Aflac Incorporated

AFL Financial Insurance Life

Aflac Incorporated’s revenue for fiscal 2025 (year ended December 2025) was $17.2 billion, down 9.31% from fiscal 2024. In the quarter to June 2026, revenue fell 1.03%, EPS grew 46.4%, free cash flow fell 71.9% and total debt fell 2.28%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for twenty-five consecutive years.

118.05 0.16 −0.14%
Market cap
$58.4B
P/E
12.6×
Fwd P/E
16.3×
Dividend yield
2.04%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

14.51 15.96 12.40 12.51
P/S ratio
3.34 3.42 3.11 3.27
P/FCF ratio
23.01 23.00 19.19 22.33
P/Operating CF
47.29 186.54 58.15 527.75
P/B ratio
2.06 1.99 1.88 1.95
Price to Tangible BV
2.06 1.99 1.88 1.95
EV/Sales
3.45 3.55 3.23 3.42
EV/EBITDA
9.90 10.83 8.71 8.94
EV/Operating CF
23.76 23.85 19.95 23.32
EV/FCF
23.76 23.85 19.95 23.32
Quick Ratio
0.10 0.10 0.10 0.11
Current Ratio
0.10 0.10 0.10 0.11
Net Debt/EBITDA
0.84 1.17 1.50 2.04
Debt/Assets
7.10% 7.22% 6.80% 7.53%
Debt/Equity
0.30 0.29 0.26 0.29
Asset Turnover
0.14 0.15 0.15 0.15
Operating CF/Net income
0.76 0.23 0.95 0.14
Capex/Depreciation
0.00 0.00 0.00 0.00
Interest Coverage
35.98 26.77 21.42 16.55
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
21.08% 22.30% 22.83% 23.49%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
0.00% 0.00% 0.00% 0.00%
Graham Net Nets
(1.45) (1.36) (1.42) (1.33)
Graham Number
96.83 92.76 107.83 112.59
Earnings Yield
6.89% 6.27% 8.07% 7.99%
Free Cash Flow Yield
4.35% 4.35% 5.21% 4.48%
Revenue per Share
8.94 9.13 8.47 8.17
Operating CF per Share
2.36 0.59 1.89 0.22
Capex per Share
0.00 0.00 0.00 0.00
Free Cash Flow per Share
2.36 0.59 1.89 0.22
Cash per Share
12.77 11.72 11.02 12.14
Shareholders Equity per Share
54.12 55.34 58.40 60.13
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
54.12 55.34 58.40 60.13
Free Cash Flow
1,252.00 315.00 968.00 112.00
Working Capital
(67,117.00) (62,503.00) (60,181.00) (57,333.00)
Net Current Asset Value
(85,998.00) (79,900.00) (79,718.00) (78,634.00)
EV/EBIT
11.52 12.82 10.02 10.24
Capex to Sales
0.00 0.00 0.00 0.00
Price to Operating Income
11.62 12.96 10.03 10.22
Other line items
Average Receivables
833.00 807.00 920.50 884.00
Average Payables
81,145.50 73,545.50 72,805.00 71,626.00
Average Assets
125,374.00 117,018.00 118,269.00 120,348.50
Average Common Equity
26,759.00 27,794.00 28,149.50 28,756.00

Fold the line items

Columns are period end dates