First Financial Bankshares, Inc. FFIN
32.45
0.28
0.87%
as of 25 Sep
- Market cap
- $4.6B
- P/E
- 17.3×
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
28.43 | 24.65 | 29.21 | 29.01 | 25.47 | 31.78 | 20.77 | 21.48 | 22.96 | 16.78 |
P/S ratio |
9.40 | 8.80 | 9.91 | 11.13 | 10.19 | 13.95 | 8.61 | 6.75 | 6.84 | 5.13 |
P/FCF ratio |
20.73 | 16.28 | 23.01 | 24.29 | 26.25 | 21.48 | 15.69 | 15.81 | 17.46 | 14.78 |
P/Operating CF |
90.65 | 84.44 | 142.13 | 81.99 | 67.81 | 81.03 | 69.54 | 73.06 | 60.95 | 57.07 |
P/B ratio |
3.56 | 3.21 | 3.70 | 3.88 | 3.06 | 4.11 | 3.84 | 2.86 | 3.20 | 2.23 |
Price to Tangible BV |
4.30 | 3.80 | 4.44 | 4.52 | 3.78 | 5.02 | 5.11 | 3.62 | 3.98 | 2.66 |
EV/Sales |
8.59 | 7.69 | 9.28 | 10.47 | 8.75 | 12.93 | 8.02 | 5.90 | 5.82 | 3.84 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
16.96 | 13.63 | 19.59 | 22.12 | 20.93 | 18.88 | 13.96 | 13.18 | 14.16 | 10.67 |
EV/FCF |
18.94 | 14.23 | 21.53 | 22.85 | 22.53 | 19.91 | 14.62 | 13.84 | 14.87 | 11.05 |
Quick Ratio |
0.04 | 0.06 | 0.04 | 0.04 | 0.08 | 0.05 | 0.03 | 0.05 | 0.06 | 0.08 |
Current Ratio |
0.61 | 0.61 | 0.63 | 0.64 | 0.65 | 0.52 | 0.58 | 0.66 | 0.70 | 0.68 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Debt/Equity |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Asset Turnover |
0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.06 | 0.06 |
Operating CF/Net income |
1.53 | 1.58 | 1.24 | 1.23 | 1.04 | 1.56 | 1.38 | 1.43 | 1.39 | 1.18 |
Capex/Depreciation |
(0.41) | (0.19) | (0.42) | (0.17) | (0.27) | (0.23) | (0.17) | (0.21) | (0.25) | (0.20) |
| 12.75% | 13.67% | 15.25% | 14.45% | 13.91% | 13.24% | 15.50% | 14.39% | 14.39% | 14.39% | |
| 1.56% | 1.71% | 2.01% | 2.06% | 2.11% | 1.90% | 1.80% | 1.53% | 1.65% | 1.72% | |
ROIC |
14.66% | 16.76% | 13.86% | 13.10% | 15.96% | 13.81% | 18.77% | 15.80% | 20.15% | 23.05% |
Return on Tangible Assets |
(4.75%) | (5.14%) | (6.43%) | (6.86%) | (6.63%) | (4.38%) | (4.90%) | (5.26%) | (6.28%) | (6.16%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
55.23% | 51.33% | 48.05% | 44.70% | 46.94% | 43.93% | 42.69% | 37.31% | 35.16% | 36.62% |
Intangible Assets out of Total Assets |
0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.63% | 0.70% | 0.67% | 0.66% | 0.83% |
Graham Net Nets |
(0.80) | (0.84) | (0.64) | (0.54) | (0.64) | (0.75) | (1.03) | (0.93) | (0.74) | (1.02) |
Graham Number |
10.65 | 11.95 | 13.16 | 15.69 | 19.43 | 21.10 | 18.10 | 18.19 | 19.93 | 23.17 |
Earnings Yield |
3.52% | 4.06% | 3.42% | 3.45% | 3.93% | 3.15% | 4.81% | 4.66% | 4.36% | 5.96% |
