Ohio Valley Banc Corp.

OVBC Financial Banks Regional

Ohio Valley Banc Corp.’s revenue for fiscal 2025 (year ended December 2025) was $94.2 million, up 5.93% from fiscal 2024. In the quarter to June 2026, revenue grew 11.6%, EPS fell 30.3%, free cash flow fell 91.5% and total debt rose 10.2%, each against the same quarter a year earlier. Dividend growth for three consecutive years, revenue growth for three; insiders bought in the last twelve months.

45.99 0.12 −0.26%
Market cap
$217.2M
P/E
15.3×
Fwd P/E
11.0×
Dividend yield
2.09%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Revenue
94.21 88.93 74.49 57.78 54.58 57.61 59.48 58.14 55.14 47.59
Revenue Growth
5.93% 19.38% 28.93% 5.87% (5.27%) (3.15%) 2.32% 5.43% 15.88% 5.91%
Cost of Revenue
27.49 26.96 15.84 2.84 3.70 6.19 7.27 5.47 3.98 3.02
Gross Profit
66.72 61.98 58.66 54.94 50.88 51.42 52.22 52.66 51.17 44.57
SG&A Expenses
45.94 47.30 42.12 37.80 35.68 37.96 39.23 37.31 36.93 33.81
Operating Income
19.45 13.38 15.20 15.93 14.02 12.31 11.72 14.20 13.03 9.77
Non-operating Income/Expense
— — — — — — — — (1.03) (0.93)
EBT
19.45 13.38 15.20 15.93 14.02 12.31 11.72 14.20 12.00 8.84
Income Tax Provision
3.85 2.38 2.57 2.59 2.28 2.05 1.81 2.26 4.49 1.92
Income after Tax
15.60 11.00 12.63 13.34 11.73 10.26 9.91 11.94 7.51 6.92
Dividends (Preferred)
— 0.00 0.00 — — — 0.00 — — —
Net Income Common
15.60 11.00 12.63 13.34 11.73 10.26 9.91 11.94 7.51 6.92
EPS (Basic)
3.31 2.32 2.65 2.80 2.45 2.14 2.08 2.53 1.60 1.59
EPS (Diluted)
3.31 2.32 2.65 2.80 2.45 2.14 2.08 2.53 1.60 1.59
Shares (Basic, Weighted)
4.71 4.74 4.78 4.77 4.78 4.79 4.77 4.73 4.69 4.35
Shares (Diluted, Weighted)
4.71 4.74 4.78 4.77 4.78 4.79 4.77 4.73 4.69 4.35
Gross Margin
70.82% 69.69% 78.74% 95.09% 93.22% 89.25% 87.79% 90.59% 92.79% 93.65%
EBIT Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBT margin
20.65% 15.04% 20.40% 27.57% 25.68% 21.36% 19.70% 24.42% 21.75% 18.58%
Net Profit Margin
16.56% 12.37% 16.96% 23.08% 21.50% 17.81% 16.66% 20.55% 13.62% 14.54%
Free Cash Flow Margin
53.55% 13.15% 24.53% 24.96% 23.07% 16.67% 15.66% 28.46% 25.81% 25.40%
Other line items
Income from Continuous Operations
15.60 11.00 12.63 13.34 11.73 10.26 9.91 11.94 7.51 6.92
Consolidated Net Income/Loss
15.60 11.00 12.63 13.34 11.73 10.26 9.91 11.94 7.51 6.92
EPS (Basic, from Continuous Ops)
3.31 2.32 2.65 2.80 2.45 2.14 2.08 2.53 1.60 1.59
EPS (Basic, Consolidated)
3.31 2.32 2.65 2.80 2.45 2.14 2.08 2.53 1.60 1.59
EPS (Diluted, from Cont. Ops)
3.31 2.32 2.65 2.80 2.45 2.14 2.08 2.53 1.60 1.59
Shares (Diluted, Average)
4.71 4.74 4.78 4.77 4.79 4.79 4.77 4.73 4.69 4.35
EPS (Diluted, Consolidated)
3.31 2.32 2.65 2.80 2.45 2.14 2.08 2.53 1.60 1.59
EBITDA Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Margin
19.20% 14.73% 27.85% 27.67% 24.16% 21.68% 24.80% 31.20% 26.29% 28.09%

Fold the line items

In millions of $ except per-share values · columns are period end dates