Catalyst Bancorp, Inc. (CLST) vs First Seacoast Bancorp Inc. (FSEA)
Catalyst Bancorp, Inc. and First Seacoast Bancorp Inc. are both Banks Regional companies. First Seacoast Bancorp Inc. is the larger, with a market value of $80.8M against $72.2M — 1.1× the size. First Seacoast Bancorp Inc. has negative trailing earnings, so its P/E is not meaningful; Catalyst Bancorp, Inc. trades at 31.4×. First Seacoast Bancorp Inc. grew revenue faster over the last twelve months: 2.81% against −0.32%. Catalyst Bancorp, Inc. has the higher net margin (13.0% vs 0.15%) and the higher return on invested capital (2.84% vs −0.32%). Across the 16 metrics below, Catalyst Bancorp, Inc. leads on 14 and First Seacoast Bancorp Inc. on 2.
Valuation
Profitability
| Metric | CLST | FSEA | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.59% | 56.41% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 12.99% | 0.15% | 18.66% |
| Free cash flow margin | 20.74% | (0.21%) | 21.18% |
| Return on equity | 2.48% | 0.07% | 10.64% |
| Return on assets | 0.72% | 0.01% | 1.13% |
| Return on invested capital | 2.84% | (0.32%) | 8.33% |
Growth
Health
Dividend
Size
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