Sezzle Inc. SEZL

111.38 1.60 1.46% as of 25 Sep
Market cap
$3.8B
P/E
23.6×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18
P/E ratio
16.36 18.72 17.00 0.00 0.00 0.00 0.00 0.00
P/S ratio
4.78 5.30 0.75 0.43 139.24 0.00 0.00 0.00
P/FCF ratio
10.39 11.12 0.00 7.18 0.00 0.00 0.00 0.00
P/Operating CF
13.95 15.84 (8.00) 37.41 (391.00) (1,651.81) 5,392.66 5,392.66
P/B ratio
12.68 16.36 5.43 6.09 423.04 0.00 0.00 0.00
Price to Tangible BV
12.93 16.83 5.95 7.17 433.48 0.00 0.00 0.00
EV/Sales
5.14 5.74 0.90 0.39 139.24 0.00 0.00 0.00
EV/EBITDA
12.95 18.60 6.06 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
11.03 11.92 (5.61) 5.70 (221.63) 0.00 0.00 0.00
EV/FCF
11.17 12.06 (5.33) 6.46 (217.35) 0.00 0.00 0.00
Quick Ratio
0.88 0.77 0.39 0.73 0.78 1.32 3.98 4.25
Current Ratio
3.92 2.44 1.12 1.72 2.06 2.53 4.03 4.29
Net Debt/EBITDA
0.38 0.31 1.01 0.20 0.01 1.76 1.31 0.72
Debt/Assets
34.98% 34.85% 44.50% 37.15% 34.97% 23.80% 34.08% 34.97%
Debt/Equity
0.82 1.18 4.28 7.25 2.07 0.69 0.81 0.82
Asset Turnover
1.29 1.06 0.83 0.63 0.58 0.49 0.41 0.00
Operating CF/Net income
1.58 1.66 (3.62) (0.22) 0.96 0.77 1.53 1.49
Capex/Depreciation
(1.43) (0.98) (0.86) (0.55) (0.99) (0.87) 0.00 0.00
Interest Coverage
0.00 0.00 0.00 0.00 0.00 0.00 — 0.00
ROE
103.34% 142.86% 45.89% (163.37%) (153.80%) (74.19%) (126.03%) 0.00%
ROA
38.11% 30.73% 3.69% (19.24%) (37.82%) (27.13%) (34.29%) 0.00%
ROIC
46.56% 45.17% 30.09% (515.48%) (115.85%) (141.78%) 0.00% 0.00%
Return on Tangible Assets
50.79% 51.68% 32.60% (53.49%) (65.71%) (30.85%) (27.31%) (42.06%)
Average Days of Receivables
5.01 4.89 3.60 7.36 16.16 8.71 582.44 1,177.31
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 3.27% 24.14%
Selling, General and Administrative Expense of Revenue
23.05% 26.89% 42.01% 68.97% 71.29% 71.75% 117.81% 266.88%
Intangible Assets out of Total Assets
0.01 0.01 0.01 0.01 0.00 0.00 0.01 0.02
Share Based Compensation of Revenue
1.45% 1.92% 4.35% 8.21% 12.33% 11.93% 0.00% 0.00%
Graham Net Nets
0.06 0.03 0.15 0.12 0.00 0.00 0.00 0.00
Graham Number
20.91 11.55 1.76 0.00 0.00 0.00 0.00 0.00
Earnings Yield
6.11% 5.34% 5.88% (72.44%) (0.47%) (0.09%) (0.09%) (0.09%)
Free Cash Flow Yield
9.63% 8.99% (22.53%) 13.92% (0.46%) 0.00% 0.00% 0.00%
Revenue per Share
13.28 8.04 4.74 3.84 0.10 0.05 0.14 0.33
Operating CF per Share
6.19 3.88 (0.76) 0.26 (0.06) (0.02) (0.18) (1.26)
Capex per Share
(0.08) (0.04) (0.04) (0.03) 0.00 0.00 0.00 0.00
Free Cash Flow per Share
6.11 3.83 (0.80) 0.23 (0.06) (0.02) (0.18) (1.26)
Cash per Share
2.14 2.31 2.10 2.13 0.07 0.08 0.33 1.51
Shareholders Equity per Share
5.01 2.61 0.66 0.27 0.03 0.05 0.25 1.14
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
5.01 2.61 0.66 0.27 0.03 0.05 0.25 1.14
Free Cash Flow
207.21 129.18 (27.06) 7.50 (73.55) (25.54) (20.19) (5.88)
Working Capital
262.10 151.94 21.78 70.94 113.73 104.63 47.46 9.33
Capital Expenditures
(2.69) (1.46) (1.37) (1.01) (1.42) (0.73) (0.54) (0.35)
Net Current Asset Value
121.45 47.08 18.49 6.40 35.68 58.85 25.81 4.94
EV/EBIT
13.09 18.94 6.49 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00
Net Profit Margin
29.57% 28.96% 4.45% (30.34%) (65.47%) (55.10%) (82.66%) (256.95%)
Price to Operating Income
12.18 17.47 5.41 0.00 0.00 0.00 0.00 0.00
Other line items
Depreciation/Fixed assets
0.00 0.00 0.00 6.50 2.17 2.25 0.25 1.21
Cash ROIC
54.91% 48.41% (13.71%) 5.78% (37.37%) (13.22%) (24.62%) (35.50%)
Accounts Receivable Turnover
91.75 104.27 77.65 32.97 35.40 4.36 1.05 0.00
Accounts Payable Turnover
1.28 0.85 0.60 0.55 0.62 0.67 1.03 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
255.92 412.95 575.44 618.84 718.57 891.28 606.34 963.03
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Receivables
4.91 2.60 2.05 3.81 3.24 13.48 15.26 —
Average Payables
62.67 71.55 78.58 89.77 78.73 37.12 7.79 —
Average Assets
349.30 255.51 192.61 197.99 198.76 119.39 38.60 —
Average Common Equity
128.82 54.96 15.47 23.32 48.88 43.66 10.50 —

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