First Internet Bancorp

INBK Financial Banks Regional

First Internet Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $322.9 million, down 4.82% from fiscal 2024. In the quarter to June 2026, revenue fell 1.30%, EPS grew 1,250.0%, free cash flow grew 126.7% and total debt fell 6.67%, each against the same quarter a year earlier. Dividend growth for ten consecutive years; insiders bought in the last twelve months.

25.66 0.28 −1.08%
Market cap
$226.6M
P/E
0.0×
Fwd P/E
11.4×
Dividend yield
0.94%
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
P/E ratio
0.00 0.00 0.00 0.00

+8 more quarters

P/S ratio
0.76 0.55 0.56 0.60
P/FCF ratio
1.52 3.97 82.03 0.00
P/Operating CF
10.02 2.36 7.68 5.29
P/B ratio
0.67 0.49 0.51 0.56
Price to Tangible BV
0.68 0.50 0.51 0.56
EV/Sales
0.55 (0.24) 0.25 (0.72)
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
1.11 (1.71) 23.31 8.96
EV/FCF
1.11 (1.76) 36.19 8.49
Quick Ratio
0.08 0.12 0.09 0.16
Current Ratio
0.88 0.88 0.88 0.91
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
6.21% 6.04% 6.37% 6.29%
Debt/Equity
0.95 0.96 0.99 1.01
Asset Turnover
0.06 0.06 0.06 0.06
Operating CF/Net income
10.26 30.11 4.49 (0.89)
Capex/Depreciation
(0.01) (0.11) (0.30) (0.05)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
46.34% 47.33% 40.47% 100.85%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
0.68% 0.64% 0.55% 0.82%
Graham Net Nets
(3.90) (5.32) (5.09) (4.02)
Graham Number
0.00 0.00 0.00 0.00
Earnings Yield
(12.91%) (18.84%) (19.26%) (16.90%)
Free Cash Flow Yield
65.71% 25.19% 1.22% (14.21%)
Revenue per Share
9.75 10.00 10.24 6.83
Operating CF per Share
2.77 8.65 2.72 4.24
Capex per Share
0.00 (0.03) (0.03) (0.01)
Free Cash Flow per Share
2.77 8.62 2.68 4.23
Cash per Share
46.95 68.90 52.32 90.10
Shareholders Equity per Share
41.53 41.33 41.21 40.28
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
41.53 41.33 41.21 40.28
Free Cash Flow
24.26 75.25 23.44 36.97
Working Capital
(604.80) (601.09) (572.58) (432.62)
Capital Expenditures
(0.02) (0.30) (0.29) (0.11)
Net Current Asset Value
(949.93) (946.13) (927.54) (787.51)
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
0.00 0.00 0.00 0.00
Price to Operating Income
0.00 0.00 0.00 0.00
Other line items
Average Payables
5,065.08 4,963.64 4,886.51 4,856.57
Average Assets
5,814.47 5,781.65 5,654.75 5,731.22
Average Common Equity
376.89 374.35 371.92 368.65

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Columns are period end dates