Upstart Holdings, Inc. UPST

23.81 (0.83) (3.37%) as of 25 Sep
Market cap
$2.4B
P/E
38.4×
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An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Older periods Sep '25 Dec '25 Mar '26 Jun '26
Revenue

+8 more quarters

277.11 296.09 308.21 364.71
Revenue Growth
70.90% 35.22% 44.45% 41.75%
Cost of Revenue
49.79 51.84 55.10 61.32
Gross Profit
227.32 244.25 253.12 303.39
R&D Expenses
64.03 66.91 80.11 93.86
SG&A Expenses
139.62 158.42 180.53 194.89
Operating Income
23.67 18.92 (7.52) 14.64
Non-operating Income/Expense
8.26 0.24 0.96 2.51
EBT
31.93 19.16 (6.56) 17.15
Income Tax Provision
0.12 0.53 0.08 0.61
Income after Tax
31.81 18.64 (6.65) 16.54
Net Income Common
31.81 18.64 (6.65) 16.54
EPS (Basic)
0.33 0.19 (0.07) 0.17
EPS (Diluted)
0.23 0.17 (0.07) 0.16
Shares (Basic, Weighted)
96.68 96.03 96.90 96.57
Shares (Diluted, Weighted)
109.73 107.49 96.90 109.72
Gross Margin
82.03% 82.49% 82.12% 83.19%
EBIT Margin
8.54% 6.39% (2.44%) 4.01%
EBT margin
11.52% 6.47% (2.13%) 4.70%
Net Profit Margin
11.48% 6.29% (2.16%) 4.53%
EBITDA
29.80 25.38 (1.66) 21.77
EBIT
23.67 18.92 (7.52) 14.64
Income from Continuous Operations
31.81 18.64 (6.65) 16.54
Consolidated Net Income/Loss
31.81 18.64 (6.65) 16.54
EPS (Basic, from Continuous Ops)
0.33 0.20 (0.07) 0.17
EPS (Diluted, from Cont. Ops)
0.29 0.18 (0.07) 0.15
EPS (Basic, Consolidated)
0.33 0.20 (0.07) 0.17
EPS (Diluted, Consolidated)
0.29 0.18 (0.07) 0.15
Shares (Diluted, Average)
109.73 112.22 96.90 109.72
EBITDA Margin
10.75% 8.57% (0.54%) 5.97%
Operating Cash Flow Margin
(44.25%) 36.66% (43.25%) (37.46%)

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In millions of $ except per-share values · columns are period end dates