.15%	7.45%	4.51%	6.69%
ROA Full definition →	0.95%	0.83%	1.03%	0.93%	1.13%	1.03%	0.92%	0.75%	0.46%	0.68%
ROIC Full definition →	8.34%	8.07%	5.83%	17.67%	0.00%	0.00%	7.19%	5.48%	3.65%	0.00%
Return on Tangible Assets Full definition →	5.96%	5.09%	5.32%	10.58%	12.25%	12.00%	7.56%	6.30%	4.37%	7.56%
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	63.56%	63.07%	62.34%	58.69%	55.69%	62.67%	65.35%	53.68%	48.38%	49.12%
Intangible Assets out of Total Assets Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Share Based Compensation of Revenue Full definition →	1.74%	1.67%	0.73%	0.69%	0.80%	0.87%	1.07%	0.81%	0.63%	0.49%
Graham Net Nets Full definition →	0.35	0.33	0.42	0.34	0.48	0.38	0.40	0.45	0.37	0.51
Graham Number Full definition →	34.40	34.65	42.65	42.74	50.96	53.65	53.85	50.46	40.75	51.74
Earnings Yield Full definition →	7.86%	6.16%	8.66%	7.33%	10.90%	8.05%	8.66%	7.35%	3.44%	6.37%
Free Cash Flow Yield Full definition →	8.95%	5.22%	11.91%	11.44%	(1.09%)	16.58%	9.54%	6.41%	2.16%	6.27%
Revenue per Share Full definition →	12.13	12.50	14.99	15.28	16.54	15.95	17.21	21.71	24.39	24.07
Operating CF per Share Full definition →	2.87	2.73	4.13	4.38	(0.19)	7.38	3.90	2.69	1.15	2.80
Capex per Share Full definition →	(0.40)	(0.99)	(0.26)	(0.26)	(0.16)	(0.09)	(0.15)	(0.17)	(0.01)	(0.07)
Free Cash Flow per Share Full definition →	2.47	1.74	3.88	4.12	(0.35)	7.30	3.75	2.51	1.14	2.74
Cash per Share Full definition →	21.95	24.23	24.74	22.07	75.63	71.08	22.43	19.40	17.16	54.17
Shareholders Equity per Share Full definition →	24.24	26.02	28.67	30.76	33.35	36.14	37.90	39.29	40.77	42.80
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	24.24	26.02	28.67	30.76	33.35	36.14	37.90	39.29	40.77	42.80
Free Cash Flow Full definition →	6.14	4.35	9.68	10.41	(0.89)	18.85	9.66	6.44	2.89	6.99
Working Capital Full definition →	84.64	93.31	125.30	56.34	66.70	70.47	110.14	112.11	100.71	90.15
Capital Expenditures Full definition →	(1.01)	(2.47)	(0.64)	(0.65)	(0.41)	(0.22)	(0.40)	(0.44)	(0.04)	(0.17)
Net Current Asset Value Full definition →	24.34	27.70	33.93	31.16	39.13	42.66	40.66	44.90	49.30	56.92
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.03	0.08	0.02	0.02	0.01	0.01	0.01	0.01	0.00	0.00
Price to Operating Income Full definition →	8.50	10.18	9.30	10.92	7.18	9.95	9.31	11.16	23.71	12.86
Other line items
Depreciation/Fixed assets Full definition →	0.15	0.13	0.15	0.23	0.32	0.30	0.30	0.33	0.35	0.38
Cash ROIC Full definition →	3.62%	2.35%	4.45%	7.38%	(0.31%)	6.53%	4.59%	3.19%	1.57%	2.63%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.02	0.03	0.03
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	58,486.40	55,747.03	37,698.58	29,552.59	36,646.05	73,694.18	65,599.67	18,001.48	11,595.50	15,304.44
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Payables Full definition →	453.88	491.07	534.00	585.16	682.35	773.15	803.54	817.65	832.17	893.34
Average Assets Full definition →	564.57	616.81	680.99	718.29	790.63	890.55	948.02	985.79	994.43	1,042.90
Average Common Equity Full definition →	57.40	62.72	68.39	74.68	81.61	89.42	95.53	99.18	102.16	106.53

Fold the line items

Columns are period end dates

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