Business First Bancshares, Inc. (BFST) vs CPB Inc. (CPF)

Business First Bancshares, Inc. and CPB Inc. are both Banks Regional companies. Business First Bancshares, Inc. and CPB Inc. are of similar size ($997.0M and $948.5M). Business First Bancshares, Inc. trades at the lower P/E: 10.9× against 11.7×. Business First Bancshares, Inc. grew revenue faster over the last twelve months: 7.80% against 5.10%. CPB Inc. has the higher net margin (22.5% vs 16.3%) and the higher return on invested capital (22.8% vs 8.41%). Both pay a dividend; CPB Inc. yields more (5.49% vs 2.72%). Across the 20 metrics below, Business First Bancshares, Inc. leads on 11 and CPB Inc. on 9.

Valuation

Metric BFST CPF Banks Regional median
P/E 10.94 11.74 12.15
P/S 1.87 2.60 2.37
P/B 1.07 1.61 1.21
Price to free cash flow 9.74 9.78 10.80
EV/EBITDA n/m n/m —
EV/Sales 1.62 1.77 2.27
Earnings yield 9.14% 8.52% 8.11%
Free cash flow yield 10.27% 10.22% 8.98%

Profitability

Metric BFST CPF Banks Regional median
Gross margin 64.32% 81.81% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 16.32% 22.52% 18.66%
Free cash flow margin 19.24% 26.57% 21.18%
Return on equity 10.22% 14.25% 10.64%
Return on assets 1.04% 1.12% 1.13%
Return on invested capital 8.41% 22.80% 8.33%

Growth

Metric BFST CPF Banks Regional median
Revenue growth (TTM) 7.80% 5.10% 6.61%
EPS growth (last fiscal year) 23.45% 45.18% —
Revenue growth, 5-year CAGR 24.70% 7.27% 12.30%
Net income growth, 5-year CAGR 22.42% 15.76% 9.71%

Health

Metric BFST CPF Banks Regional median
Debt to equity 0.56 0.13 0.22
Current ratio 1.01 0.84 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BFST CPF Banks Regional median
Dividend yield 2.72% 5.49% 3.75%
Payout ratio 0.19 0.44 0.27

Size

Metric BFST CPF Banks Regional median
Market cap 997.00m 948.54m 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack