Bread Financial Holdings, Inc. BFH

102.91 1.35 1.33% as of 25 Sep
Market cap
$3.9B
P/E
8.0×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

5.64 6.77 6.08 8.36
P/S ratio
0.55 0.74 0.68 0.91
P/FCF ratio
1.31 1.68 1.48 1.99
P/Operating CF
4.29 6.10 6.58 8.11
P/B ratio
0.78 1.04 0.96 1.28
Price to Tangible BV
1.00 1.33 1.22 1.62
EV/Sales
(2.77) (2.67) (2.68) (2.63)
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
(6.47) (5.99) (5.77) (5.69)
EV/FCF
(6.56) (6.06) (5.84) (5.75)
Quick Ratio
1.19 1.17 1.15 1.17
Current Ratio
1.19 1.17 1.15 1.17
Net Debt/EBITDA
(16.50) (17.35) (16.17) (17.72)
Debt/Assets
17.44% 19.01% 17.38% 14.63%
Debt/Equity
1.14 1.29 1.17 0.98
Asset Turnover
0.22 0.21 0.21 0.21
Operating CF/Net income
3.22 10.72 2.72 3.70
Capex/Depreciation
(0.19) (0.10) (0.17) (0.10)
Interest Coverage
0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
22.02% 23.40% 21.06% 21.97%
Intangible Assets out of Total Assets
0.03 0.03 0.03 0.03
Share Based Compensation of Revenue
1.10% 1.28% 1.24% 1.35%
Graham Net Nets
0.37 0.28 0.22 0.23
Graham Number
125.93 132.22 146.69 156.82
Earnings Yield
17.72% 14.76% 16.44% 11.96%
Free Cash Flow Yield
76.20% 59.69% 67.39% 50.19%
Revenue per Share
25.40 25.02 28.29 29.77
Operating CF per Share
13.01 12.14 11.38 13.36
Capex per Share
(0.17) (0.09) (0.16) (0.10)
Free Cash Flow per Share
12.84 12.05 11.22 13.26
Cash per Share
416.11 433.82 460.14 503.38
Shareholders Equity per Share
71.33 71.09 77.69 84.34
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
71.33 71.09 77.69 84.34
Free Cash Flow
597.00 564.00 480.00 529.00
Working Capital
3,132.00 2,965.00 2,580.00 2,906.00
Capital Expenditures
(8.00) (4.00) (7.00) (4.00)
Net Current Asset Value
952.00 967.00 711.00 998.00
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
0.01 0.00 0.01 0.00
Net Profit Margin
15.92% 4.53% 14.78% 12.12%
Price to Operating Income
0.73 0.97 0.89 1.19
Other line items
Average Assets
21,725.00 22,777.00 22,345.00 22,136.50
Average Common Equity
3,214.50 3,189.00 3,196.50 3,265.50

Fold the line items

Columns are period end dates