First Citizens BancShares, Inc.

FCNCA Financial Banks Regional

First Citizens BancShares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $14.5 billion, down 3.09% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 31.1%, free cash flow grew 28.7% and total debt fell 14.9%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years; insiders bought in the last twelve months.

2,123.74 26.54 +1.27%
Market cap
$23.3B
P/E
11.4×
Fwd P/E
11.8×
Dividend yield
0.40%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
P/E ratio
11.12 10.84 12.95 10.58

+8 more quarters

P/S ratio
1.66 1.56 1.92 1.58
P/FCF ratio
9.59 9.81 12.45 9.50
P/Operating CF
23.01 130.67 26.58 25.10
P/B ratio
1.19 1.11 1.34 1.09
Price to Tangible BV
1.22 1.14 1.37 1.12
EV/Sales
2.26 2.20 2.95 2.44
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
10.26 10.60 14.66 11.86
EV/FCF
13.05 13.88 19.11 14.66
Quick Ratio
0.13 0.14 0.13 0.16
Current Ratio
1.00 1.00 1.03 1.03
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
13.53% 14.32% 15.58% 16.38%
Debt/Equity
1.46 1.53 1.61 1.74
Asset Turnover
0.06 0.06 0.06 0.06
Operating CF/Net income
1.63 0.34 1.86 1.65
Capex/Depreciation
(0.58) (0.70) (1.93) (2.51)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
36.42% 40.14% 38.39% 39.92%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
0.00% 0.00% 0.00% 0.00%
Graham Net Nets
(1.75) (1.88) (1.44) (1.85)
Graham Number
2,710.26 2,579.61 2,445.98 2,500.01
Earnings Yield
8.99% 9.23% 7.72% 9.45%
Free Cash Flow Yield
10.42% 10.19% 8.03% 10.53%
Revenue per Share
314.41 291.66 281.10 287.72
Operating CF per Share
90.41 14.42 80.75 71.29
Capex per Share
(7.89) (10.57) (18.00) (17.74)
Free Cash Flow per Share
82.53 3.86 62.76 53.54
Cash per Share
2,027.43 2,053.85 1,602.31 2,004.39
Shareholders Equity per Share
1,898.44 1,848.90 1,710.29 1,711.07
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
1,898.44 1,848.90 1,710.29 1,711.07
Free Cash Flow
952.00 46.00 816.00 688.00
Working Capital
(641.00) 614.00 5,396.00 5,248.00
Capital Expenditures
(91.00) (126.00) (234.00) (228.00)
Net Current Asset Value
(42,004.00) (42,285.00) (40,262.00) (42,641.00)
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
0.03 0.04 0.06 0.06
Price to Operating Income
6.73 6.56 8.26 6.93
Other line items
Average Payables
166,681.00 165,083.50 158,403.50 157,382.00
Average Assets
233,247.50 232,390.50 226,709.00 227,027.50
Average Common Equity
20,775.00 20,848.50 21,105.00 21,526.00

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Columns are period end dates