First Commonwealth Financial Corporation

FCF Financial Banks Regional

First Commonwealth Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $729.5 million, up 4.26% from fiscal 2024. In the quarter to June 2026, revenue grew 1.44%, EPS grew 37.5%, free cash flow fell 98.5% and total debt fell 52.3%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five; insiders bought in the last twelve months.

20.34 0.12 +0.59%
Market cap
$2.0B
P/E
12.4×
Fwd P/E
11.1×
Dividend yield
2.70%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
Revenue
282.21 330.88 380.89 410.75 395.69 400.60 428.66 626.61 699.69 729.51
Revenue Growth
6.34% 17.25% 15.12% 7.84% (3.67%) 1.24% 7.01% 46.18% 11.66% 4.26%
Cost of Revenue
18.58 21.77 40.04 55.40 32.94 15.30 17.73 144.32 221.57 206.60
Gross Profit
263.63 309.11 340.86 355.35 362.75 385.30 410.93 482.29 478.12 522.91
SG&A Expenses
174.69 192.09 203.23 217.62 268.86 208.98 245.85 270.71 294.50 321.67
Operating Income
88.40 113.94 134.41 134.39 90.20 172.82 161.89 206.59 178.60 195.74
Non-operating Income/Expense
(3.17) (10.21) (1.64) (3.54) 2.97 2.97 (1.70) (9.03) (0.39) (4.38)
EBT
85.23 103.73 132.77 130.85 90.20 172.82 160.19 197.56 178.21 191.36
Income Tax Provision
25.64 48.56 25.27 25.52 16.76 34.56 32.00 40.49 35.64 39.06
Income after Tax
59.59 55.17 107.50 105.33 73.45 138.26 128.18 157.06 142.57 152.30
Dividends (Preferred)
0.00 0.00 — — 0.00 0.00 — 0.00 0.00 —
Net Income Common
59.59 55.17 107.50 105.33 73.45 138.26 128.18 157.06 142.57 152.30
EPS (Basic)
0.67 0.58 1.08 1.07 0.75 1.44 1.37 1.54 1.40 1.47
EPS (Diluted)
0.67 0.58 1.08 1.07 0.75 1.44 1.37 1.54 1.39 1.47
Shares (Basic, Weighted)
88.85 95.22 99.04 98.32 97.50 95.58 93.61 101.56 101.91 103.22
Shares (Diluted, Weighted)
88.85 95.33 99.22 98.59 97.76 95.84 93.89 101.82 102.21 103.52
Gross Margin
93.42% 93.42% 89.49% 86.51% 91.68% 96.18% 95.86% 76.97% 68.33% 71.68%
EBIT Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBT margin
30.20% 31.35% 34.86% 31.86% 22.80% 43.14% 37.37% 31.53% 25.47% 26.23%
Net Profit Margin
21.12% 16.67% 28.22% 25.64% 18.56% 34.51% 29.90% 25.07% 20.38% 20.88%
Free Cash Flow Margin
28.98% 23.18% 32.99% 21.97% 24.79% 38.54% 32.71% 20.54% 16.28% 23.50%
Other line items
Income from Continuous Operations
59.59 55.17 107.50 105.33 73.45 138.26 128.18 157.06 142.57 152.30
Consolidated Net Income/Loss
59.59 55.17 107.50 105.33 73.45 138.26 128.18 157.06 142.57 152.30
EPS (Basic, from Continuous Ops)
0.67 0.58 1.09 1.07 0.75 1.45 1.37 1.55 1.40 1.48
EPS (Basic, Consolidated)
0.67 0.58 1.09 1.07 0.75 1.45 1.37 1.55 1.40 1.48
EPS (Diluted, from Cont. Ops)
0.67 0.58 1.08 1.07 0.75 1.44 1.37 1.54 1.40 1.47
Shares (Diluted, Average)
88.85 95.33 98.52 98.59 97.76 95.84 93.89 101.82 102.21 103.52
EPS (Diluted, Consolidated)
0.67 0.58 1.08 1.07 0.75 1.44 1.37 1.54 1.40 1.47
EBITDA Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Margin
31.63% 26.69% 35.51% 26.20% 26.71% 41.20% 35.32% 24.06% 18.50% 25.71%

Fold the line items

In millions of $ except per-share values · columns are period end dates