Saturday 17 October 2026 Export SBSI’s income statement to Excel — free account

Southside Bancshares, Inc.

Southside Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $419.0 million, down 8.12% from fiscal 2024. In the quarter to June 2026, revenue grew 6.52%, EPS grew 25.0%, free cash flow grew 1,301.5% and total debt rose 148.8%, each against the same quarter a year earlier. Dividend growth for five consecutive years; insiders bought in the last twelve months.

30.69 0.19 +0.62%

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Market cap: $909.2M
P/E: 12.1×
Fwd P/E: 9.8×
Dividend yield: 4.72%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
P/E ratio Full definition →	20.17	18.71	14.98	16.81	12.51	12.02	11.00	11.30	10.88	13.27
Piotroski F-Score Full definition →	7	5	7	6	7	7	6	5	6	6
P/S ratio Full definition →	4.77	4.51	4.11	4.43	3.66	5.13	3.93	2.46	2.11	2.19
P/FCF ratio Full definition →	12.39	12.36	10.01	19.34	12.73	9.10	5.29	13.28	10.61	12.41
P/Operating CF Full definition →	49.42	70.59	57.52	60.69	25.58	49.59	63.65	(17.22)	24.79	38.60
P/B ratio Full definition →	1.92	1.35	1.52	1.56	1.18	1.49	1.55	1.26	1.18	1.08
Price to Tangible BV Full definition →	2.36	1.91	2.17	2.12	1.55	1.93	2.14	1.71	1.58	1.42
EV/Sales Full definition →	11.01	8.85	7.05	8.13	7.23	4.97	4.55	2.73	1.68	2.47
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	26.44	21.71	15.55	28.57	22.48	8.45	5.90	13.50	7.51	11.03
EV/FCF Full definition →	28.55	24.26	17.16	35.52	25.15	8.81	6.11	14.69	8.43	14.02
Quick Ratio Full definition →	0.05	0.04	0.03	0.02	0.02	0.03	0.03	0.08	0.06	0.06
Current Ratio Full definition →	0.77	0.77	0.77	0.78	0.75	0.63	0.68	0.75	0.68	0.73
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	26.38%	18.10%	14.93%	17.19%	15.88%	2.19%	5.03%	8.01%	2.69%	5.97%
Debt/Equity Full definition →	2.83	1.56	1.25	1.44	1.27	0.17	0.51	0.86	0.28	0.60
Asset Turnover Full definition →	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.05	0.05	0.05
Operating CF/Net income Full definition →	1.76	1.69	1.65	1.08	1.10	1.38	2.16	0.92	1.15	1.36
Capex/Depreciation Full definition →	(0.71)	(0.94)	(0.45)	(0.64)	(0.26)	(0.19)	(0.27)	(0.43)	(0.63)	(1.05)
ROE Full definition →	10.26%	8.54%	9.98%	9.71%	9.78%	12.69%	12.67%	11.41%	11.16%	8.34%
ROA Full definition →	0.92%	0.90%	1.17%	1.16%	1.19%	1.59%	1.42%	1.09%	1.05%	0.81%
ROIC Full definition →	2.05%	2.70%	3.55%	2.96%	3.11%	9.41%	8.07%	7.21%	10.92%	5.34%
Return on Tangible Assets Full definition →	(6.87%)	(5.92%)	(8.41%)	(8.24%)	(7.70%)	(5.31%)	(5.53%)	(5.52%)	(4.02%)	(3.93%)
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	56.34%	46.55%	44.79%	42.37%	49.68%	39.66%	44.68%	37.42%	32.74%	36.67%
Intangible Assets out of Total Assets Full definition →	0.02	0.03	0.04	0.03	0.03	0.03	0.03	0.02	0.02	0.02
Share Based Compensation of Revenue Full definition →	0.74%	0.81%	0.86%	0.84%	1.07%	1.14%	1.10%	0.90%	0.77%	0.73%
Graham Net Nets Full definition →	(2.34)	(2.24)	(1.79)	(1.83)	(2.34)	(1.86)	(2.17)	(2.52)	(2.77)	(2.73)
Graham Number Full definition →	27.97	32.15	31.59	34.43	38.35	46.84	41.34	39.90	41.96	38.07
Earnings Yield Full definition →	4.96%	5.35%	6.68%	5.95%	7.99%	8.32%	9.09%	8.85%	9.19%	7.54%
Free Cash Flow Yield Full definition →	8.07%	8.09%	9.99%	5.17%	7.86%	10.99%	18.92%	7.53%	9.43%	8.06%
Revenue per Share Full definition →	7.68	7.54	7.72	8.39	8.48	8.15	9.15	12.88	15.06	13.90
Operating CF per Share Full definition →	3.20	3.07	3.50	2.39	2.73	4.79	7.05	2.60	3.36	3.11
Capex per Share Full definition →	(0.24)	(0.32)	(0.33)	(0.47)	(0.29)	(0.20)	(0.25)	(0.21)	(0.37)	(0.66)
Free Cash Flow per Share Full definition →	2.96	2.75	3.17	1.92	2.44	4.59	6.81	2.39	2.99	2.45
Cash per Share Full definition →	6.26	6.66	3.45	3.28	3.27	6.20	6.20	18.26	14.07	12.93
Shareholders Equity per Share Full definition →	19.11	25.27	20.92	23.84	26.36	28.02	23.23	25.19	26.80	28.13
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	19.11	25.27	20.92	23.84	26.36	28.02	23.23	25.19	26.80	28.13
Free Cash Flow Full definition →	80.30	82.11	110.90	64.82	80.93	149.60	218.58	73.39	90.71	73.80
Working Capital Full definition →	(824.25)	(1,050.68)	(1,017.93)	(1,048.28)	(1,211.45)	(2,276.26)	(2,040.28)	(1,709.09)	(2,341.34)	(1,912.29)
Capital Expenditures Full definition →	(6.42)	(9.62)	(11.50)	(15.79)	(9.59)	(6.50)	(7.94)	(6.47)	(11.14)	(20.02)
Net Current Asset Value Full definition →	(2,329.57)	(2,269.69)	(1,985.10)	(2,289.85)	(2,412.05)	(2,534.10)	(2,501.54)	(2,458.39)	(2,660.69)	(2,502.97)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.03	0.04	0.04	0.06	0.03	0.02	0.03	0.02	0.02	0.05
Price to Operating Income Full definition →	16.14	13.65	12.53	14.28	11.02	10.44	9.66	9.31	8.65	10.60
Other line items
Depreciation/Fixed assets Full definition →	0.09	0.08	0.19	0.17	0.25	0.24	0.21	0.11	0.13	0.13
Cash ROIC Full definition →	3.72%	3.86%	6.28%	3.12%	3.86%	11.75%	16.49%	3.67%	6.18%	4.23%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.01	0.01	0.01	0.02	0.01	0.01	0.01	0.02	0.03	0.03
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	43,940.74	37,884.75	28,285.60	24,182.34	40,398.93	79,025.70	55,666.26	16,519.71	12,253.73	13,768.80
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Payables Full definition →	3,494.24	4,024.26	4,470.24	4,563.90	4,817.55	5,327.32	5,960.17	6,373.85	6,601.96	6,759.70
Average Assets Full definition →	5,362.88	6,030.93	6,310.80	6,436.20	6,878.57	7,133.91	7,409.12	7,921.78	8,401.18	8,516.02
Average Common Equity Full definition →	481.17	636.21	742.72	767.94	839.94	893.73	829.08	759.64	792.62	829.78

Fold the line items

Columns are period end dates

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