Saturday 17 October 2026
Export RF’s income statement to Excel — free account
Regions Financial Corporation
Regions Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $9.6 billion, up 2.51% from fiscal 2024. In the quarter to June 2026, revenue fell 2.14%, EPS grew 8.47%, free cash flow fell 39.6% and total debt fell 12.3%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years, revenue growth for three.
27.45
0.14
+0.51%
Follow RF
| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
11.73 | 12.12 | 9.24 | 9.33 | 8.69 | 15.65 | 11.36 | 8.63 | 17.03 | 16.59 |
Piotroski F-Score |
8 | 5 | 5 | 6 | 7 | 6 | 6 | 7 | 6 | 7 |
P/S ratio |
2.52 | 2.30 | 1.99 | 2.67 | 3.16 | 2.32 | 2.54 | 2.30 | 3.46 | 3.11 |
P/FCF ratio |
12.11 | 16.86 | 9.29 | 7.37 | 7.27 | 7.25 | 7.18 | 7.12 | 9.78 | 10.72 |
P/Operating CF |
(75.78) | (97.93) | 21.35 | 15.73 | 27.39 | (15,459.08) | 34.35 | 14.55 | 70.31 | 63.99 |
P/B ratio |
1.36 | 1.33 | 1.15 | 1.40 | 1.25 | 0.94 | 1.14 | 1.02 | 1.34 | 1.14 |
Price to Tangible BV |
2.22 | 2.32 | 2.03 | 2.68 | 2.04 | 1.43 | 1.76 | 1.64 | 2.07 | 1.74 |
EV/Sales |
1.81 | 1.80 | 1.51 | 1.48 | (0.93) | 0.16 | 3.10 | 3.70 | 4.16 | 3.48 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
7.98 | 10.53 | 5.97 | 3.59 | (2.03) | 0.46 | 8.07 | 10.33 | 10.78 | 9.96 |
EV/FCF |
8.72 | 13.17 | 7.01 | 4.09 | (2.15) | 0.50 | 8.76 | 11.45 | 11.75 | 12.01 |
Quick Ratio |
0.08 | 0.08 | 0.05 | 0.09 | 0.21 | 0.15 | 0.04 | 0.04 | 0.04 | 0.06 |
Current Ratio |
0.80 | 0.84 | 0.82 | 0.82 | 0.84 | 0.84 | 0.88 | 0.90 | 0.86 | 0.86 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
2.60% | 3.81% | 1.53% | 1.47% | 1.48% | 2.42% | 6.24% | 9.88% | 6.54% | 6.16% |
Debt/Equity |
0.22 | 0.33 | 0.13 | 0.14 | 0.13 | 0.20 | 0.48 | 0.82 | 0.50 | 0.47 |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
Operating CF/Net income |
1.06 | 0.90 | 1.17 | 1.45 | 1.26 | 2.35 | 1.72 | 1.34 | 1.92 | 1.85 |
Capex/Depreciation |
(2.20) | (2.22) | (1.45) | (1.07) | (0.44) | (0.46) | (0.47) | (0.48) | (0.36) | (0.11) |
| 12.15% | 11.08% | 13.12% | 13.86% | 14.49% | 6.30% | 10.28% | 11.44% | 7.68% | 6.90% | |
| 1.30% | 1.15% | 1.29% | 1.35% | 1.55% | 0.72% | 1.19% | 1.36% | 0.96% | 0.87% | |
ROIC |
13.90% | 11.15% | 12.51% | 25.65% | 0.00% | 22.05% | 6.18% | 5.10% | 5.71% | 5.52% |
Return on Tangible Assets |
(8.53%) | (9.13%) | (9.18%) | (9.59%) | (11.87%) | (5.74%) | (14.51%) | (22.55%) | (10.30%) | (9.71%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
49.78% | 50.45% | 54.29% | 57.62% | 48.80% | 74.73% | 57.75% | 59.77% | 61.20% | 64.29% |
Intangible Assets out of Total Assets |
0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(1.39) | (1.50) | (1.65) | (1.58) | (1.32) | (1.68) | (1.33) | (1.65) | (1.19) | (1.31) |
