Currenc Group Inc. (CURR) vs Yuanbao Inc. - Sponsored ADR (YB)

Currenc Group Inc. and Yuanbao Inc. - Sponsored ADR are both Software Application companies. Yuanbao Inc. - Sponsored ADR is the larger, with a market value of $392.7M against $338.0M — 1.2× the size. Currenc Group Inc. has negative trailing earnings, so its P/E is not meaningful; Yuanbao Inc. - Sponsored ADR trades at 2.5×. Yuanbao Inc. - Sponsored ADR has the higher net margin (29.9% vs −48.7%) and the higher return on invested capital (0.00% vs 0.00%). Across the 15 metrics below, Yuanbao Inc. - Sponsored ADR leads on 11 and Currenc Group Inc. on 4.

Valuation

Metric CURR YB Software Application median
P/E n/m 2.53 24.79
P/S 4.88 0.77 2.67
P/B 9.89 0.99 3.01
Price to free cash flow 24.97 n/m 16.59
EV/EBITDA n/m n/m 14.40
EV/Sales 3.32 (0.29) 2.62
Earnings yield (10.00%) 39.53% 0.00%
Free cash flow yield 4.00% 0.00% 1.91%

Profitability

Metric CURR YB Software Application median
Gross margin 40.77% 95.46% 67.03%
Operating margin (20.99%) 32.49% 0.00%
Net margin (48.74%) 29.87% 0.00%
Free cash flow margin 19.53% 0.00% 4.32%
Return on equity 159.54% 46.76% 0.00%
Return on assets (16.85%) 30.20% 0.00%
Return on invested capital 0.00% 0.00% 0.00%

Growth

Metric CURR YB Software Application median
Revenue growth (TTM) (18.57%) — 12.40%
EPS growth (last fiscal year) 70.87% 47.17% —
Revenue growth, 5-year CAGR — — 13.72%
Net income growth, 5-year CAGR 0.00% — 0.00%

Health

Metric CURR YB Software Application median
Debt to equity 0.88 0.00 0.02
Current ratio 1.12 2.91 1.55
Net debt to EBITDA 17.44 (2.97) 0.06

Dividend

Metric CURR YB Software Application median
Dividend yield — — 1.25%
Payout ratio 0.00 — 0.00

Size

Metric CURR YB Software Application median
Market cap 337.97m 392.65m 396.11m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack