Saturday 17 October 2026 Export SAFT’s income statement to Excel — free account

Safety Insurance Group, Inc.

SAFT Financial Insurance Property & Casualty

Safety Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 12.8% from fiscal 2024. In the quarter to June 2026, revenue grew 2.95%, EPS grew 21.0%, free cash flow grew 16.9% and total debt rose 66.7%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three, operating cash flow growth for three.

104.03 0.03 +0.03%

Follow SAFT

Alert me

Market cap: $1.5B
P/E: 22.4×
Fwd P/E: 0.0×
Dividend yield: 3.54%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
P/E ratio Full definition →	17.13	19.05	14.93	14.17	8.44	9.73	27.29	60.58	17.24	11.61
Piotroski F-Score Full definition →	7	5	7	6	6	7	3	6	8	6
P/S ratio Full definition →	1.34	1.40	1.47	1.60	1.38	1.42	1.58	1.21	1.08	0.91
P/FCF ratio Full definition →	11.70	14.08	10.00	13.40	11.09	9.15	27.98	22.42	9.74	5.97
P/Operating CF Full definition →	47.74	36.88	33.08	32.86	35.05	40.93	60.29	32.19	24.01	15.58
P/B ratio Full definition →	1.64	1.68	1.72	1.74	1.32	1.36	1.56	1.40	1.46	1.28
Price to Tangible BV Full definition →	1.64	1.68	1.72	1.74	1.32	1.36	1.61	1.45	1.51	1.32
EV/Sales Full definition →	1.32	1.35	1.43	1.59	1.35	1.39	1.60	1.20	1.08	0.91
EV/EBITDA Full definition →	10.46	11.51	10.39	10.41	6.05	6.98	18.61	35.14	12.05	8.64
EV/Operating CF Full definition →	10.91	13.85	9.37	12.42	10.46	8.68	28.73	21.49	9.42	5.92
EV/FCF Full definition →	11.48	13.58	9.70	13.30	10.87	8.91	28.19	22.25	9.75	6.00
Quick Ratio Full definition →	0.34	0.35	0.35	0.36	0.35	0.35	0.33	0.37	0.40	0.39
Current Ratio Full definition →	0.34	0.35	0.35	0.36	0.35	0.35	0.33	0.37	0.40	0.39
Net Debt/EBITDA Full definition →	(0.19)	(0.42)	(0.33)	(0.11)	(0.13)	(0.19)	0.14	(0.26)	(0.29)	(0.18)
Debt/Assets Full definition →	0.00%	0.00%	0.00%	1.43%	1.46%	1.42%	1.77%	1.43%	1.32%	2.02%
Debt/Equity Full definition →	0.00	0.00	0.00	0.04	0.03	0.03	0.04	0.04	0.04	0.06
Asset Turnover Full definition →	0.47	0.47	0.46	0.45	0.42	0.42	0.39	0.46	0.51	0.53
Operating CF/Net income Full definition →	1.54	1.32	1.54	1.14	0.79	1.08	0.96	2.76	1.82	1.96
Capex/Depreciation Full definition →	(0.50)	0.14	(0.41)	(0.72)	(0.29)	(0.32)	0.10	(0.27)	(0.43)	(0.48)
Interest Coverage Full definition →	1,037.47	964.33	1,159.34	1,375.23	398.20	315.69	114.70	30.85	177.55	83.80
ROE Full definition →	9.75%	9.10%	11.65%	12.98%	16.33%	14.43%	5.33%	2.34%	8.66%	11.54%
ROA Full definition →	3.71%	3.50%	4.51%	5.11%	6.78%	6.27%	2.27%	0.93%	3.24%	4.19%
ROIC Full definition →	8.97%	8.23%	9.58%	9.75%	12.72%	11.53%	4.57%	1.98%	7.07%	9.23%
Return on Tangible Assets Full definition →	(9.07%)	(8.83%)	(11.41%)	(13.43%)	(19.53%)	(18.45%)	(6.47%)	(2.48%)	(8.22%)	(10.83%)
Average Days of Receivables Full definition →	149.86	144.84	151.48	151.79	139.27	129.69	150.22	162.92	164.78	151.06
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Intangible Assets out of Total Assets Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.01	0.01	0.01
