VersaBank VBNK
23.41
0.10
0.43%
as of 25 Sep
- Market cap
- $755.7M
- P/E
- 30.8×
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Growth Flags
show if company had growth for consecutive years
| Oct '25 | Oct '24 | Oct '23 | Oct '22 | Oct '21 | Oct '20 | Oct '19 | Oct '18 | Oct '17 | Oct '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
18.26 | 13.64 | 6.59 | 11.38 | 15.80 | 8.75 | 7.91 | 7.91 | 7.91 | 7.91 |
P/S ratio |
1.72 | 1.80 | 1.14 | 1.85 | 3.47 | 1.82 | 1.63 | 0.00 | 0.00 | 0.00 |
P/FCF ratio |
12.04 | 2.09 | 2.87 | 0.00 | 0.00 | 1.12 | 7.39 | 0.00 | 0.00 | 0.00 |
P/Operating CF |
10.59 | 3.44 | 3.78 | 18.46 | (3.36) | (1.72) | 4.48 | (4.82) | (4.82) | (4.82) |
P/B ratio |
0.98 | 1.33 | 0.72 | 0.70 | 0.99 | 0.61 | 0.60 | 0.70 | 0.70 | 0.70 |
Price to Tangible BV |
1.03 | 1.41 | 0.74 | 0.72 | 1.02 | 0.61 | 0.60 | 0.70 | 0.70 | 0.70 |
EV/Sales |
(0.19) | 1.04 | 0.58 | 1.18 | 0.60 | (1.17) | 0.06 | 0.00 | 0.00 | 0.00 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
(1.30) | 1.12 | 1.47 | (4.79) | (0.53) | (0.72) | 0.26 | 0.00 | 0.00 | 0.00 |
EV/FCF |
(1.33) | 1.20 | 1.47 | (4.71) | (0.53) | (0.73) | 0.26 | 0.00 | 0.00 | 0.00 |
Quick Ratio |
0.12 | 0.05 | 0.04 | 0.03 | 0.14 | 0.16 | 0.10 | — | — | — |
Current Ratio |
1.14 | 1.05 | 1.09 | 1.12 | 1.22 | 1.21 | 1.21 | — | — | — |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 2.38% | 2.49% | 3.40% |
Debt/Equity |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.19 | 0.21 | 0.31 |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.05 | 0.04 | 0.05 | 0.05 | 0.03 | 0.03 | 0.02 |
Operating CF/Net income |
1.56 | 7.04 | 2.30 | (1.51) | (5.21) | 8.10 | 1.10 | 1.93 | 1.38 | 3.60 |
Capex/Depreciation |
(0.31) | (7.05) | (0.20) | (0.30) | (0.01) | (0.21) | (0.34) | — | — | — |
| 6.03% | 9.94% | 11.06% | 6.27% | 7.29% | 6.92% | 8.24% | 8.45% | 10.46% | 3.66% | |
| 0.53% | 0.85% | 1.08% | 0.76% | 0.98% | 0.92% | 0.99% | 0.89% | 1.03% | 0.36% | |
ROIC |
0.00% | 19.69% | 14.71% | 7.76% | 31.76% | 0.00% | 17.21% | 0.00% | 0.00% | 0.00% |
Return on Tangible Assets |
4.02% | 16.28% | 11.69% | 6.58% | 4.75% | 5.05% | 5.93% | 198.41% | 215.89% | 156.72% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
27.34% | 19.31% | 21.43% | 37.61% | 36.51% | 31.84% | 29.55% | 0.00% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.03% | 0.12% | 0.38% | 1.11% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
0.71 | 0.04 | 0.58 | 0.68 | 0.89 | 1.43 | 1.30 | 1.12 | 1.12 | 1.12 |
Graham Number |
13.29 | 16.72 | 16.67 | 11.68 | 14.41 | 11.29 | 11.19 | 0.00 | 0.00 | 0.00 |
Earnings Yield |
