Aflac Incorporated

AFL Financial Insurance Life

Aflac Incorporated’s revenue for fiscal 2025 (year ended December 2025) was $17.2 billion, down 9.31% from fiscal 2024. In the quarter to June 2026, revenue fell 1.03%, EPS grew 46.4%, free cash flow fell 71.9% and total debt fell 2.28%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for twenty-five consecutive years.

118.05 0.16 −0.14%
Market cap
$58.4B
P/E
12.6×
Fwd P/E
16.3×
Dividend yield
2.04%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
P/E ratio
12.51 12.40 15.96 14.51

+8 more quarters

P/S ratio
3.27 3.11 3.42 3.34
P/FCF ratio
22.33 19.19 23.00 23.01
P/Operating CF
527.75 58.15 186.54 47.29
P/B ratio
1.95 1.88 1.99 2.06
Price to Tangible BV
1.95 1.88 1.99 2.06
EV/Sales
3.42 3.23 3.55 3.45
EV/EBITDA
8.94 8.71 10.83 9.90
EV/Operating CF
23.32 19.95 23.85 23.76
EV/FCF
23.32 19.95 23.85 23.76
Quick Ratio
0.11 0.10 0.10 0.10
Current Ratio
0.11 0.10 0.10 0.10
Net Debt/EBITDA
2.04 1.50 1.17 0.84
Debt/Assets
7.53% 6.80% 7.22% 7.10%
Debt/Equity
0.29 0.26 0.29 0.30
Asset Turnover
0.15 0.15 0.15 0.14
Operating CF/Net income
0.14 0.95 0.23 0.76
Capex/Depreciation
0.00 0.00 0.00 0.00
Interest Coverage
16.55 21.42 26.77 35.98
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
23.49% 22.83% 22.30% 21.08%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
0.00% 0.00% 0.00% 0.00%
Graham Net Nets
(1.33) (1.42) (1.36) (1.45)
Graham Number
112.59 107.83 92.76 96.83
Earnings Yield
7.99% 8.07% 6.27% 6.89%
Free Cash Flow Yield
4.48% 5.21% 4.35% 4.35%
Revenue per Share
8.17 8.47 9.13 8.94
Operating CF per Share
0.22 1.89 0.59 2.36
Capex per Share
0.00 0.00 0.00 0.00
Free Cash Flow per Share
0.22 1.89 0.59 2.36
Cash per Share
12.14 11.02 11.72 12.77
Shareholders Equity per Share
60.13 58.40 55.34 54.12
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
60.13 58.40 55.34 54.12
Free Cash Flow
112.00 968.00 315.00 1,252.00
Working Capital
(57,333.00) (60,181.00) (62,503.00) (67,117.00)
Net Current Asset Value
(78,634.00) (79,718.00) (79,900.00) (85,998.00)
EV/EBIT
10.24 10.02 12.82 11.52
Capex to Sales
0.00 0.00 0.00 0.00
Price to Operating Income
10.22 10.03 12.96 11.62
Other line items
Average Receivables
884.00 920.50 807.00 833.00
Average Payables
71,626.00 72,805.00 73,545.50 81,145.50
Average Assets
120,348.50 118,269.00 117,018.00 125,374.00
Average Common Equity
28,756.00 28,149.50 27,794.00 26,759.00

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Columns are period end dates