Pagaya Technologies Ltd. PGY

17.62 (1.10) (5.88%) as of 25 Sep
Market cap
$1.6B
P/E
11.7×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Revenue
1,301.36 1,032.25 812.05 748.93 474.59 99.01
Revenue Growth
26.07% 27.12% 8.43% 57.81% 379.33% —
Cost of Revenue
749.17 597.65 508.94 451.08 232.32 49.09
Gross Profit
552.19 434.60 303.11 297.84 242.26 49.93
R&D Expenses
75.21 76.57 74.38 150.93 66.21 12.33
SG&A Expenses
213.15 291.19 253.12 398.42 181.86 16.34
Operating Income
263.83 66.84 (24.40) (251.51) (5.81) 21.25
Non-operating Income/Expense
(212.20) (487.96) (156.77) (24.87) (55.84) (0.05)
EBT
51.63 (421.12) (181.17) (276.37) (61.65) 21.20
Income Tax Provision
(19.74) 24.58 15.57 16.40 7.88 1.28
Income after Tax
71.37 (445.70) (196.74) (292.77) (69.52) 19.92
Dividends (Preferred)
— — 0.00 12.21 43.17 9.56
Non-Controlling Interest
(10.02) (44.29) (68.30) 9.55 21.63 5.45
Net Income Common
81.39 (401.41) (128.44) (314.53) (134.32) 4.91
EPS (Basic)
0.99 (5.66) (2.16) (8.28) (71.08) 233.79
EPS (Diluted)
0.93 (5.66) (2.16) (8.28) (4.27) 215.98
Shares (Basic, Weighted)
78.34 70.88 60.04 38.25 16.27 0.09
Shares (Diluted, Weighted)
83.10 70.88 60.04 38.25 16.27 0.09
Gross Margin
42.43% 42.10% 37.33% 39.77% 51.05% 50.42%
EBIT Margin
20.27% 6.48% (3.00%) (33.58%) (1.22%) 21.47%
EBT margin
3.97% (40.80%) (22.31%) (36.90%) (12.99%) 21.41%
Net Profit Margin
6.25% (38.89%) (15.82%) (42.00%) (28.30%) 4.96%
Free Cash Flow Margin
17.27% 2.37% (1.31%) (8.33%) 9.10% 3.19%
EBITDA
293.90 95.59 (5.27) (245.21) (4.99) 21.54
EBIT
263.83 66.84 (24.40) (251.51) (5.81) 21.25
Income from Continuous Operations
71.37 (445.70) (196.74) (292.77) (69.52) 19.92
Consolidated Net Income/Loss
71.37 (445.70) (196.74) (292.77) (69.52) 19.92
EPS (Basic, from Continuous Ops)
0.91 (6.29) (3.28) (7.65) (4.27) 233.79
EPS (Basic, Consolidated)
0.91 (6.29) (3.28) (7.65) (4.27) 233.79
EPS (Diluted, from Cont. Ops)
0.86 (6.29) (3.28) (7.65) (4.27) 215.98
Shares (Diluted, Average)
83.10 83.93 61.67 58.28 — —
EPS (Diluted, Consolidated)
0.86 (6.29) (3.28) (7.65) (4.27) 215.98
EBITDA Margin
22.58% 9.26% (0.65%) (32.74%) (1.05%) 21.76%
Operating Cash Flow Margin
18.34% 4.63% 1.18% (5.34%) 10.50% 4.30%

Fold the line items

In millions of $ except per-share values · columns are period end dates