BOK Financial Corporation

BOKF Financial Banks Regional

BOK Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.4 billion, down 2.78% from fiscal 2024. In the quarter to June 2026, revenue grew 3.20%, EPS grew 33.3%, free cash flow grew 1,441.5% and total debt fell 16.2%, each against the same quarter a year earlier. Dividend growth for ten consecutive years.

124.88 0.12 −0.10%
Market cap
$7.6B
P/E
11.8×
Fwd P/E
12.5×
Dividend yield
2.02%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
P/E ratio
23.18 18.04 11.03 12.43 11.05 11.79 12.85 10.75 13.09 12.93
Piotroski F-Score
4 6 4 3 4 5 6 6 6 8
P/S ratio
3.54 3.59 2.65 2.78 2.27 3.74 3.27 1.80 1.95 2.20
P/FCF ratio
0.00 25.10 0.00 0.00 0.00 0.00 1.34 0.00 5.28 11.53
P/Operating CF
13.34 15.25 (30.05) 10.62 (6.16) (2.00) (2.99) (12.23) 12.54 (31.18)
P/B ratio
1.61 1.70 1.10 1.27 0.90 1.35 1.42 1.10 1.22 1.25
Price to Tangible BV
2.08 2.14 1.63 1.77 1.19 1.78 2.02 1.51 1.65 1.64
EV/Sales
4.95 5.08 4.44 3.64 0.50 (2.36) 2.78 2.21 1.04 1.04
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
(80.93) 39.45 (14.83) (17.12) (2.53) 1.24 1.10 104.81 2.53 4.75
EV/FCF
(80.16) 35.60 (13.48) (10.19) (2.17) 1.22 1.14 (115.55) 2.81 5.45
Quick Ratio
0.12 0.12 0.12 0.09 0.15 0.27 0.16 0.18 0.16 0.17
Current Ratio
0.88 0.90 0.95 0.82 0.76 0.74 0.77 0.87 0.77 0.80
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
15.23% 16.36% 16.83% 11.39% 4.63% 0.33% 10.19% 15.72% 6.36% 6.02%
Debt/Equity
1.51 1.50 1.44 0.99 0.41 0.03 1.04 1.52 0.57 0.53
Asset Turnover
0.05 0.05 0.05 0.06 0.05 0.04 0.04 0.06 0.07 0.07
Operating CF/Net income
(0.40) 0.64 (1.25) (0.95) (0.96) (5.97) 9.92 0.13 2.76 1.29
Capex/Depreciation
(0.01) 0.28 (0.60) (4.11) (0.65) (0.32) (1.32) (1.40) (2.43) (1.65)
ROE
7.08% 9.81% 11.10% 10.69% 8.52% 11.60% 10.27% 10.71% 9.70% 10.01%
ROA
0.72% 1.03% 1.26% 1.24% 0.97% 1.28% 1.05% 1.08% 1.04% 1.13%
ROIC
3.90% 5.38% 4.56% 5.81% 22.56% 0.00% 11.18% 6.63% 17.52% 23.00%
Return on Tangible Assets
(8.97%) (16.40%) (48.84%) (9.38%) (5.08%) (5.69%) (6.52%) (13.42%) (5.98%) (7.36%)
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
71.57% 60.66% 55.63% 51.93% 64.72% 54.73% 57.92% 43.58% 39.47% 42.14%
Intangible Assets out of Total Assets
0.02 0.02 0.04 0.03 0.03 0.03 0.03 0.03 0.03 0.03
Share Based Compensation of Revenue
0.70% 1.42% 0.23% 0.70% 0.78% 0.50% 0.57% 0.52% 0.66% 0.67%
Graham Net Nets
(1.65) (1.39) (1.71) (1.85) (2.57) (1.73) (2.19) (2.43) (2.00) (1.81)
Graham Number
63.52 79.12 99.89 104.25 102.81 125.54 109.92 118.77 126.21 139.59
Earnings Yield
4.31% 5.54% 9.07% 8.04% 9.05% 8.48% 7.78% 9.30% 7.64% 7.73%
Free Cash Flow Yield
(1.74%) 3.98% (12.43%) (12.86%) (10.13%) (51.57%) 74.71% (1.06%) 18.92% 8.67%
Revenue per Share
23.09 25.76 27.69 31.46 30.23 28.22 30.28 47.71 54.53 53.96
Operating CF per Share
(1.41) 3.32 (8.28) (6.69) (5.96) (53.83) 76.21 1.01 22.44 11.81
Capex per Share
(0.01) 0.36 (0.83) (4.55) (0.97) (0.57) (2.30) (1.92) (2.30) (1.53)
Free Cash Flow per Share
(1.43) 3.68 (9.11) (11.24) (6.93) (54.41) 73.91 (0.91) 20.14 10.28
Cash per Share
44.17 42.93 46.53 40.72 84.31 174.57 87.27 99.64 99.36 112.59
Shareholders Equity per Share
50.80 54.34 66.68 68.71 75.77 78.27 69.74 78.37 87.08 94.55
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
50.80 54.34 66.68 68.71 75.77 78.27 69.74 78.37 87.08 94.55
Free Cash Flow
(92.83) 238.18 (607.32) (795.74) (484.25) (3,731.82) 4,967.99 (60.03) 1,284.01 643.51
Working Capital
(2,920.73) (2,358.43) (1,234.80) (5,841.76) (9,061.92) (11,446.58) (8,480.54) (4,545.06) (9,304.47) (8,433.44)
Capital Expenditures
(0.88) 23.25 (55.32) (322.06) (68.00) (39.25) (154.28) (126.21) (146.44) (96.11)
Net Current Asset Value
(8,765.26) (8,311.10) (8,337.26) (11,450.64) (12,311.52) (12,486.09) (14,535.88) (13,743.03) (13,602.97) (13,440.73)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.00 (0.01) 0.03 0.14 0.03 0.02 0.08 0.04 0.04 0.03
Price to Operating Income
15.73 11.69 8.64 9.81 8.48 9.09 10.07 8.26 10.18 10.02
Other line items
Depreciation/Fixed assets
0.27 0.26 0.28 0.15 0.19 0.21 0.21 0.14 0.09 0.09
Cash ROIC
(0.83%) 2.06% (4.36%) (6.34%) (3.63%) (21.31%) 32.22% (0.31%) 8.53% 3.99%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.00 0.01 0.01 0.02 0.01 0.00 0.00 0.03 0.04 0.03
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
101,394.04 61,445.06 37,860.53 24,056.87 82,167.69 243,203.95 69,639.86 11,601.77 9,777.47 11,955.72
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
21,918.13 22,404.70 23,662.53 26,442.47 31,882.53 38,692.97 37,861.38 34,250.20 36,105.47 38,813.12
Average Assets
32,124.21 32,522.22 35,146.33 40,096.26 44,421.56 48,460.26 49,020.04 48,807.74 49,755.36 50,961.70
Average Common Equity
3,287.00 3,412.35 3,980.69 4,653.48 5,077.74 5,329.97 5,027.86 4,916.39 5,348.19 5,735.82

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Columns are period end dates