First Financial Bancorp. FFBC
32.40
0.85
2.69%
as of 25 Sep
- Market cap
- $3.3B
- P/E
- 11.3×
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Growth Flags
show if company had growth for consecutive years
| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
9.30 | 11.06 | 8.73 | 10.49 | 11.24 | 10.96 | 12.59 | 12.23 | 16.40 | 19.90 |
P/S ratio |
1.89 | 2.07 | 1.99 | 2.95 | 3.54 | 2.39 | 3.38 | 3.26 | 3.97 | 4.67 |
P/FCF ratio |
7.64 | 13.70 | 5.54 | 14.50 | 6.21 | 18.57 | 15.12 | 8.68 | 13.89 | 13.20 |
P/Operating CF |
19.52 | 34.27 | 19.13 | 85.77 | 22.03 | 11.21 | 31.97 | 24.50 | 53.20 | 27.03 |
P/B ratio |
0.86 | 1.04 | 0.98 | 1.12 | 1.03 | 0.75 | 1.11 | 1.01 | 1.75 | 2.03 |
Price to Tangible BV |
1.54 | 1.88 | 1.89 | 2.42 | 2.01 | 1.33 | 2.03 | 1.82 | 2.25 | 2.68 |
EV/Sales |
2.22 | 2.13 | 2.12 | 4.09 | 3.84 | 3.13 | 5.15 | 5.06 | 5.62 | 6.28 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
8.28 | 9.94 | 4.85 | 15.76 | 6.48 | 20.59 | 20.44 | 12.50 | 18.63 | 16.53 |
EV/FCF |
8.96 | 14.07 | 5.88 | 20.09 | 6.75 | 24.28 | 23.03 | 13.44 | 19.67 | 17.74 |
Quick Ratio |
0.05 | 0.06 | 0.07 | 0.04 | 0.03 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 |
Current Ratio |
0.89 | 0.90 | 0.91 | 0.89 | 0.79 | 0.86 | 0.95 | 0.91 | 0.92 | 0.92 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
5.63% | 5.24% | 6.53% | 8.68% | 3.89% | 4.86% | 10.79% | 10.21% | 9.69% | 9.57% |
Debt/Equity |
0.43 | 0.40 | 0.50 | 0.72 | 0.28 | 0.34 | 0.70 | 0.69 | 0.93 | 0.93 |
Asset Turnover |
0.06 | 0.07 | 0.06 | 0.05 | 0.04 | 0.05 | 0.05 | 0.06 | 0.05 | 0.05 |
Operating CF/Net income |
1.32 | 1.15 | 1.90 | 0.92 | 1.89 | 0.70 | 0.94 | 1.51 | 1.28 | 1.61 |
Capex/Depreciation |
(0.90) | (2.31) | (2.30) | (0.98) | (0.25) | (0.30) | (0.53) | (0.52) | (0.28) | (0.45) |
| 9.82% | 9.73% | 11.87% | 10.12% | 9.04% | 6.88% | 9.16% | 11.47% | 10.78% | 10.57% | |
| 1.29% | 1.27% | 1.48% | 1.31% | 1.27% | 1.02% | 1.39% | 1.51% | 1.12% | 1.07% | |
ROIC |
6.31% | 6.69% | 8.28% | 5.17% | 6.12% | 4.11% | 4.27% | 4.14% | 4.52% | 5.56% |
Return on Tangible Assets |
(15.64%) | (18.15%) | (24.09%) | (16.66%) | (7.65%) | (9.54%) | (61.73%) | (23.35%) | (20.51%) | (22.57%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
44.95% | 44.33% | 45.71% | 55.77% | 56.95% | 63.03% | 49.14% | 51.42% | 59.19% | 56.33% |
Intangible Assets out of Total Assets |
0.06 | 0.06 | 0.06 | 0.06 | 0.07 | 0.06 | 0.07 | 0.07 | 0.02 | 0.03 |
Share Based Compensation of Revenue |
1.24% | 1.28% | 1.34% | 1.73% | 1.47% | 1.08% | 1.08% | 0.97% | 1.33% | 1.43% |
Graham Net Nets |
(1.27) | (0.96) | (1.08) | (1.30) | (1.51) | (1.53) | (0.84) | (1.13) | (0.90) | (0.76) |
Graham Number |
41.94 | 37.58 | 38.37 | 33.83 | 34.07 | 29.05 | 32.24 | 32.00 | 23.41 | 21.40 |
