Safety Insurance Group, Inc.

SAFT Financial Insurance Property & Casualty

Safety Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 12.8% from fiscal 2024. In the quarter to June 2026, revenue grew 2.95%, EPS grew 21.0%, free cash flow grew 16.9% and total debt rose 66.7%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three, operating cash flow growth for three.

104.03 0.03 +0.03%
Market cap
$1.5B
P/E
22.4×
Fwd P/E
0.0×
Dividend yield
3.54%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
P/E ratio
16.10 17.13 11.61 12.00

+8 more quarters

P/S ratio
0.85 0.82 0.91 0.85
P/FCF ratio
6.19 6.19 5.97 6.09
P/Operating CF
28.36 (61.83) 15.58 12.20
P/B ratio
1.24 1.23 1.28 1.16
Price to Tangible BV
1.27 1.27 1.32 1.19
EV/Sales
0.85 0.84 0.91 0.85
EV/EBITDA
11.75 12.40 8.64 8.77
EV/Operating CF
6.10 6.19 5.92 6.10
EV/FCF
6.26 6.33 6.00 6.11
Quick Ratio
0.40 0.38 0.39 0.40
Current Ratio
0.40 0.38 0.39 0.40
Net Debt/EBITDA
(0.39) 0.29 (0.89) (0.70)
Debt/Assets
2.00% 2.05% 2.02% 1.22%
Debt/Equity
0.06 0.06 0.06 0.03
Asset Turnover
0.53 0.54 0.53 0.52
Operating CF/Net income
1.12 1.19 3.63 3.02
Capex/Depreciation
(0.51) (2.27) (10.32) 10.70
Interest Coverage
54.75 (27.90) 46.55 86.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Intangible Assets out of Total Assets
0.01 0.01 0.01 0.01
Share Based Compensation of Revenue
0.40% 0.46% 0.36% 0.35%
Graham Net Nets
(0.92) (0.95) (0.86) (0.91)
Graham Number
79.47 75.04 95.69 89.92
Earnings Yield
6.21% 5.84% 8.61% 8.33%
Free Cash Flow Yield
16.16% 16.17% 16.75% 16.42%
Revenue per Share
22.43 21.70 21.71 22.15
Operating CF per Share
2.64 (1.17) 5.00 5.80
Capex per Share
(0.04) (0.13) (0.65) 0.50
Free Cash Flow per Share
2.60 (1.30) 4.35 6.30
Cash per Share
4.68 3.78 5.02 3.81
Shareholders Equity per Share
60.37 59.03 60.65 61.01
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
60.37 59.03 60.65 61.01
Free Cash Flow
37.70 (18.88) 64.03 92.87
Working Capital
(936.10) (936.39) (916.13) (902.75)
Capital Expenditures
(0.63) (1.84) (9.52) 7.42
Net Current Asset Value
(995.87) (997.49) (981.89) (946.56)
EV/EBIT
12.22 13.05 8.99 9.30
Capex to Sales
0.00 0.01 0.03 (0.02)
Price to Operating Income
12.09 12.74 8.94 9.27
Other line items
Average Receivables
553.62 523.29 514.31 528.66
Average Payables
1,507.07 1,456.23 1,453.96 1,439.41
Average Assets
2,433.75 2,362.94 2,370.60 2,360.24
Average Common Equity
874.96 853.21 860.39 875.50

Fold the line items

Columns are period end dates