Lake Shore Bancorp, Inc. (LSBK) vs Sound Financial Bancorp, Inc. (SFBC)
Lake Shore Bancorp, Inc. and Sound Financial Bancorp, Inc. are both Banks Regional companies. Lake Shore Bancorp, Inc. is the larger, with a market value of $138.5M against $118.1M — 1.2× the size. Sound Financial Bancorp, Inc. trades at the lower P/E: 13.7× against 15.7×. Lake Shore Bancorp, Inc. grew revenue faster over the last twelve months: 5.63% against −0.76%. Lake Shore Bancorp, Inc. has the higher net margin (20.7% vs 12.8%) and the lower return on invested capital (8.79% vs 1,916.1%). Both pay a dividend; Lake Shore Bancorp, Inc. yields more (5.94% vs 2.33%). Across the 20 metrics below, Lake Shore Bancorp, Inc. leads on 12 and Sound Financial Bancorp, Inc. on 8.
Valuation
Profitability
| Metric | LSBK | SFBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.50% | 64.69% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.74% | 12.84% | 18.66% |
| Free cash flow margin | 25.97% | 11.77% | 21.18% |
| Return on equity | 7.06% | 7.33% | 10.64% |
| Return on assets | 1.14% | 0.75% | 1.13% |
| Return on invested capital | 8.79% | 1,916.08% | 8.33% |
Growth
Health
Dividend
Size
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