VersaBank VBNK
23.41
0.10
0.43%
as of 25 Sep
- Market cap
- $755.7M
- P/E
- 30.8×
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Growth Flags
show if company had growth for consecutive years
| Oct '16 | Oct '17 | Oct '18 | Oct '19 | Oct '20 | Oct '21 | Oct '22 | Oct '23 | Oct '24 | Oct '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
7.91 | 7.91 | 7.91 | 7.91 | 8.75 | 15.80 | 11.38 | 6.59 | 13.64 | 18.26 |
P/S ratio |
0.00 | 0.00 | 0.00 | 1.63 | 1.82 | 3.47 | 1.85 | 1.14 | 1.80 | 1.72 |
P/FCF ratio |
0.00 | 0.00 | 0.00 | 7.39 | 1.12 | 0.00 | 0.00 | 2.87 | 2.09 | 12.04 |
P/Operating CF |
(4.82) | (4.82) | (4.82) | 4.48 | (1.72) | (3.36) | 18.46 | 3.78 | 3.44 | 10.59 |
P/B ratio |
0.70 | 0.70 | 0.70 | 0.60 | 0.61 | 0.99 | 0.70 | 0.72 | 1.33 | 0.98 |
Price to Tangible BV |
0.70 | 0.70 | 0.70 | 0.60 | 0.61 | 1.02 | 0.72 | 0.74 | 1.41 | 1.03 |
EV/Sales |
0.00 | 0.00 | 0.00 | 0.06 | (1.17) | 0.60 | 1.18 | 0.58 | 1.04 | (0.19) |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
0.00 | 0.00 | 0.00 | 0.26 | (0.72) | (0.53) | (4.79) | 1.47 | 1.12 | (1.30) |
EV/FCF |
0.00 | 0.00 | 0.00 | 0.26 | (0.73) | (0.53) | (4.71) | 1.47 | 1.20 | (1.33) |
Quick Ratio |
— | — | — | 0.10 | 0.16 | 0.14 | 0.03 | 0.04 | 0.05 | 0.12 |
Current Ratio |
— | — | — | 1.21 | 1.21 | 1.22 | 1.12 | 1.09 | 1.05 | 1.14 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
3.40% | 2.49% | 2.38% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Debt/Equity |
0.31 | 0.21 | 0.19 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Asset Turnover |
0.02 | 0.03 | 0.03 | 0.05 | 0.05 | 0.04 | 0.05 | 0.06 | 0.06 | 0.06 |
Operating CF/Net income |
3.60 | 1.38 | 1.93 | 1.10 | 8.10 | (5.21) | (1.51) | 2.30 | 7.04 | 1.56 |
Capex/Depreciation |
— | — | — | (0.34) | (0.21) | (0.01) | (0.30) | (0.20) | (7.05) | (0.31) |
| 3.66% | 10.46% | 8.45% | 8.24% | 6.92% | 7.29% | 6.27% | 11.06% | 9.94% | 6.03% | |
| 0.36% | 1.03% | 0.89% | 0.99% | 0.92% | 0.98% | 0.76% | 1.08% | 0.85% | 0.53% | |
ROIC |
0.00% | 0.00% | 0.00% | 17.21% | 0.00% | 31.76% | 7.76% | 14.71% | 19.69% | 0.00% |
Return on Tangible Assets |
156.72% | 215.89% | 198.41% | 5.93% | 5.05% | 4.75% | 6.58% | 11.69% | 16.28% | 4.02% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 29.55% | 31.84% | 36.51% | 37.61% | 21.43% | 19.31% | 27.34% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.11% | 0.38% | 0.12% | 0.03% |
Graham Net Nets |
1.12 | 1.12 | 1.12 | 1.30 | 1.43 | 0.89 | 0.68 | 0.58 | 0.04 | 0.71 |
Graham Number |
0.00 | 0.00 | 0.00 | 11.19 | 11.29 | 14.41 | 11.68 | 16.67 | 16.72 | 13.29 |
