Cullman Bancorp, Inc. (CULL) vs NSTS Bancorp, Inc. (NSTS)
Cullman Bancorp, Inc. and NSTS Bancorp, Inc. are both Banks Regional companies. NSTS Bancorp, Inc. is the larger, with a market value of $74.1M against $65.2M — 1.1× the size. NSTS Bancorp, Inc. has negative trailing earnings, so its P/E is not meaningful; Cullman Bancorp, Inc. trades at 32.1×. Cullman Bancorp, Inc. grew revenue faster over the last twelve months: 12.3% against 7.00%. Cullman Bancorp, Inc. has the higher net margin (17.0% vs −0.31%) and the higher return on invested capital (2.22% vs −0.09%). Across the 18 metrics below, NSTS Bancorp, Inc. leads on 10 and Cullman Bancorp, Inc. on 8.
Valuation
Profitability
| Metric | CULL | NSTS | Banks Regional median |
|---|---|---|---|
| Gross margin | 76.51% | 77.36% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 16.97% | (0.31%) | 18.66% |
| Free cash flow margin | 4.32% | 113.89% | 21.18% |
| Return on equity | 3.63% | (0.05%) | 10.64% |
| Return on assets | 0.87% | (0.02%) | 1.13% |
| Return on invested capital | 2.22% | (0.09%) | 8.33% |
Growth
Health
Dividend
Size
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