Free Cash Flow Yield |
4.82% | 6.14% | 4.35% | 4.12% | 3.81% | 4.66% | 6.37% | 6.32% | 5.73% | 6.76% |
Revenue per Share |
2.40 | 2.55 | 2.91 | 3.15 | 3.55 | 3.64 | 3.96 | 4.46 | 5.27 | 5.82 |
Operating CF per Share |
1.22 | 1.44 | 1.38 | 1.49 | 1.48 | 2.50 | 2.27 | 2.00 | 2.17 | 2.09 |
Capex per Share |
(0.13) | (0.06) | (0.12) | (0.05) | (0.11) | (0.13) | (0.10) | (0.09) | (0.10) | (0.07) |
Free Cash Flow per Share |
1.09 | 1.38 | 1.25 | 1.45 | 1.38 | 2.37 | 2.17 | 1.90 | 2.06 | 2.02 |
Cash per Share |
1.96 | 2.83 | 1.85 | 2.08 | 5.13 | 3.71 | 2.32 | 3.76 | 5.35 | 7.54 |
Shareholders Equity per Share |
6.35 | 6.98 | 7.79 | 9.05 | 11.82 | 12.36 | 8.88 | 10.50 | 11.25 | 13.40 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
6.35 | 6.98 | 7.79 | 9.05 | 11.82 | 12.36 | 8.88 | 10.50 | 11.25 | 13.40 |
Free Cash Flow |
143.92 | 182.20 | 169.55 | 196.03 | 195.67 | 336.77 | 309.67 | 271.34 | 294.82 | 289.08 |
Working Capital |
(2,327.69) | (2,467.61) | (2,474.88) | (2,531.86) | (3,188.36) | (5,345.73) | (4,939.33) | (3,931.48) | (3,709.77) | (4,269.45) |
Capital Expenditures |
(16.83) | (8.08) | (16.80) | (6.42) | (14.99) | (18.38) | (14.60) | (13.48) | (14.82) | (10.36) |
Net Current Asset Value |
(2,375.43) | (2,505.60) | (2,504.35) | (2,581.73) | (3,308.76) | (5,451.33) | (4,999.65) | (3,995.79) | (3,786.44) | (4,368.44) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.05 | 0.02 | 0.04 | 0.02 | 0.03 | 0.04 | 0.03 | 0.02 | 0.02 | 0.01 |
Net Profit Margin |
33.01% | 35.72% | 38.29% | 38.54% | 40.08% | 43.88% | 41.54% | 31.28% | 29.69% | 30.43% |
Price to Operating Income |
21.95 | 20.15 | 21.89 | 24.04 | 21.20 | 26.60 | 17.30 | 17.64 | 18.94 | 13.80 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.33 | 0.35 | 0.30 | 0.29 | 0.38 | 0.54 | 0.55 | 0.43 | 0.38 | 0.34 |
Cash ROIC |
3.47% | 5.11% | 4.06% | 4.73% | 2.84% | 8.98% | 10.73% | 6.54% | 6.66% | 4.99% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
366,844.02 | 234,332.55 | 119,167.56 | 80,074.05 | 222,331.90 | 638,326.52 | 127,767.53 | 28,181.42 | 21,843.22 | 24,163.13 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
5,334.35 | 5,720.75 | 6,071.68 | 6,392.10 | 7,639.81 | 9,621.15 | 10,786.00 | 11,071.91 | 11,618.74 | 12,722.35 |
Average Assets |
6,737.50 | 7,032.32 | 7,493.28 | 7,997.04 | 9,583.36 | 12,003.48 | 13,038.27 | 13,039.83 | 13,542.51 | 14,712.95 |
Average Common Equity |
821.44 | 880.33 | 988.03 | 1,140.25 | 1,452.69 | 1,718.71 | 1,512.48 | 1,382.32 | 1,552.73 | 1,761.94 |
Columns are period end dates