Reinsurance Group of America, Incorporated RGA
248.65
3.24
1.32%
as of 25 Sep
- Market cap
- $16.0B
- P/E
- 10.8×
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Growth Flags
show if company had growth for consecutive years
| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
11.32 | 19.74 | 12.02 | 18.15 | 6.34 | 18.81 | 11.86 | 12.53 | 5.58 | 11.40 |
P/S ratio |
0.57 | 0.64 | 0.58 | 0.58 | 0.45 | 0.52 | 0.72 | 0.69 | 0.80 | 0.69 |
P/FCF ratio |
3.31 | 1.51 | 2.70 | 7.17 | 1.78 | 2.30 | 4.50 | 5.76 | 5.17 | 5.64 |
P/Operating CF |
15.74 | 8.79 | 8.82 | 35.55 | 20.56 | 13.96 | 18.83 | 18.58 | 11.41 | 17.95 |
P/B ratio |
0.99 | 1.29 | 1.18 | 1.32 | 0.57 | 0.53 | 0.88 | 1.06 | 1.05 | 1.13 |
Price to Tangible BV |
0.99 | 1.29 | 1.18 | 1.32 | 0.57 | 0.53 | 0.88 | 1.06 | 1.05 | 1.13 |
EV/Sales |
0.64 | 0.73 | 0.68 | 0.66 | 0.51 | 0.55 | 0.84 | 0.79 | 0.94 | 0.88 |
EV/EBITDA |
7.98 | 12.81 | 9.25 | 8.95 | 4.04 | 10.99 | 9.08 | 10.02 | 9.32 | 8.94 |
EV/Operating CF |
3.72 | 1.71 | 3.10 | 7.99 | 2.02 | 2.42 | 5.23 | 6.41 | 5.95 | 6.95 |
EV/FCF |
3.76 | 1.72 | 3.13 | 8.15 | 2.03 | 2.44 | 5.30 | 6.53 | 6.09 | 7.18 |
Quick Ratio |
0.14 | 0.15 | 0.17 | 0.13 | 0.13 | 0.13 | 0.10 | 0.12 | 0.11 | 0.11 |
Current Ratio |
0.14 | 0.15 | 0.17 | 0.13 | 0.13 | 0.13 | 0.10 | 0.12 | 0.11 | 0.11 |
Net Debt/EBITDA |
0.92 | 1.58 | 1.15 | 0.89 | 0.35 | 0.22 | 1.15 | 0.89 | 1.17 | 1.66 |
Debt/Assets |
3.65% | 4.25% | 4.53% | 4.67% | 3.98% | 4.22% | 3.89% | 4.32% | 4.61% | 5.82% |
Debt/Equity |
0.42 | 0.46 | 0.48 | 0.55 | 0.28 | 0.25 | 0.26 | 0.33 | 0.29 | 0.44 |
Asset Turnover |
0.17 | 0.20 | 0.20 | 0.18 | 0.19 | 0.18 | 0.20 | 0.21 | 0.22 | 0.22 |
Operating CF/Net income |
3.46 | 13.07 | 4.48 | 2.60 | 3.57 | 8.00 | 2.65 | 2.21 | 1.09 | 2.09 |
Capex/Depreciation |
0.00 | 0.00 | 0.00 | 0.76 | 1.73 | (9.33) | 5.67 | 2.42 | 0.85 | 0.67 |
Interest Coverage |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 9.67% | 7.14% | 11.04% | 5.12% | 8.55% | 3.20% | 8.68% | 7.95% | 21.87% | 10.61% | |
| 0.86% | 0.66% | 0.99% | 0.58% | 1.32% | 0.51% | 1.23% | 1.15% | 3.21% | 1.36% | |
ROIC |
7.89% | 6.20% | 7.97% | 9.14% | 9.52% | 3.19% | 6.35% | 6.84% | 7.45% | 8.40% |
Return on Tangible Assets |
(1.11%) | (0.91%) | (1.44%) | (0.86%) | (1.92%) | (0.77%) | (1.68%) | (1.65%) | (4.64%) | (2.06%) |
Average Days of Receivables |
199.40 | 171.96 | 191.38 | 142.02 | 131.42 | 108.43 | 110.70 | 119.17 | 102.46 | 93.83 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(9.39) | (6.69) | (7.00) | (7.24) | (9.46) | (8.25) | (5.80) | (5.60) | (4.61) | (5.23) |
Graham Number |
288.34 | 200.87 | 205.51 | 137.05 | 273.00 | 174.40 | 239.25 | 182.75 | 305.03 | 164.67 |
Earnings Yield |
8.83% | 5.06% | 8.32% | 5.51% | 15.76% | 5.31% | 8.43% | 7.98% | 17.92% | 8.77% |
Free Cash Flow Yield |
30.19% | 66.35% | 36.98% | 13.94% | 56.08% | 43.46% | 22.23% | 17.37% | 19.36% | 17.73% |
