Saturday 17 October 2026 Export SAFT’s income statement to Excel — free account

Safety Insurance Group, Inc.

SAFT Financial Insurance Property & Casualty

Safety Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 12.8% from fiscal 2024. In the quarter to June 2026, revenue grew 2.95%, EPS grew 21.0%, free cash flow grew 16.9% and total debt rose 66.7%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three, operating cash flow growth for three.

104.03 0.03 +0.03%

Follow SAFT

Alert me

Market cap: $1.5B
P/E: 22.4×
Fwd P/E: 0.0×
Dividend yield: 3.54%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '25	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16
P/E ratio Full definition →	11.61	17.24	60.58	27.29	9.73	8.44	14.17	14.93	19.05	17.13
Piotroski F-Score Full definition →	6	8	6	3	7	6	6	7	5	7
P/S ratio Full definition →	0.91	1.08	1.21	1.58	1.42	1.38	1.60	1.47	1.40	1.34
P/FCF ratio Full definition →	5.97	9.74	22.42	27.98	9.15	11.09	13.40	10.00	14.08	11.70
P/Operating CF Full definition →	15.58	24.01	32.19	60.29	40.93	35.05	32.86	33.08	36.88	47.74
P/B ratio Full definition →	1.28	1.46	1.40	1.56	1.36	1.32	1.74	1.72	1.68	1.64
Price to Tangible BV Full definition →	1.32	1.51	1.45	1.61	1.36	1.32	1.74	1.72	1.68	1.64
EV/Sales Full definition →	0.91	1.08	1.20	1.60	1.39	1.35	1.59	1.43	1.35	1.32
EV/EBITDA Full definition →	8.64	12.05	35.14	18.61	6.98	6.05	10.41	10.39	11.51	10.46
EV/Operating CF Full definition →	5.92	9.42	21.49	28.73	8.68	10.46	12.42	9.37	13.85	10.91
EV/FCF Full definition →	6.00	9.75	22.25	28.19	8.91	10.87	13.30	9.70	13.58	11.48
Quick Ratio Full definition →	0.39	0.40	0.37	0.33	0.35	0.35	0.36	0.35	0.35	0.34
Current Ratio Full definition →	0.39	0.40	0.37	0.33	0.35	0.35	0.36	0.35	0.35	0.34
Net Debt/EBITDA Full definition →	(0.18)	(0.29)	(0.26)	0.14	(0.19)	(0.13)	(0.11)	(0.33)	(0.42)	(0.19)
Debt/Assets Full definition →	2.02%	1.32%	1.43%	1.77%	1.42%	1.46%	1.43%	0.00%	0.00%	0.00%
Debt/Equity Full definition →	0.06	0.04	0.04	0.04	0.03	0.03	0.04	0.00	0.00	0.00
Asset Turnover Full definition →	0.53	0.51	0.46	0.39	0.42	0.42	0.45	0.46	0.47	0.47
Operating CF/Net income Full definition →	1.96	1.82	2.76	0.96	1.08	0.79	1.14	1.54	1.32	1.54
Capex/Depreciation Full definition →	(0.48)	(0.43)	(0.27)	0.10	(0.32)	(0.29)	(0.72)	(0.41)	0.14	(0.50)
Interest Coverage Full definition →	83.80	177.55	30.85	114.70	315.69	398.20	1,375.23	1,159.34	964.33	1,037.47
ROE Full definition →	11.54%	8.66%	2.34%	5.33%	14.43%	16.33%	12.98%	11.65%	9.10%	9.75%
ROA Full definition →	4.19%	3.24%	0.93%	2.27%	6.27%	6.78%	5.11%	4.51%	3.50%	3.71%
ROIC Full definition →	9.23%	7.07%	1.98%	4.57%	11.53%	12.72%	9.75%	9.58%	8.23%	8.97%
Return on Tangible Assets Full definition →	(10.83%)	(8.22%)	(2.48%)	(6.47%)	(18.45%)	(19.53%)	(13.43%)	(11.41%)	(8.83%)	(9.07%)
Average Days of Receivables Full definition →	151.06	164.78	162.92	150.22	129.69	139.27	151.79	151.48	144.84	149.86
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Intangible Assets out of Total Assets Full definition →	0.01	0.01	0.01	0.01	0.00	0.00	0.00	0.00	0.00	0.00
