Byline Bancorp, Inc.

BY Financial Banks Regional

Byline Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $633.1 million, up 1.34% from fiscal 2024. In the quarter to June 2026, revenue grew 1.37%, EPS grew 36.4% and free cash flow fell 32.5%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for five; insiders bought in the last twelve months.

37.28 0.38 +1.03%
Market cap
$1.7B
P/E
11.2×
Fwd P/E
10.4×
Dividend yield
1.29%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
Revenue
124.27 185.83 256.53 320.36 301.29 323.18 358.87 535.79 624.78 633.15
Revenue Growth
19.37% 49.54% 38.04% 24.88% (5.95%) 7.27% 11.04% 49.30% 16.61% 1.34%
Cost of Revenue
7.75 13.89 28.35 48.53 24.25 12.54 36.23 148.86 217.88 186.87
Gross Profit
116.52 171.94 228.18 271.83 277.04 310.64 322.64 386.94 406.90 446.27
SG&A Expenses
108.04 128.07 167.11 186.80 217.75 179.36 201.29 235.25 240.44 267.42
Operating Income
5.48 40.79 55.44 77.30 51.67 124.21 114.68 145.68 161.08 173.25
EBT
5.48 40.79 55.44 77.30 51.67 124.21 114.68 145.68 161.08 173.25
Income Tax Provision
(61.24) 19.10 14.25 20.29 14.20 31.43 26.73 37.80 40.32 43.20
Income after Tax
66.73 21.70 41.19 57.00 37.47 92.79 87.95 107.88 120.76 130.05
Dividends (Preferred)
0.00 11.28 0.78 0.78 0.78 0.78 0.20 — — —
Net Income Common
66.73 10.42 40.41 56.22 36.68 92.00 87.76 107.88 120.76 130.05
EPS (Basic)
3.31 0.39 1.21 1.51 0.96 2.45 2.37 2.69 2.78 2.90
EPS (Diluted)
3.27 0.38 1.18 1.48 0.96 2.40 2.34 2.67 2.75 2.89
Shares (Basic, Weighted)
20.14 26.96 33.29 37.29 38.03 37.61 36.97 40.05 43.45 44.80
Shares (Diluted, Weighted)
20.43 27.55 34.18 37.99 38.31 38.37 37.48 40.45 43.85 45.06
Gross Margin
93.77% 92.53% 88.95% 84.85% 91.95% 96.12% 89.90% 72.22% 65.13% 70.49%
EBIT Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBT margin
4.41% 21.95% 21.61% 24.13% 17.15% 38.43% 31.96% 27.19% 25.78% 27.36%
Net Profit Margin
53.70% 5.61% 15.75% 17.55% 12.18% 28.47% 24.45% 20.13% 19.33% 20.54%
Free Cash Flow Margin
1.62% 15.98% 32.44% 8.25% 35.37% 25.23% 61.30% 30.75% 28.46% 21.87%
Other line items
Income from Continuous Operations
66.73 21.70 41.19 57.00 37.47 92.79 87.95 107.88 120.76 130.05
Consolidated Net Income/Loss
66.73 21.70 41.19 57.00 37.47 92.79 87.95 107.88 120.76 130.05
EPS (Basic, from Continuous Ops)
3.31 0.80 1.24 1.53 0.99 2.47 2.38 2.69 2.78 2.90
EPS (Basic, Consolidated)
3.31 0.80 1.24 1.53 0.99 2.47 2.38 2.69 2.78 2.90
EPS (Diluted, from Cont. Ops)
3.27 0.79 1.21 1.50 0.98 2.42 2.35 2.67 2.75 2.89
Shares (Diluted, Average)
— 27.55 34.19 37.99 38.31 38.37 37.48 40.45 44.46 45.06
EPS (Diluted, Consolidated)
3.27 0.79 1.21 1.50 0.98 2.42 2.35 2.67 2.75 2.89
EBITDA Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Margin
3.41% 14.45% 31.16% 9.15% 36.19% 23.03% 61.40% 30.99% 28.04% 22.16%

Fold the line items

In millions of $ except per-share values · columns are period end dates