NBT Bancorp Inc. NBTB

51.57 0.44 0.86% as of 25 Sep
Market cap
$2.7B
P/E
12.6×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Revenue
906.49 788.49 664.97 539.65 497.67 494.56 511.56 469.02 430.71 402.66
Revenue Growth
14.96% 18.58% 23.22% 8.43% 0.63% (3.32%) 9.07% 8.89% 6.97% 2.80%
Cost of Revenue
209.45 211.55 144.57 21.88 18.79 32.60 55.98 38.63 25.91 22.51
Gross Profit
697.04 576.95 520.40 517.77 478.88 461.95 455.58 430.39 404.80 380.15
SG&A Expenses
446.13 387.51 352.23 318.38 276.22 325.47 296.57 289.35 272.68 257.43
Operating Income
238.97 180.99 163.44 197.12 199.86 133.09 155.43 137.00 128.16 118.80
Non-operating Income/Expense
(19.53) (1.53) (9.98) (0.97) — 4.80 3.10 — (1.31) —
EBT
219.44 179.46 153.46 196.16 199.86 133.09 155.43 137.00 128.16 118.80
Income Tax Provision
50.21 38.82 34.68 44.16 44.97 28.70 34.41 24.44 46.01 40.39
Income after Tax
169.24 140.64 118.78 152.00 154.89 104.39 121.02 112.57 82.15 78.41
Dividends (Preferred)
— 0.00 — 0.00 0.00 0.00 0.00 0.00 — 0.00
Net Income Common
169.24 140.64 118.78 152.00 154.89 104.39 121.02 112.57 82.15 78.41
EPS (Basic)
3.34 2.98 2.67 3.54 3.57 2.39 2.76 2.58 1.89 1.81
EPS (Diluted)
3.33 2.97 2.65 3.52 3.54 2.37 2.74 2.56 1.87 1.80
Shares (Basic, Weighted)
50.65 47.17 44.53 42.92 43.42 43.69 43.82 43.70 43.58 43.24
Shares (Diluted, Weighted)
50.88 47.43 44.77 43.18 43.72 43.99 44.12 44.02 43.91 43.62
Gross Margin
76.89% 73.17% 78.26% 95.95% 96.22% 93.41% 89.06% 91.76% 93.98% 94.41%
EBIT Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBT margin
24.21% 22.76% 23.08% 36.35% 40.16% 26.91% 30.38% 29.21% 29.76% 29.50%
Net Profit Margin
18.67% 17.84% 17.86% 28.17% 31.12% 21.11% 23.66% 24.00% 19.07% 19.47%
Free Cash Flow Margin
24.15% 22.43% 22.29% 32.65% 30.43% 27.72% 28.70% 29.93% 30.23% 26.64%
Other line items
Income from Continuous Operations
169.24 140.64 118.78 152.00 154.89 104.39 121.02 112.57 82.15 78.41
Consolidated Net Income/Loss
169.24 140.64 118.78 152.00 154.89 104.39 121.02 112.57 82.15 78.41
EPS (Basic, from Continuous Ops)
3.34 2.98 2.67 3.54 3.57 2.39 2.76 2.58 1.89 1.81
EPS (Basic, Consolidated)
3.34 2.98 2.67 3.54 3.57 2.39 2.76 2.58 1.89 1.81
EPS (Diluted, from Cont. Ops)
3.33 2.97 2.65 3.52 3.54 2.37 2.74 2.56 1.87 1.80
Shares (Diluted, Average)
50.88 47.43 44.77 43.18 43.72 43.99 44.12 43.63 43.47 43.62
EPS (Diluted, Consolidated)
3.33 2.97 2.65 3.52 3.54 2.37 2.74 2.56 1.87 1.80
EBITDA Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Margin
25.95% 23.91% 23.68% 33.95% 31.99% 29.37% 30.00% 31.51% 31.79% 27.46%

Fold the line items

In millions of $ except per-share values · columns are period end dates