Share Based Compensation of Revenue Full definition →	0.38%	0.40%	0.47%	0.75%	0.71%	0.88%	0.69%	0.79%	0.62%	0.52%
Graham Net Nets Full definition →	(0.86)	(0.72)	(0.74)	(0.64)	(0.64)	(0.68)	(0.57)	(0.61)	(0.62)	(0.67)
Graham Number Full definition →	95.69	77.88	39.59	62.97	110.88	110.66	88.39	76.65	65.80	65.82
Earnings Yield Full definition →	8.61%	5.80%	1.65%	3.66%	10.28%	11.85%	7.06%	6.70%	5.25%	5.84%
Free Cash Flow Yield Full definition →	16.75%	10.27%	4.46%	3.57%	10.93%	9.01%	7.46%	10.00%	7.10%	8.55%
Revenue per Share Full definition →	85.90	76.23	63.49	54.60	59.67	56.41	57.74	55.47	55.90	54.85
Operating CF per Share Full definition →	13.22	8.76	3.55	3.03	9.54	7.30	7.40	8.47	5.47	6.61
Capex per Share Full definition →	(0.17)	(0.30)	(0.12)	0.06	(0.24)	(0.27)	(0.49)	(0.29)	0.11	(0.33)
Free Cash Flow per Share Full definition →	13.05	8.46	3.43	3.09	9.29	7.02	6.91	8.18	5.57	6.28
Cash per Share Full definition →	5.02	4.01	2.60	1.73	4.29	3.58	2.92	2.49	2.78	1.34
Shareholders Equity per Share Full definition →	60.65	56.39	54.85	55.59	62.52	58.97	53.18	47.66	46.70	44.88
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	60.65	56.39	54.85	55.59	62.52	58.97	53.18	47.66	46.70	44.88
Free Cash Flow Full definition →	191.99	124.32	50.33	45.17	137.78	105.35	104.99	123.32	83.67	93.91
Working Capital Full definition →	(916.13)	(860.29)	(759.59)	(716.10)	(708.39)	(707.69)	(737.65)	(724.62)	(706.32)	(707.57)
Capital Expenditures Full definition →	(2.51)	(4.37)	(1.78)	0.84	(3.62)	(4.11)	(7.47)	(4.37)	1.63	(4.91)
Net Current Asset Value Full definition →	(981.89)	(877.03)	(836.05)	(807.02)	(812.20)	(792.94)	(804.83)	(752.85)	(731.58)	(730.86)
EV/EBIT Full definition →	8.99	13.41	44.38	21.19	7.45	6.53	11.28	11.46	13.10	11.55
Capex to Sales Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.01	0.00	0.01
Price to Operating Income Full definition →	8.94	13.40	44.70	21.02	7.65	6.67	11.36	11.82	13.58	11.77
Other line items
Depreciation/Fixed assets Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash ROIC Full definition →	18.89%	13.55%	5.77%	5.18%	13.50%	10.88%	11.91%	16.31%	11.27%	13.60%
Accounts Receivable Turnover Full definition →	2.46	2.43	2.50	2.48	2.78	2.46	2.46	2.46	2.51	2.47
Accounts Payable Turnover Full definition →	0.78	0.78	0.79	0.68	0.66	0.60	0.67	0.67	0.70	0.69
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	489.77	498.19	492.66	529.66	550.66	589.81	555.30	553.05	524.46	534.71
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Receivables Full definition →	514.31	460.58	371.89	321.33	318.65	343.96	356.10	340.07	334.79	331.69
Average Payables Full definition →	1,453.96	1,304.08	1,141.46	1,078.03	1,085.38	1,115.72	1,128.23	1,095.19	1,072.61	1,047.02
Average Assets Full definition →	2,370.60	2,182.05	2,033.29	2,044.98	2,085.83	2,038.47	1,939.45	1,831.76	1,782.76	1,731.06
Average Common Equity Full definition →	860.39	816.37	808.13	869.59	905.93	846.54	763.52	709.83	685.87	657.61

Fold the line items

Columns are period end dates

Stockrow Weekly