Atlanticus Holdings Corporation (ATLC) vs Qfin Holdings Inc. - Sponsored ADR (QFIN)
Atlanticus Holdings Corporation and Qfin Holdings Inc. - Sponsored ADR are both Credit Services companies. Atlanticus Holdings Corporation is the larger, with a market value of $1.4B against $914.3M — 1.5× the size. Qfin Holdings Inc. - Sponsored ADR trades at the lower P/E: 1.7× against 9.6×. Atlanticus Holdings Corporation grew revenue faster over the last twelve months: 83.7% against −4.44%. Qfin Holdings Inc. - Sponsored ADR has the higher net margin (22.5% vs 5.46%) and the lower return on invested capital (17.1% vs 17.1%). Both pay a dividend; Qfin Holdings Inc. - Sponsored ADR yields more (6.99% vs 1.22%). Across the 22 metrics below, Qfin Holdings Inc. - Sponsored ADR leads on 16 and Atlanticus Holdings Corporation on 6.
Valuation
Profitability
| Metric | ATLC | QFIN | Credit Services median |
|---|---|---|---|
| Gross margin | 83.16% | 82.15% | 77.13% |
| Operating margin | 0.00% | 31.53% | 0.34% |
| Net margin | 5.46% | 22.49% | 9.25% |
| Free cash flow margin | 35.30% | 52.61% | 13.03% |
| Return on equity | 23.04% | 0.00% | 8.49% |
| Return on assets | 2.60% | 6.86% | 2.29% |
| Return on invested capital | 17.09% | 17.05% | 4.09% |
Growth
Health
Dividend
Size
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