Earnings Yield |
10.75% | 9.04% | 11.45% | 9.54% | 8.90% | 9.13% | 7.94% | 8.18% | 6.10% | 5.03% |
Free Cash Flow Yield |
13.10% | 7.30% | 18.06% | 6.90% | 16.09% | 5.38% | 6.61% | 11.52% | 7.20% | 7.58% |
Revenue per Share |
13.22 | 12.98 | 11.87 | 8.28 | 6.89 | 7.33 | 7.52 | 7.27 | 6.65 | 6.14 |
Operating CF per Share |
3.55 | 2.78 | 5.18 | 2.15 | 4.08 | 1.11 | 1.90 | 2.94 | 2.01 | 2.33 |
Capex per Share |
(0.27) | (0.82) | (0.91) | (0.46) | (0.16) | (0.17) | (0.21) | (0.21) | (0.11) | (0.16) |
Free Cash Flow per Share |
3.28 | 1.96 | 4.27 | 1.69 | 3.92 | 0.94 | 1.68 | 2.73 | 1.90 | 2.17 |
Cash per Share |
8.14 | 9.58 | 10.71 | 6.37 | 4.58 | 2.58 | 2.62 | 3.09 | 3.00 | 3.33 |
Shareholders Equity per Share |
29.06 | 25.83 | 24.14 | 21.83 | 23.77 | 23.44 | 22.86 | 23.46 | 15.13 | 14.14 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
29.06 | 25.83 | 24.14 | 21.83 | 23.77 | 23.44 | 22.86 | 23.46 | 15.13 | 14.14 |
Free Cash Flow |
312.22 | 185.18 | 401.36 | 157.59 | 372.82 | 91.90 | 165.40 | 242.12 | 116.99 | 132.87 |
Working Capital |
(1,838.89) | (1,458.81) | (1,257.07) | (1,495.03) | (2,874.43) | (1,840.73) | (535.36) | (954.86) | (596.84) | (523.89) |
Capital Expenditures |
(25.64) | (76.98) | (85.61) | (43.25) | (15.33) | (16.47) | (20.93) | (18.23) | (6.54) | (9.73) |
Net Current Asset Value |
(3,027.94) | (2,431.32) | (2,401.19) | (2,971.70) | (3,509.26) | (2,616.93) | (2,100.74) | (2,382.70) | (1,458.80) | (1,331.18) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.02 | 0.06 | 0.08 | 0.06 | 0.02 | 0.02 | 0.03 | 0.03 | 0.02 | 0.03 |
Net Profit Margin |
20.30% | 18.67% | 22.94% | 28.09% | 31.34% | 21.82% | 26.80% | 26.81% | 23.65% | 23.57% |
Price to Operating Income |
7.42 | 9.46 | 6.98 | 9.45 | 9.62 | 9.26 | 10.30 | 9.81 | 13.43 | 13.41 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.14 | 0.17 | 0.19 | 0.23 | 0.32 | 0.26 | 0.18 | 0.16 | 0.19 | 0.16 |
Cash ROIC |
2.81% | 1.49% | 6.61% | 0.29% | 5.86% | (2.99%) | (0.69%) | 1.18% | (0.08%) | 0.59% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.03 | 0.02 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
16,656.49 | 13,407.68 | 17,718.35 | 70,387.48 | 151,074.37 | 65,223.51 | 30,219.05 | 40,607.40 | 50,813.52 | 71,574.04 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
15,375.49 | 13,844.97 | 13,030.99 | 12,786.57 | 12,551.98 | 11,221.12 | 10,175.31 | 8,517.72 | 6,710.42 | 6,352.71 |
Average Assets |
19,849.82 | 18,051.58 | 17,268.11 | 16,666.23 | 16,151.14 | 15,242.38 | 14,249.15 | 11,441.79 | 8,667.45 | 8,292.69 |
Average Common Equity |
2,603.63 | 2,353.01 | 2,154.67 | 2,150.16 | 2,270.51 | 2,264.89 | 2,162.98 | 1,504.46 | 897.94 | 837.30 |
Columns are period end dates