5.48% | 7.33% | 15.16% | 8.79% | 6.33% | 11.43% | 12.65% | 12.65% | 12.65% | 12.65% |
Free Cash Flow Yield |
8.30% | 47.94% | 34.80% | (13.56%) | (32.97%) | 89.06% | 13.54% | 0.00% | 0.00% | 0.00% |
Revenue per Share |
6.89 | 8.33 | 6.71 | 3.75 | 3.46 | 3.03 | 3.15 | 1.87 | 1.63 | 1.15 |
Operating CF per Share |
1.01 | 7.72 | 2.67 | (0.92) | (3.96) | 4.92 | 0.70 | 1.11 | 0.89 | 0.65 |
Capex per Share |
(0.02) | (0.53) | (0.01) | (0.02) | 0.00 | (0.01) | (0.01) | 0.00 | 0.00 | 0.00 |
Free Cash Flow per Share |
0.99 | 7.19 | 2.66 | (0.94) | (3.96) | 4.91 | 0.70 | 1.11 | 0.89 | 0.65 |
Cash per Share |
13.18 | 6.37 | 3.73 | 2.51 | 9.93 | 9.07 | 4.96 | 0.00 | 0.00 | 0.00 |
Shareholders Equity per Share |
12.07 | 11.30 | 10.64 | 9.93 | 12.14 | 8.99 | 8.55 | 8.09 | 7.77 | 5.38 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
12.07 | 11.30 | 10.64 | 9.93 | 12.14 | 8.99 | 8.55 | 8.09 | 7.77 | 5.38 |
Free Cash Flow |
31.05 | 186.71 | 69.95 | (25.81) | (86.15) | 103.66 | 14.70 | 23.41 | 18.50 | 16.84 |
Working Capital |
488.10 | 157.37 | 253.88 | 247.59 | 338.88 | 246.49 | 222.18 | — | — | — |
Capital Expenditures |
(0.68) | (13.65) | (0.27) | (0.45) | (0.01) | (0.18) | (0.18) | (0.76) | (1.74) | — |
Net Current Asset Value |
265.78 | 16.23 | 117.29 | 128.88 | 231.90 | 166.60 | 141.61 | (1,210.69) | (1,175.97) | (1,133.58) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.06 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Profit Margin |
9.36% | 13.17% | 17.31% | 16.35% | 21.97% | 20.01% | 20.37% | 30.71% | 39.39% | 15.80% |
Price to Operating Income |
12.63 | 9.68 | 4.70 | 7.53 | 10.67 | 5.85 | 5.19 | 0.00 | 0.00 | 0.00 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.13 | 0.11 | 0.18 | 0.19 | 0.14 | 0.11 | 0.09 | 0.00 | 0.00 | 0.00 |
Cash ROIC |
1.84% | 39.85% | 16.69% | (9.79%) | (19.96%) | 25.24% | 3.09% | 8.49% | 6.30% | 7.61% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.04 | 0.05 | 0.04 | 0.02 | 0.02 | 0.02 | 0.02 | — | — | — |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | — | — |
Average Days of Payables |
9,883.55 | 8,277.37 | 9,975.62 | 19,341.62 | 23,061.63 | 17,897.46 | 14,850.00 | — | — | — |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | — | — |
Average Payables |
3,257.63 | 2,832.36 | 2,341.87 | 1,768.98 | 1,319.98 | 1,109.70 | 1,109.70 | — | — | — |
Average Assets |
3,850.75 | 3,334.95 | 2,825.89 | 2,228.71 | 1,683.39 | 1,394.69 | 1,362.12 | 1,359.06 | 1,304.43 | 1,304.43 |
Average Common Equity |
336.78 | 286.46 | 276.00 | 268.25 | 227.02 | 185.30 | 164.40 | 143.43 | 127.96 | 127.96 |
Columns are period end dates