MoneyHero Limited (MNY) vs Scienjoy Holding Corporation (SJ)

MoneyHero Limited and Scienjoy Holding Corporation are both Internet Content & Information companies. MoneyHero Limited and Scienjoy Holding Corporation are of similar size ($30.4M and $29.3M). MoneyHero Limited has negative trailing earnings, so its P/E is not meaningful; Scienjoy Holding Corporation trades at 3.5×. MoneyHero Limited grew revenue faster over the last twelve months: 6.32% against −2.44%. Scienjoy Holding Corporation has the higher net margin (4.38% vs −14.9%) and the higher return on invested capital (17.4% vs −114.3%). Across the 16 metrics below, Scienjoy Holding Corporation leads on 13 and MoneyHero Limited on 3.

Valuation

Metric MNY SJ Internet Content & Information median
P/E n/m 3.45 10.24
P/S 0.37 0.16 0.87
P/B 0.78 0.33 1.32
Price to free cash flow n/m 1.55 8.85
EV/EBITDA 0.05 n/m 8.86
EV/Sales (0.01) (0.10) 1.15
Earnings yield (49.25%) 28.99% (1.58%)
Free cash flow yield (231.26%) 64.34% 2.32%

Profitability

Metric MNY SJ Internet Content & Information median
Gross margin 49.22% 18.11% 66.84%
Operating margin (15.77%) 5.83% (3.41%)
Net margin (14.85%) 4.38% (3.02%)
Free cash flow margin 0.00% 0.00% 1.75%
Return on equity (28.15%) 6.27% 0.00%
Return on assets (14.98%) 5.27% (0.36%)
Return on invested capital (114.30%) 17.37% 0.00%

Growth

Metric MNY SJ Internet Content & Information median
Revenue growth (TTM) 6.32% (2.44%) 2.65%
EPS growth (last fiscal year) 88.89% (1,646.15%) —
Revenue growth, 5-year CAGR — (7.48%) 9.73%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric MNY SJ Internet Content & Information median
Debt to equity 0.00 0.00 0.01
Current ratio 1.98 3.45 1.82
Net debt to EBITDA 6.25 4.89 (0.48)

Dividend

Metric MNY SJ Internet Content & Information median
Dividend yield — — 3.19%
Payout ratio 0.00 0.00 0.00

Size

Metric MNY SJ Internet Content & Information median
Market cap 30.44m 29.30m 283.68m

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