AXOS FINANCIAL, INC (AX) vs First Financial Bankshares, Inc. (FFIN)
AXOS FINANCIAL, INC and First Financial Bankshares, Inc. are both Banks Regional companies. AXOS FINANCIAL, INC and First Financial Bankshares, Inc. are of similar size ($5.0B and $4.6B). AXOS FINANCIAL, INC trades at the lower P/E: 10.3× against 17.3×. AXOS FINANCIAL, INC grew revenue faster over the last twelve months: 12.5% against 9.46%. First Financial Bankshares, Inc. has the higher net margin (31.0% vs 22.4%) and the higher return on invested capital (14.5% vs 14.0%). Across the 19 metrics below, AXOS FINANCIAL, INC leads on 11 and First Financial Bankshares, Inc. on 8.
Valuation
Profitability
| Metric | AX | FFIN | Banks Regional median |
|---|---|---|---|
| Gross margin | 67.59% | 76.77% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.39% | 31.03% | 18.66% |
| Free cash flow margin | 13.29% | 37.76% | 21.18% |
| Return on equity | 16.77% | 14.41% | 10.64% |
| Return on assets | 1.79% | 1.81% | 1.13% |
| Return on invested capital | 13.97% | 14.47% | 8.33% |
Growth
Health
Dividend
Size
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