Earnings Yield |
12.65% | 12.65% | 12.65% | 12.65% | 11.43% | 6.33% | 8.79% | 15.16% | 7.33% | 5.48% |
Free Cash Flow Yield |
0.00% | 0.00% | 0.00% | 13.54% | 89.06% | (32.97%) | (13.56%) | 34.80% | 47.94% | 8.30% |
Revenue per Share |
1.15 | 1.63 | 1.87 | 3.15 | 3.03 | 3.46 | 3.75 | 6.71 | 8.33 | 6.89 |
Operating CF per Share |
0.65 | 0.89 | 1.11 | 0.70 | 4.92 | (3.96) | (0.92) | 2.67 | 7.72 | 1.01 |
Capex per Share |
0.00 | 0.00 | 0.00 | (0.01) | (0.01) | 0.00 | (0.02) | (0.01) | (0.53) | (0.02) |
Free Cash Flow per Share |
0.65 | 0.89 | 1.11 | 0.70 | 4.91 | (3.96) | (0.94) | 2.66 | 7.19 | 0.99 |
Cash per Share |
0.00 | 0.00 | 0.00 | 4.96 | 9.07 | 9.93 | 2.51 | 3.73 | 6.37 | 13.18 |
Shareholders Equity per Share |
5.38 | 7.77 | 8.09 | 8.55 | 8.99 | 12.14 | 9.93 | 10.64 | 11.30 | 12.07 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
5.38 | 7.77 | 8.09 | 8.55 | 8.99 | 12.14 | 9.93 | 10.64 | 11.30 | 12.07 |
Free Cash Flow |
16.84 | 18.50 | 23.41 | 14.70 | 103.66 | (86.15) | (25.81) | 69.95 | 186.71 | 31.05 |
Working Capital |
— | — | — | 222.18 | 246.49 | 338.88 | 247.59 | 253.88 | 157.37 | 488.10 |
Capital Expenditures |
— | (1.74) | (0.76) | (0.18) | (0.18) | (0.01) | (0.45) | (0.27) | (13.65) | (0.68) |
Net Current Asset Value |
(1,133.58) | (1,175.97) | (1,210.69) | 141.61 | 166.60 | 231.90 | 128.88 | 117.29 | 16.23 | 265.78 |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.06 | 0.00 |
Net Profit Margin |
15.80% | 39.39% | 30.71% | 20.37% | 20.01% | 21.97% | 16.35% | 17.31% | 13.17% | 9.36% |
Price to Operating Income |
0.00 | 0.00 | 0.00 | 5.19 | 5.85 | 10.67 | 7.53 | 4.70 | 9.68 | 12.63 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 0.00 | 0.00 | 0.09 | 0.11 | 0.14 | 0.19 | 0.18 | 0.11 | 0.13 |
Cash ROIC |
7.61% | 6.30% | 8.49% | 3.09% | 25.24% | (19.96%) | (9.79%) | 16.69% | 39.85% | 1.84% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
— | — | — | 0.02 | 0.02 | 0.02 | 0.02 | 0.04 | 0.05 | 0.04 |
Inventory Turnover |
— | — | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
— | — | — | 14,850.00 | 17,897.46 | 23,061.63 | 19,341.62 | 9,975.62 | 8,277.37 | 9,883.55 |
Days of Inventory on Hand |
— | — | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
— | — | — | 1,109.70 | 1,109.70 | 1,319.98 | 1,768.98 | 2,341.87 | 2,832.36 | 3,257.63 |
Average Assets |
1,304.43 | 1,304.43 | 1,359.06 | 1,362.12 | 1,394.69 | 1,683.39 | 2,228.71 | 2,825.89 | 3,334.95 | 3,850.75 |
Average Common Equity |
127.96 | 127.96 | 143.43 | 164.40 | 185.30 | 227.02 | 268.25 | 276.00 | 286.46 | 336.78 |
Columns are period end dates