Provident Financial Services, Inc

PFS Financial Banks Regional

Provident Financial Services, Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, up 21.3% from fiscal 2024. In the quarter to June 2026, revenue grew 4.42%, EPS grew 9.09%, free cash flow fell 40.5% and total debt rose 1.25%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten.

22.23 0.03 +0.14%
Market cap
$2.9B
P/E
9.3×
Fwd P/E
9.6×
Dividend yield
4.32%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

9.84 8.86 9.00 9.85
P/S ratio
1.84 1.86 1.98 2.18
P/FCF ratio
4.13 5.95 6.47 8.73
P/Operating CF
25.67 37.37 32.62 25.92
P/B ratio
0.91 0.91 0.96 1.06
Price to Tangible BV
1.27 1.26 1.32 1.44
EV/Sales
3.57 3.56 3.92 4.05
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
7.96 11.13 12.50 15.43
EV/FCF
8.00 11.37 12.83 16.19
Quick Ratio
0.02 0.01 0.01 0.01
Current Ratio
1.02 1.02 1.04 1.03
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
10.72% 10.24% 11.66% 11.16%
Debt/Equity
0.96 0.90 1.03 0.99
Asset Turnover
0.06 0.06 0.06 0.06
Operating CF/Net income
1.37 0.83 1.07 1.52
Capex/Depreciation
(0.09) (0.35) (0.07) (0.72)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
31.28% 29.70% 30.72% 33.48%
Intangible Assets out of Total Assets
0.03 0.03 0.03 0.03
Share Based Compensation of Revenue
0.74% 0.86% 0.79% 0.66%
Graham Net Nets
(1.02) (0.97) (0.92) (0.83)
Graham Number
30.58 33.01 34.06 34.71
Earnings Yield
10.17% 11.29% 11.11% 10.15%
Free Cash Flow Yield
24.23% 16.81% 15.46% 11.46%
Revenue per Share
2.71 2.71 2.66 2.75
Operating CF per Share
0.75 0.53 0.65 0.91
Capex per Share
(0.01) (0.04) (0.01) (0.08)
Free Cash Flow per Share
0.74 0.49 0.64 0.83
Cash per Share
2.31 1.62 1.70 1.75
Shareholders Equity per Share
21.20 21.72 21.94 22.30
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
21.20 21.72 21.94 22.30
Free Cash Flow
96.71 64.08 83.67 108.67
Working Capital
413.45 362.61 697.72 647.81
Capital Expenditures
(1.33) (4.86) (0.98) (10.18)
Net Current Asset Value
(2,556.04) (2,506.21) (2,540.80) (2,563.39)
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
0.00 0.01 0.00 0.03
Price to Operating Income
6.64 6.31 6.48 7.16
Other line items
Average Payables
18,736.22 18,951.25 18,774.59 19,126.85
Average Assets
24,437.64 24,516.27 24,713.23 25,105.33
Average Common Equity
2,694.05 2,717.21 2,760.83 2,807.27

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Columns are period end dates