United Community Banks, Inc. UCB

34.23 0.35 1.03% as of 25 Sep
Market cap
$4.1B
P/E
11.2×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
Revenue
428.72 477.98 593.04 657.42 714.11 736.61 950.86 1,312.59 1,502.50 1,536.98
Revenue Growth
22.12% 11.49% 24.07% 10.86% 8.62% 3.15% 29.09% 38.04% 14.47% 2.30%
Cost of Revenue
25.24 33.74 61.33 83.31 56.24 29.76 60.80 419.34 550.37 473.83
Gross Profit
403.48 444.25 531.71 574.11 657.87 706.85 890.06 893.25 952.12 1,063.15
SG&A Expenses
228.19 252.67 303.53 323.55 437.24 341.07 507.86 618.32 605.90 617.46
Operating Income
171.11 186.74 221.34 245.62 216.46 361.73 375.38 259.76 331.63 432.62
Non-operating Income/Expense
(8.12) (13.90) (5.41) (6.91) (7.02) (13.97) (19.37) (27.21) (8.62) (10.20)
EBT
162.99 172.83 215.93 238.71 209.45 347.76 356.00 232.55 323.01 422.41
Income Tax Provision
62.34 105.01 49.82 52.99 45.36 77.96 78.53 45.00 70.61 94.32
Income after Tax
100.66 67.82 166.11 185.72 164.09 269.80 277.47 187.54 252.40 328.10
Dividends (Preferred)
0.02 0.57 1.18 1.38 4.82 8.53 8.34 6.70 7.77 9.91
Net Income Common
100.64 67.25 164.93 184.35 159.27 261.27 269.14 180.85 244.63 318.18
EPS (Basic)
1.40 0.92 2.07 2.31 1.91 2.97 2.52 1.54 2.04 2.62
EPS (Diluted)
1.40 0.92 2.07 2.31 1.91 2.97 2.52 1.54 2.04 2.62
Shares (Basic, Weighted)
71.91 73.25 79.66 79.70 83.18 87.94 106.66 117.60 119.78 121.31
Shares (Diluted, Weighted)
71.92 73.26 79.67 79.71 83.25 88.10 106.78 117.75 119.90 121.44
Gross Margin
94.11% 92.94% 89.66% 87.33% 92.12% 95.96% 93.61% 68.05% 63.37% 69.17%
EBIT Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBT margin
38.02% 36.16% 36.41% 36.31% 29.33% 47.21% 37.44% 17.72% 21.50% 27.48%
Net Profit Margin
23.47% 14.07% 27.81% 28.04% 22.30% 35.47% 28.30% 13.78% 16.28% 20.70%
Free Cash Flow Margin
29.77% 39.52% 43.65% 21.23% 19.76% 45.76% 60.40% 16.87% 20.15% 23.19%
Other line items
Income from Continuous Operations
100.66 67.82 166.11 185.72 164.09 269.80 277.47 187.54 252.40 328.10
Consolidated Net Income/Loss
100.66 67.82 166.11 185.72 164.09 269.80 277.47 187.54 252.40 328.10
EPS (Basic, from Continuous Ops)
1.40 0.93 2.09 2.33 1.97 3.07 2.60 1.59 2.11 2.70
EPS (Basic, Consolidated)
1.40 0.93 2.09 2.33 1.97 3.07 2.60 1.59 2.11 2.70
EPS (Diluted, from Cont. Ops)
1.40 0.93 2.09 2.33 1.97 3.06 2.60 1.59 2.11 2.70
Shares (Diluted, Average)
71.88 73.72 79.67 79.71 83.25 88.10 106.78 117.75 119.90 121.44
EPS (Diluted, Consolidated)
1.40 0.93 2.09 2.33 1.97 3.06 2.60 1.59 2.11 2.70
EBITDA Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Margin
32.64% 43.51% 45.53% 23.41% 22.22% 48.78% 63.87% 22.40% 23.28% 24.99%

Fold the line items

In millions of $ except per-share values · columns are period end dates