Share Based Compensation of Revenue Full definition →	0.52%	0.62%	0.79%	0.69%	0.88%	0.71%	0.75%	0.47%	0.40%	0.38%
Graham Net Nets Full definition →	(0.67)	(0.62)	(0.61)	(0.57)	(0.68)	(0.64)	(0.64)	(0.74)	(0.72)	(0.86)
Graham Number Full definition →	65.82	65.80	76.65	88.39	110.66	110.88	62.97	39.59	77.88	95.69
Earnings Yield Full definition →	5.84%	5.25%	6.70%	7.06%	11.85%	10.28%	3.66%	1.65%	5.80%	8.61%
Free Cash Flow Yield Full definition →	8.55%	7.10%	10.00%	7.46%	9.01%	10.93%	3.57%	4.46%	10.27%	16.75%
Revenue per Share Full definition →	54.85	55.90	55.47	57.74	56.41	59.67	54.60	63.49	76.23	85.90
Operating CF per Share Full definition →	6.61	5.47	8.47	7.40	7.30	9.54	3.03	3.55	8.76	13.22
Capex per Share Full definition →	(0.33)	0.11	(0.29)	(0.49)	(0.27)	(0.24)	0.06	(0.12)	(0.30)	(0.17)
Free Cash Flow per Share Full definition →	6.28	5.57	8.18	6.91	7.02	9.29	3.09	3.43	8.46	13.05
Cash per Share Full definition →	1.34	2.78	2.49	2.92	3.58	4.29	1.73	2.60	4.01	5.02
Shareholders Equity per Share Full definition →	44.88	46.70	47.66	53.18	58.97	62.52	55.59	54.85	56.39	60.65
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	44.88	46.70	47.66	53.18	58.97	62.52	55.59	54.85	56.39	60.65
Free Cash Flow Full definition →	93.91	83.67	123.32	104.99	105.35	137.78	45.17	50.33	124.32	191.99
Working Capital Full definition →	(707.57)	(706.32)	(724.62)	(737.65)	(707.69)	(708.39)	(716.10)	(759.59)	(860.29)	(916.13)
Capital Expenditures Full definition →	(4.91)	1.63	(4.37)	(7.47)	(4.11)	(3.62)	0.84	(1.78)	(4.37)	(2.51)
Net Current Asset Value Full definition →	(730.86)	(731.58)	(752.85)	(804.83)	(792.94)	(812.20)	(807.02)	(836.05)	(877.03)	(981.89)
EV/EBIT Full definition →	11.55	13.10	11.46	11.28	6.53	7.45	21.19	44.38	13.41	8.99
Capex to Sales Full definition →	0.01	0.00	0.01	0.01	0.00	0.00	0.00	0.00	0.00	0.00
Price to Operating Income Full definition →	11.77	13.58	11.82	11.36	6.67	7.65	21.02	44.70	13.40	8.94
Other line items
Depreciation/Fixed assets Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash ROIC Full definition →	13.60%	11.27%	16.31%	11.91%	10.88%	13.50%	5.18%	5.77%	13.55%	18.89%
Accounts Receivable Turnover Full definition →	2.47	2.51	2.46	2.46	2.46	2.78	2.48	2.50	2.43	2.46
Accounts Payable Turnover Full definition →	0.69	0.70	0.67	0.67	0.60	0.66	0.68	0.79	0.78	0.78
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	534.71	524.46	553.05	555.30	589.81	550.66	529.66	492.66	498.19	489.77
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Receivables Full definition →	331.69	334.79	340.07	356.10	343.96	318.65	321.33	371.89	460.58	514.31
Average Payables Full definition →	1,047.02	1,072.61	1,095.19	1,128.23	1,115.72	1,085.38	1,078.03	1,141.46	1,304.08	1,453.96
Average Assets Full definition →	1,731.06	1,782.76	1,831.76	1,939.45	2,038.47	2,085.83	2,044.98	2,033.29	2,182.05	2,370.60
Average Common Equity Full definition →	657.61	685.87	709.83	763.52	846.54	905.93	869.59	808.13	816.37	860.39

Fold the line items

Columns are period end dates

Stockrow Weekly