Mvb Financial Corp. MVBF

30.12 0.32 1.07% as of 25 Sep
Market cap
$388.6M
P/E
9.9×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
P/E ratio
12.13 13.27 9.09 17.74 12.51 7.29 10.98 17.35 29.41 8.65
P/S ratio
1.40 1.17 1.35 1.73 3.51 1.56 1.99 1.84 2.12 1.08
P/FCF ratio
76.47 17.14 4.96 45.48 14.36 2.32 0.00 42.27 7.13 4.32
P/Operating CF
(22.04) (25.30) 16.18 74.39 21.24 12.81 5.06 (30.71) 24.05 3.11
P/B ratio
0.99 0.87 0.98 1.02 1.78 1.16 1.43 1.18 1.45 0.81
Price to Tangible BV
1.00 0.88 0.99 1.03 1.80 1.17 1.58 1.32 1.66 0.95
EV/Sales
0.68 0.10 (0.19) 2.61 1.81 0.21 3.26 3.64 3.67 2.03
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
39.69 (79.64) (0.70) 54.54 7.24 0.32 (59.34) 58.92 10.77 7.83
EV/FCF
37.05 1.46 (0.71) 68.64 7.40 0.31 (51.04) 83.77 12.33 8.12
Quick Ratio
0.08 0.12 0.13 0.02 0.13 0.13 0.03 0.03 0.03 0.03
Current Ratio
0.93 0.92 0.94 0.95 0.91 0.87 1.19 1.07 1.02 1.04
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
2.24% 2.36% 2.22% 5.72% 2.62% 1.86% 11.68% 13.27% 12.10% 8.77%
Debt/Equity
0.22 0.24 0.25 0.67 0.27 0.18 1.07 1.31 1.24 0.85
Asset Turnover
0.07 0.07 0.07 0.05 0.05 0.08 0.08 0.07 0.07 0.07
Operating CF/Net income
0.15 (0.01) 1.86 0.49 0.89 3.04 (0.30) 0.58 4.68 2.14
Capex/Depreciation
0.07 2.09 (0.11) (0.14) (0.07) 0.49 (0.32) (0.51) (1.08) (0.21)
ROE
8.42% 6.75% 11.34% 5.61% 15.40% 16.92% 14.19% 7.40% 5.21% 10.35%
ROA
0.84% 0.62% 0.98% 0.51% 1.53% 1.73% 1.43% 0.70% 0.48% 0.84%
ROIC
14.05% 26.70% 0.00% 2.37% 77.73% 407.83% 5.49% 2.58% 2.56% 3.50%
Return on Tangible Assets
(13.73%) (10.08%) (21.76%) (14.65%) (20.38%) (15.06%) 9.77% 9.20% 13.29% 17.79%
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
54.14% 52.98% 52.57% 77.41% 58.11% 63.87% 58.08% 66.49% 71.60% 72.32%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 0.01 0.01
Share Based Compensation of Revenue
1.61% 1.27% 1.27% 2.10% 2.30% 1.37% 1.20% 1.17% 0.84% 0.58%
Graham Net Nets
(0.85) (1.07) (0.84) (1.16) (0.59) (1.17) (0.57) (0.67) (0.77) (0.79)
Graham Number
35.40 28.86 35.52 24.17 41.78 37.07 29.87 18.93 14.54 22.89
Earnings Yield
8.25% 7.54% 11.00% 5.64% 8.00% 13.71% 9.11% 5.76% 3.40% 11.56%
Free Cash Flow Yield
1.31% 5.83% 20.18% 2.20% 6.97% 43.12% (3.21%) 2.37% 14.03% 23.15%
Revenue per Share
18.44 17.75 16.51 12.50 11.82 14.57 12.55 9.83 9.44 11.85
Operating CF per Share
0.32 (0.02) 4.59 0.60 2.96 9.49 (0.69) 0.61 3.21 3.08
Capex per Share
0.02 1.23 (0.07) (0.12) (0.06) 0.29 (0.11) (0.18) (0.41) (0.11)
Free Cash Flow per Share
0.34 1.21 4.51 0.48 2.89 9.78 (0.80) 0.43 2.81 2.96
Cash per Share
19.11 24.66 31.37 3.28 26.33 23.32 3.46 3.35 3.40 3.88
Shareholders Equity per Share
26.14 23.72 22.79 21.29 23.37 20.26 18.09 16.03 14.57 17.73
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
26.14 23.72 22.79 21.29 23.37 20.26 18.09 16.03 14.57 17.73
Free Cash Flow
4.32 15.57 57.28 5.84 34.07 115.62 (9.37) 4.71 28.93 24.34
Working Capital
(206.63) (211.71) (164.45) (126.35) (216.84) (271.63) 249.35 98.66 26.55 41.17
Capital Expenditures
0.29 15.85 (0.95) (1.51) (0.75) 3.38 (1.31) (1.99) (4.19) (0.93)
Net Current Asset Value
(280.66) (286.21) (237.99) (307.41) (289.87) (315.03) (165.93) (133.76) (159.15) (83.27)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.00 (0.07) 0.00 0.01 0.01 (0.02) 0.01 0.02 0.04 0.01
Net Profit Margin
11.44% 8.78% 14.91% 9.80% 28.06% 21.45% 18.04% 10.62% 7.27% 12.11%
Price to Operating Income
8.95 10.13 10.40 17.68 10.30 5.71 8.34 12.94 16.72 7.87
Other line items
Depreciation/Fixed assets
0.42 0.61 0.40 0.44 0.45 0.26 0.19 0.15 0.15 0.18
Cash ROIC
(0.97%) (1.83%) 4.90% (3.41%) 1.48% 15.40% (6.26%) (4.45%) 1.73% 0.06%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.02 0.03 0.02 0.01 0.00 0.01 0.02 0.01 0.01 0.01
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
15,274.19 12,827.74 15,917.02 66,286.98 138,409.22 62,232.04 20,109.77 26,987.53 34,407.50 36,297.27
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
2,767.83 2,797.55 2,735.98 2,474.04 2,180.00 1,623.72 1,287.10 1,234.37 1,133.30 1,059.67
Average Assets
3,218.81 3,221.29 3,191.37 2,930.65 2,561.96 2,137.80 1,847.54 1,642.64 1,476.55 1,401.64
Average Common Equity
319.88 297.57 275.37 268.35 253.73 218.38 186.77 155.65 135.82 113.83

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