Revenue per Share |
359.61 | 335.97 | 280.05 | 242.56 | 245.83 | 223.18 | 228.07 | 202.14 | 194.27 | 179.26 |
Operating CF per Share |
62.08 | 142.40 | 61.00 | 20.07 | 61.68 | 50.80 | 36.79 | 24.82 | 30.76 | 22.80 |
Capex per Share |
0.00 | 0.00 | 0.00 | (0.37) | (0.28) | (0.43) | (0.54) | (0.46) | (0.68) | (0.69) |
Free Cash Flow per Share |
62.08 | 142.40 | 61.00 | 19.70 | 61.40 | 50.37 | 36.25 | 24.36 | 30.08 | 22.11 |
Cash per Share |
63.25 | 50.55 | 44.80 | 43.75 | 43.48 | 52.11 | 23.11 | 29.67 | 20.23 | 18.68 |
Shareholders Equity per Share |
205.63 | 165.74 | 138.33 | 107.19 | 191.95 | 219.45 | 185.02 | 132.65 | 148.53 | 110.36 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
205.63 | 165.74 | 138.33 | 107.19 | 191.95 | 219.45 | 185.02 | 132.65 | 148.53 | 110.36 |
Free Cash Flow |
4,091.00 | 9,370.00 | 4,044.00 | 1,318.00 | 4,163.00 | 3,294.00 | 2,273.00 | 1,552.00 | 1,938.00 | 1,421.08 |
Working Capital |
(106,305.00) | (78,731.00) | (62,632.00) | (59,995.00) | (60,816.00) | (53,996.00) | (51,865.00) | (43,326.00) | (39,254.95) | (34,100.32) |
Capital Expenditures |
— | — | — | (25.00) | (19.00) | (28.00) | (34.00) | (29.00) | (44.00) | (44.64) |
Net Current Asset Value |
(125,925.00) | (94,028.00) | (75,747.00) | (68,492.00) | (70,212.00) | (62,560.00) | (59,344.00) | (49,991.00) | (46,128.53) | (41,842.18) |
EV/EBIT |
7.98 | 12.81 | 9.25 | 8.95 | 4.04 | 10.87 | 9.04 | 9.90 | 8.95 | 8.44 |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Profit Margin |
4.99% | 3.24% | 4.86% | 3.19% | 7.02% | 2.84% | 6.08% | 5.56% | 14.56% | 6.09% |
Price to Operating Income |
7.03 | 11.23 | 7.98 | 7.88 | 3.55 | 10.24 | 7.66 | 8.73 | 7.59 | 6.63 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cash ROIC |
17.46% | 48.61% | 24.41% | 9.55% | 21.31% | 15.57% | 14.39% | 12.04% | 14.51% | 12.88% |
Accounts Receivable Turnover |
2.03 | 2.19 | 2.31 | 2.64 | 3.22 | 3.37 | 3.35 | 3.34 | 3.87 | 4.02 |
Accounts Payable Turnover |
0.32 | 0.38 | 0.38 | 0.34 | 0.33 | 0.36 | 0.36 | 0.37 | 0.40 | 0.40 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
1,272.96 | 1,066.81 | 1,019.55 | 1,013.44 | 1,156.13 | 1,076.64 | 1,054.15 | 1,036.10 | 969.02 | 914.84 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
11,680.50 | 10,075.00 | 8,024.50 | 6,157.50 | 5,168.50 | 4,336.50 | 4,270.50 | 3,858.61 | 3,237.56 | 2,868.36 |
Average Payables |
64,350.50 | 51,220.50 | 41,979.00 | 41,141.00 | 40,926.00 | 36,702.00 | 33,177.50 | 29,629.53 | 26,038.82 | 24,118.69 |
Average Assets |
137,632.50 | 108,149.00 | 91,263.50 | 88,539.50 | 88,415.50 | 80,693.50 | 70,633.00 | 62,524.91 | 56,806.35 | 51,740.52 |
Average Common Equity |
12,228.50 | 10,038.50 | 8,171.00 | 10,092.50 | 13,683.00 | 12,976.50 | 10,025.50 | 9,009.77 | 8,331.31 | 6,614.23 |
Columns are period end dates