Provident Financial Holdings, Inc. PROV

18.42 0.05 0.27% as of 25 Sep
Market cap
$114.5M
P/E
17.7×
Growth Flags show if company had growth for consecutive years

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Jun '17 Jun '18 Jun '19 Jun '20 Jun '21 Jun '22 Jun '23 Jun '24 Jun '25 Jun '26
Revenue
73.24 64.61 56.89 46.98 39.77 39.45 50.07 58.67 60.16 59.62
Revenue Growth
(4.09%) (11.78%) (11.95%) (17.43%) (15.33%) (0.82%) 26.93% 17.18% 2.53% (0.90%)
Cost of Revenue
6.68 6.41 6.21 6.06 4.56 3.14 9.01 19.81 21.16 19.56
Gross Profit
66.56 58.20 50.68 40.92 35.21 36.31 41.06 38.86 39.00 40.05
SG&A Expenses
57.74 52.67 44.76 30.02 25.03 23.45 28.64 28.48 30.13 30.42
Operating Income
8.82 5.53 5.92 10.90 10.19 12.86 12.42 10.39 8.87 9.64
EBT
8.82 5.53 5.92 10.90 10.19 12.86 12.42 10.39 8.87 9.64
Income Tax Provision
3.61 3.40 1.50 3.21 2.63 3.77 3.82 3.04 2.62 2.98
Income after Tax
5.21 2.13 4.42 7.69 7.56 9.09 8.59 7.35 6.26 6.66
Dividends (Preferred)
— — — — 0.00 0.00 0.00 — — 0.00
Net Income Common
5.21 2.13 4.42 7.69 7.56 9.09 8.59 7.35 6.26 6.66
EPS (Basic)
0.66 0.28 0.59 1.03 1.01 1.23 1.20 1.06 0.93 1.04
EPS (Diluted)
0.64 0.28 0.58 1.01 1.00 1.22 1.19 1.06 0.93 1.03
Shares (Basic, Weighted)
7.92 7.54 7.49 7.47 7.47 7.40 7.14 6.94 6.72 6.42
Shares (Diluted, Weighted)
8.10 7.70 7.60 7.58 7.54 7.45 7.19 6.96 6.76 6.48
Gross Margin
90.88% 90.08% 89.09% 87.11% 88.53% 92.05% 82.01% 66.24% 64.83% 67.19%
EBIT Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBT margin
12.04% 8.55% 10.41% 23.21% 25.61% 32.60% 24.80% 17.70% 14.75% 16.16%
Net Profit Margin
7.11% 3.30% 7.76% 16.37% 19.01% 23.05% 17.16% 12.53% 10.40% 11.16%
Free Cash Flow Margin
115.19% 42.89% 189.06% 16.44% 28.53% 29.48% 31.13% 6.98% 13.56% 14.32%
Other line items
Income from Continuous Operations
5.21 2.13 4.42 7.69 7.56 9.09 8.59 7.35 6.26 6.66
Consolidated Net Income/Loss
5.21 2.13 4.42 7.69 7.56 9.09 8.59 7.35 6.26 6.66
EPS (Basic, from Continuous Ops)
0.66 0.28 0.59 1.03 1.01 1.23 1.20 1.06 0.93 1.04
EPS (Basic, Consolidated)
0.66 0.28 0.59 1.03 1.01 1.23 1.20 1.06 0.93 1.04
EPS (Diluted, from Cont. Ops)
0.64 0.28 0.58 1.01 1.00 1.22 1.19 1.06 0.93 1.03
Shares (Diluted, Average)
8.10 7.70 7.60 7.58 7.54 7.45 7.19 6.96 6.76 6.48
EPS (Diluted, Consolidated)
0.64 0.28 0.58 1.01 1.00 1.22 1.19 1.06 0.93 1.03
EBITDA Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Margin
113.93% 43.32% 188.25% 16.93% 29.10% 29.90% 32.61% 9.69% 14.44% 15.05%

Fold the line items

In millions of $ except per-share values · columns are period end dates