Graham Number |
32.15 | 27.78 | 28.34 | 28.13 | 31.38 | 19.94 | 22.62 | 21.35 | 17.25 | 15.72 |
Earnings Yield |
8.52% | 8.25% | 10.82% | 10.71% | 11.51% | 6.39% | 8.80% | 11.58% | 5.87% | 6.03% |
Free Cash Flow Yield |
8.26% | 5.93% | 10.77% | 13.57% | 13.76% | 13.78% | 13.93% | 14.05% | 10.22% | 9.33% |
Revenue per Share |
10.77 | 10.23 | 9.78 | 8.05 | 6.91 | 6.94 | 6.75 | 5.82 | 5.02 | 4.64 |
Operating CF per Share |
2.45 | 1.74 | 2.47 | 3.32 | 3.17 | 2.42 | 2.59 | 2.08 | 1.94 | 1.62 |
Capex per Share |
(0.21) | (0.35) | (0.37) | (0.40) | (0.17) | (0.20) | (0.20) | (0.20) | (0.16) | (0.05) |
Free Cash Flow per Share |
2.24 | 1.40 | 2.10 | 2.91 | 3.00 | 2.22 | 2.39 | 1.88 | 1.78 | 1.57 |
Cash per Share |
12.23 | 11.69 | 7.27 | 12.01 | 30.76 | 18.72 | 4.13 | 3.24 | 3.36 | 4.44 |
Shareholders Equity per Share |
21.42 | 19.55 | 18.69 | 17.06 | 19.17 | 18.89 | 16.38 | 13.82 | 13.65 | 13.28 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
21.42 | 19.55 | 18.69 | 17.06 | 19.17 | 18.89 | 16.38 | 13.82 | 13.65 | 13.28 |
Free Cash Flow |
1,996.00 | 1,278.00 | 1,965.00 | 2,724.00 | 2,867.00 | 2,131.00 | 2,379.00 | 2,053.00 | 2,106.00 | 1,973.00 |
Working Capital |
(25,808.00) | (21,111.00) | (23,170.00) | (24,106.00) | (22,034.00) | (19,173.00) | (12,318.00) | (9,562.00) | (13,710.00) | (13,419.00) |
Capital Expenditures |
(185.00) | (320.00) | (343.00) | (378.00) | (163.00) | (193.00) | (202.00) | (222.00) | (191.00) | (64.00) |
Net Current Asset Value |
(33,641.00) | (32,400.00) | (30,083.00) | (31,632.00) | (27,574.00) | (25,972.00) | (22,738.00) | (24,069.00) | (24,423.00) | (23,688.00) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.02 | 0.03 | 0.04 | 0.05 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.01 |
Price to Operating Income |
8.81 | 9.15 | 7.00 | 6.98 | 6.48 | 11.76 | 8.60 | 7.47 | 11.08 | 10.88 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.05 | 0.09 | 0.14 | 0.21 | 0.20 | 0.22 | 0.22 | 0.23 | 0.26 | 0.27 |
Cash ROIC |
5.85% | 3.69% | 7.38% | 9.25% | 5.72% | 5.38% | 8.41% | 6.61% | 7.44% | 6.58% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
22,988.34 | 20,338.47 | 29,576.80 | 152,171.50 | 303,959.76 | 121,480.53 | 41,807.73 | 57,291.05 | 78,938.58 | 86,893.69 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
129,365.50 | 127,695.50 | 129,765.50 | 135,407.50 | 130,775.50 | 109,977.00 | 95,983.00 | 95,690.00 | 97,962.00 | 98,732.50 |
Average Assets |
158,058.00 | 154,748.00 | 153,707.00 | 159,079.00 | 155,163.50 | 136,814.50 | 125,964.00 | 124,991.00 | 125,131.00 | 126,009.00 |
Average Common Equity |
16,964.50 | 16,014.50 | 15,063.00 | 15,479.50 | 16,561.00 | 15,720.00 | 14,627.50 | 14,821.00 | 15,608.00 | 15,934.00 |
Columns are period end dates