Oportun Financial Corporation (OPRT) vs TROOPS, Inc. (TROO)

Oportun Financial Corporation and TROOPS, Inc. are both Credit Services companies. Oportun Financial Corporation is the larger, with a market value of $385.8M against $219.9M — 1.8× the size. TROOPS, Inc. has negative trailing earnings, so its P/E is not meaningful; Oportun Financial Corporation trades at 21.4×. Oportun Financial Corporation grew revenue faster over the last twelve months: −2.34% against −23.0%. Oportun Financial Corporation has the higher net margin (2.05% vs −115.9%) and the higher return on invested capital (0.92% vs 0.00%). Across the 15 metrics below, Oportun Financial Corporation leads on 11 and TROOPS, Inc. on 4.