Sound Financial Bancorp, Inc.

SFBC Financial Banks Regional

Sound Financial Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $61.5 million, down 0.82% from fiscal 2024. In the quarter to June 2026, revenue grew 1.50%, EPS grew 22.5%, free cash flow grew 132.1% and total debt fell 78.7%, each against the same quarter a year earlier. Dividend growth for three consecutive years.

43.51 0.02 −0.05%
Market cap
$111.8M
P/E
13.9×
Fwd P/E
—
Dividend yield
1.88%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

A Balance Sheet is a financial statement that provides a snapshot of a company's assets, liabilities, and shareholders' equity at a specific point in time. It follows the formula: Assets = Liabilities + Shareholders' Equity. Key components include current and non-current assets, current and long-term liabilities, and equity. The Balance Sheet helps businesses and investors evaluate financial stability, liquidity, and capital structure. It's essential for assessing the company's ability to meet its obligations and fund future operations.

Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
Cash and Short Term Investments
54.58 60.68 61.81 55.77 193.83 183.59 57.84 49.69 43.64 138.45
Total current assets
552.45 607.79 679.04 673.29 815.05 868.99 919.30 939.46 939.27 1,039.69
Property, Plant, Equpment (Net)
5.55 7.39 7.04 6.77 6.27 5.82 5.51 5.24 4.70 4.24
Long-Term Investments
9.44 8.50 9.09 10.47 11.10 9.47 15.24 12.85 11.65 10.65
Long-term assets (Other)
20.94 21.56 21.56 21.69 22.27 29.60 31.20 33.17 34.29 34.17
Total non-current assets
35.94 37.46 37.70 38.93 39.63 44.89 51.95 51.26 50.64 49.06
Total Assets
588.38 645.24 716.74 719.85 861.40 919.69 976.35 995.22 993.63 1,092.17
Accounts Payable
467.73 514.40 553.60 616.72 747.98 798.32 808.76 826.54 837.80 948.88
Accrued Expenses
0.07 0.08 0.14 0.23 0.37 0.20 0.40 0.82 0.77 0.67
Total current liabilities
467.80 514.48 553.74 616.94 748.35 798.52 809.16 827.36 838.56 949.55
Long Term Debt (Total)
54.79 59.00 84.00 7.50 11.59 11.63 54.68 51.72 36.76 17.80
Non-current Liabilities (Other)
5.51 6.61 7.37 9.67 8.84 9.94 9.36 10.67 10.63 11.75
Total non-current liabilities
60.30 65.61 91.37 17.17 20.43 21.57 64.04 62.39 47.39 29.55
Total liabilities
528.11 580.08 645.11 642.13 775.92 826.33 878.65 894.57 889.97 982.77
Additional Paid In Capital
23.98 24.99 25.66 26.34 27.11 27.96 28.00 27.99 28.41 28.74
Common Stock (Net)
0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03
Retained Earnings
36.87 40.49 46.17 51.41 58.23 65.24 70.79 73.63 76.27 81.48
Shareholders Equity (Other)
(0.68) (0.45) (0.34) (0.23) (0.11) — — — — —
Common Equity (Total)
60.28 65.16 71.63 77.73 85.48 93.36 97.71 100.65 103.67 109.40
Shareholders Equity (Total)
60.28 65.16 71.63 77.73 85.48 93.36 97.71 100.65 103.67 109.40
Shareholders Equity and Liabilities (Total)
588.38 645.24 716.74 719.85 861.40 919.69 976.35 995.22 993.63 1,092.17
Shares (Common)
2.50 2.51 2.54 2.57 2.59 2.61 2.58 2.55 2.57 2.57
Shareholders Equity (Tangible)
60.28 65.16 71.63 77.73 85.48 93.36 97.71 100.65 103.67 109.40
Net Debt
0.21 (1.68) 22.19 (48.27) (182.24) (171.96) (3.16) 2.03 (6.88) (120.65)
Total Debt
54.79 59.00 84.00 7.50 11.59 11.63 54.68 51.72 36.76 17.80

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In millions of $ except per-share values · columns are period end dates