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Friday 6 November 2026 Export FFIN’s income statement to Excel — free account

First Financial Bankshares, Inc.

FFIN Financial Banks Regional

First Financial Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $833.2 million, up 10.7% from fiscal 2024.

Revenue
+5.01%
EPS
+40.5%
Free cash flow
+10.9%

Quarter to September 2026, against a year earlier

30.72 0.70 −2.23%
Market cap
$4.4B
P/E
15.1×
Fwd P/E
15.0×
Dividend yield
2.67%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

First Financial Bankshares, Inc. (FFIN) Net margin

Alert me on Net margin

First Financial Bankshares, Inc.'s net margin over the twelve months to 30 September 2026 was 33.2%, up 2.7 percentage points from fiscal 2025 (30.4%). Over the past ten years it has ranged from 29.7% (fiscal 2024) to 43.9% (fiscal 2021); the current reading is higher than 18% of that period. That is above the Banks Regional industry median of 18.8% and above the Financial sector median of 14.3%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 30.4% 0.74
FY2024 29.7% (1.59)
FY2023 31.3% (10.26)
FY2022 41.5% (2.34)
FY2021 43.9% 3.80
FY2020 40.1% 1.54
FY2019 38.5% 0.25
FY2018 38.3% 2.57
FY2017 35.7% 2.71
FY2016 33.0% (1.01)

Quarterly newest first

Period Net margin Change (points)
Sep 2026 33.1% 0.66
Jun 2026 32.4% (0.86)
Mar 2026 33.3% (0.63)
Dec 2025 33.9% 9.47
43 more quarters

Against its own ten years

Low 29.7% High 43.9%
Ten-year median 35.7%
Current reading's percentile 40

Net margin against peers

Company Net margin
IBOC International Bancshares Corporation compare 39.1%
FFIN First Financial Bankshares, Inc. 33.2%
SFBS ServisFirst Bancshares, Inc. compare 32.5%
CATY Cathay General Bancorp compare 25.3%
FULT Fulton Financial Corporation compare 20.6%
TCBI Texas Capital Bancshares, Inc. compare 16.9%
TFSL TFS Financial Corporation compare 12.2%
UCB United Community Banks, Inc. compare 11.6%
FLG Flagstar Bank, National Association compare 1.46%
Banks Regional industry median 18.8%
Financial sector median 14.3%
Market median 1.06%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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