Saturday 17 October 2026 Export PFS’s income statement to Excel — free account

Provident Financial Services, Inc

Provident Financial Services, Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, up 21.3% from fiscal 2024. In the quarter to June 2026, revenue grew 4.42%, EPS grew 9.09%, free cash flow fell 40.5% and total debt rose 1.25%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten.

22.23 0.03 +0.14%

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Market cap: $2.9B
P/E: 9.3×
Fwd P/E: 9.6×
Dividend yield: 4.32%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '25	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16
P/E ratio Full definition →	8.86	17.97	10.60	9.14	11.06	13.30	14.09	13.19	18.53	20.70
Piotroski F-Score Full definition →	7	5	5	7	5	5	6	6	7	4
P/S ratio Full definition →	1.86	1.81	1.95	2.90	3.79	2.87	3.66	3.74	4.59	5.08
P/FCF ratio Full definition →	5.95	4.87	8.17	8.40	12.95	13.66	12.06	10.27	12.92	14.86
P/Operating CF Full definition →	37.37	8.65	29.30	37.81	53.85	21.29	56.29	68.25	65.23	42.44
P/B ratio Full definition →	0.91	0.80	0.80	1.00	1.09	0.77	1.13	1.15	1.34	1.45
Price to Tangible BV Full definition →	1.26	1.16	1.10	1.41	1.50	1.08	1.63	1.67	1.98	2.19
EV/Sales Full definition →	3.56	3.80	4.59	5.06	3.70	4.48	5.88	6.91	8.75	9.26
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	11.13	10.15	18.42	13.99	11.55	18.90	18.68	18.57	28.32	26.00
EV/FCF Full definition →	11.37	10.18	19.24	14.67	12.66	21.35	19.37	18.96	24.63	27.06
Quick Ratio Full definition →	0.01	0.01	0.02	0.02	0.06	0.05	0.03	0.02	0.03	0.02
Current Ratio Full definition →	1.02	1.02	1.07	0.98	0.91	1.05	1.06	1.08	1.12	1.09
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	10.24%	10.25%	14.20%	10.04%	4.87%	9.56%	11.74%	15.09%	17.96%	17.23%
Debt/Equity Full definition →	0.90	0.95	1.19	0.87	0.40	0.76	0.81	1.08	1.36	1.31
Asset Turnover Full definition →	0.06	0.06	0.05	0.04	0.04	0.04	0.04	0.04	0.04	0.04
Operating CF/Net income Full definition →	1.52	3.69	1.35	1.14	0.93	1.07	1.22	1.32	1.25	1.45
Capex/Depreciation Full definition →	(0.15)	(0.03)	(0.64)	(0.56)	(0.64)	(0.94)	(0.36)	(0.23)	0.98	(0.23)
ROE Full definition →	10.72%	5.38%	7.81%	10.66%	10.13%	6.39%	8.12%	8.91%	7.37%	7.17%
ROA Full definition →	1.19%	0.60%	0.92%	1.27%	1.26%	0.85%	1.15%	1.21%	0.97%	0.95%
ROIC Full definition →	4.92%	2.66%	3.25%	5.46%	8.57%	3.43%	3.86%	3.35%	3.05%	2.84%
Return on Tangible Assets Full definition →	61.18%	27.42%	16.37%	(209.21%)	(18.70%)	18.01%	25.27%	19.82%	11.25%	13.65%
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	30.75%	40.28%	42.08%	46.54%	45.40%	58.30%	48.69%	50.97%	50.26%	51.94%
Intangible Assets out of Total Assets Full definition →	0.03	0.03	0.03	0.03	0.03	0.04	0.04	0.04	0.04	0.04
Share Based Compensation of Revenue Full definition →	0.76%	1.07%	1.55%	2.48%	2.04%	1.82%	2.62%	2.57%	2.57%	2.15%
Graham Net Nets Full definition →	(0.97)	(1.22)	(1.12)	(1.11)	(0.99)	(0.80)	(0.57)	(0.64)	(0.61)	(0.62)
Graham Number Full definition →	33.01	23.67	29.48	33.63	33.07	26.60	29.35	29.35	25.74	24.71
Earnings Yield Full definition →	11.29%	5.56%	9.43%	10.94%	9.04%	7.52%	7.10%	7.58%	5.40%	4.83%
Free Cash Flow Yield Full definition →	16.81%	20.54%	12.23%	11.90%	7.72%	7.32%	8.29%	9.74%	7.74%	6.73%
Revenue per Share Full definition →	10.60	10.40	9.29	7.42	6.40	6.27	6.74	6.44	5.89	5.62
Operating CF per Share Full definition →	3.39	3.89	2.32	2.68	2.05	1.49	2.12	2.40	1.82	2.00
Capex per Share Full definition →	(0.07)	(0.01)	(0.10)	(0.13)	(0.18)	(0.17)	(0.08)	(0.05)	0.27	(0.08)
Free Cash Flow per Share Full definition →	3.32	3.88	2.22	2.56	1.87	1.31	2.04	2.35	2.09	1.92
Cash per Share Full definition →	1.62	1.88	2.41	2.50	9.32	7.65	2.89	2.20	2.96	2.27
Shareholders Equity per Share Full definition →	21.72	23.72	22.59	21.39	22.19	23.29	21.88	20.93	20.17	19.67
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	21.72	23.72	22.59	21.39	22.19	23.29	21.88	20.93	20.17	19.67
Free Cash Flow Full definition →	433.07	425.07	166.01	190.92	143.05	91.42	132.04	152.58	134.76	122.33
Working Capital Full definition →	362.61	301.68	713.22	(163.75)	(978.67)	462.40	390.53	539.04	771.84	559.35
Capital Expenditures Full definition →	(9.19)	(1.31)	(7.38)	(9.39)	(13.76)	(11.88)	(4.88)	(3.14)	17.54	(4.98)
Net Current Asset Value Full definition →	(2,506.21)	(2,525.13)	(1,514.48)	(1,786.46)	(1,828.77)	(999.71)	(901.60)	(997.63)	(1,060.61)	(1,135.70)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.01	0.00	0.01	0.02	0.03	0.03	0.01	0.01	(0.05)	0.01
Price to Operating Income Full definition →	6.31	10.02	7.39	6.57	8.16	9.79	10.83	10.89	12.40	14.57
Other line items
Depreciation/Fixed assets Full definition →	0.54	0.35	0.16	0.21	0.26	0.17	0.24	0.24	0.28	0.26
Cash ROIC Full definition →	7.73%	8.06%	4.27%	6.03%	4.64%	2.70%	4.80%	5.14%	4.14%	4.03%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.03	0.03	0.02	0.00	0.00	0.01	0.01	0.01	0.01	0.01
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	13,737.98	15,257.74	17,363.02	79,284.01	112,909.29	70,770.17	35,272.90	42,144.85	53,690.98	54,678.49
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Payables Full definition →	18,951.25	14,458.16	10,427.77	10,898.52	10,535.92	8,470.22	6,966.37	6,772.14	6,633.90	6,238.81
Average Assets Full definition →	24,516.27	19,131.32	13,997.13	13,782.32	13,350.47	11,364.16	9,767.17	9,785.52	9,672.87	9,206.06
Average Common Equity Full definition →	2,717.21	2,145.90	1,644.15	1,647.40	1,658.45	1,516.82	1,386.41	1,328.82	1,275.22	1,223.92

Fold the line items

Columns are period end dates

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